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  1. 🏠
  2. Medicare Advantage Plans
  3. New Mexico
  4. Valencia County

2027 Medicare Advantage Plans in Valencia County, NM

Last update: October 6, 2026.

Valencia County, NM has 18 Medicare Advantage plans available in 2027. These include 14 plans with no monthly premium, and roughly (2027 Star Ratings Coming Soon) are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Valencia County, NM. Or explore all Medicare Options available in Valencia County, NM.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $7.44/mo
$0 Premium Plans: 14
Average MOOP: $5,803 ($9,250 max. in 2027)
Star Ratings (Plan Mix): (2027 Star Ratings Coming Soon)
Average Part D Deductible: $523.13
Total MA/MAPD Enrollment: 3,839
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Gold Plus H0028-019 (HMO) — 1,184 enrollees
2. AARP Medicare Advantage Essentials from UHC NM-4 (PPO) — 586 enrollees
3. Humana Total Complete (HMO) — 410 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 13
  • Average Monthly Premium $10.31/mo
  • Total PPO Enrollment 1,695
  • $0 Premium PPO Plans 9
  • Average MOOP $6,054
  • Top PPO by Enrollment AARP Medicare Advantage Essentials from UHC NM-4 (PPO) — 586 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2027 PPO Medicare Advantage Plans available in Valencia County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Direct OTC from UHC NM-14
☆☆☆☆☆
$0 $5,900 $685 H2406-142-0
AARP Medicare Advantage Direct Plus from UHC NM-15
☆☆☆☆☆
$0 $5,900 $595 H2406-143-0
AARP Medicare Advantage Essentials from UHC NM-4
☆☆☆☆☆
$0 $5,900 $580 H2406-089-0
AARP Medicare Advantage Extras from UHC NM-12
☆☆☆☆☆
$0 $7,150 $685 H2406-140-0
AARP Medicare Advantage from UHC NM-0001
☆☆☆☆☆
$34 $5,900 $685 H2406-054-0
AARP Medicare Advantage Giveback from UHC NM-7
☆☆☆☆☆
$0 $7,150 $685 H2406-096-0
AARP Medicare Advantage Patriot No Rx NM-MA01
☆☆☆☆☆
$0 $7,150 N/A H2406-080-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,850 $450 H5216-435-3
Humana Full Access
☆☆☆☆☆
$60 $3,900 $700 H7617-069-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-3
Humana Value Choice
☆☆☆☆☆
$0 $5,900 $400 H5216-078-6
HumanaChoice H5216-223
☆☆☆☆☆
$20 $4,900 $300 H5216-223-0
HumanaChoice H7617-068
☆☆☆☆☆
$20 $4,900 $300 H7617-068-0
What is the most popular PPO plan in Valencia?

AARP Medicare Advantage Essentials from UHC NM-4 (PPO) is the top PPO in Valencia, with 586 enrollees.

What is the number of PPO plans without Part D coverage in Valencia?

There are 2 PPO plans in Valencia without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
1,828
$0 Premium HMO Plans
3
Average MOOP
$3,967
Top HMO by Enrollment
Humana Gold Plus H0028-019 (HMO) — 1,184 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Valencia County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HealthSpring Preferred
☆☆☆☆☆
$0 $4,300 $500 H0672-005-0
Humana Gold Plus H0028-019
☆☆☆☆☆
$0 $3,800 $700 H0028-019-0
Humana Total Complete
☆☆☆☆☆
$0 $3,800 $700 H4461-064-0

What is the typical premium for HMO plans in Valencia?

HMO plans in Valencia cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Valencia?

The most popular HMO plan in Valencia is Humana Gold Plus H0028-019 (HMO), with 1,184 enrollees.

How many HMO options are offered without prescription drug coverage in Valencia?

There are 0 HMO plans in Valencia without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 316
  • $0 Premium HMO-POS Plans 2
  • Average MOOP $6,925
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NM-0009 (HMO-POS) — 288 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Valencia County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NM-0009
☆☆☆☆☆
$0 $6,700 $205 H4604-027-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$0 $7,150 $200 H3822-002-0
What is the total number of HMO-POS plans in Valencia?

In 2027, Valencia has 2 HMO-POS plans with 316 enrollees.

How much do HMO-POS plans cost in Valencia?

The typical HMO-POS premium in Valencia is $0.00, and 2 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Valencia County, NM for 2027.

CMS Star Ratings for Medicare Advantage Plans in Valencia County, NM (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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