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  1. 🏠
  2. Medicare Advantage Plans
  3. New Mexico
  4. Valencia County

2026 Medicare Advantage Plans in Valencia County, NM

Last update: June 11, 2026. Enrollment data updated: August 15, 2026

In Valencia County, NM, there are 24 Medicare Advantage plans available for 2026. Of these, 15 offer a $0 monthly premium, and about 33% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Valencia County, NM. Or explore all Medicare Options available in Valencia County, NM.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$17.38/mo
Plans with $0 Premium
15
Average MOOP Limit
$5,215 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 33% · 3 Stars: 63% · Below 3: 4%
Average Part D Deductible
$351.50
Total MA/MAPD Enrollment
7,147
Plans with the Highest Enrollment
(as of August 15, 2026)
1. Presbyterian Senior Care Plan 2 with Rx (HMO) — 2,009 enrollees
2. Humana Gold Plus H0028-019 (HMO) — 1,209 enrollees
3. Blue Cross Medicare Advantage Select (HMO) — 873 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 14
  • Average Monthly Premium $20.21/mo
  • Total PPO Enrollment 1,795
  • $0 Premium PPO Plans 7
  • Average MOOP $5,629
  • Top PPO by Enrollment AARP Medicare Advantage from UHC NM-0004 (PPO) — 583 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Valencia County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Full Access H7617-069
☆☆☆☆☆
$64 $3,400 $615 H7617-069-0
HumanaChoice H7617-068
☆☆☆☆☆
$9 $4,900 $200 H7617-068-0
AARP Medicare Advantage from UHC NM-0001
☆☆☆☆☆
$33 $4,900 $520 H2406-054-0
AARP Medicare Advantage from UHC NM-0004
☆☆☆☆☆
$0 $5,900 $600 H2406-089-0
AARP Medicare Advantage Giveback from UHC NM-7
☆☆☆☆☆
$0 $6,700 $600 H2406-096-0
AARP Medicare Advantage Patriot No Rx NM-MA01
☆☆☆☆☆
$0 $6,700 N/A H2406-080-0
Humana Essentials Plus Giveback H5216-435
☆☆☆☆☆
$0 $7,850 $0 H5216-435-3
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-3
Humana Value Choice H5216-078
☆☆☆☆☆
$0 $5,000 $615 H5216-078-6
HumanaChoice H5216-196
☆☆☆☆☆
$19 $7,200 $615 H5216-196-2
HumanaChoice H5216-223
☆☆☆☆☆
$9 $4,900 $200 H5216-223-0
HumanaChoice H5216-437
☆☆☆☆☆
$0 $4,150 N/A H5216-437-2
Blue Cross Medicare Advantage Balance
☆☆☆☆☆
$59 $6,750 $450 H1666-019-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$90 $4,250 $300 H1666-020-0
What is the total number of PPO plans offered in Valencia?

There are 14 PPO plans in 2026, covering 1,795 beneficiaries.

How much do PPO plans cost in Valencia?

The average PPO premium in Valencia is $20.21 per month, with 7 plans offering $0 premiums.

What is the most popular PPO plan in Valencia?

AARP Medicare Advantage from UHC NM-0004 (PPO) is the top PPO in Valencia, with 583 enrollees.

What is the number of PPO plans without Part D coverage in Valencia?

There are 3 PPO plans in Valencia without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
9
Average Monthly Premium
$14.89/mo
Total HMO Enrollment
5,072
$0 Premium HMO Plans
7
Average MOOP
$4,495
Top HMO by Enrollment
Presbyterian Senior Care Plan 2 with Rx (HMO) — 2,009 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Valencia County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Total Complete H4461-064
☆☆☆☆☆
$0 $3,800 $0 H4461-064-0
Humana Gold Plus H0028-019
☆☆☆☆☆
$0 $3,800 $0 H0028-019-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$20 $4,200 $450 H3822-002-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,201 $200 H0672-005-0
Presbyterian Senior Care Extra Health Plan with Rx
☆☆☆☆☆
$0 $6,000 $615 H3204-017-0
Presbyterian Senior Care Plan 1
☆☆☆☆☆
$0 $4,250 N/A H3204-008-0
Presbyterian Senior Care Plan 2 with Rx
☆☆☆☆☆
$0 $6,000 $0 H3204-001-0
Presbyterian Senior Care Plan 3 with Rx
☆☆☆☆☆
$114 $4,000 $0 H3204-007-0
Blue Cross Medicare Advantage Select
☆☆☆☆☆
$0 $4,200 $450 H3251-002-0

What is the average monthly premium for HMO plans?

HMO plans in Valencia cost $14.89 per month on average.

Which HMO plan is most popular in Valencia?

The most popular HMO plan in Valencia is Presbyterian Senior Care Plan 2 with Rx (HMO), with 2,009 enrollees.

How many HMO plans in Valencia do not include drug coverage?

There are 1 HMO plans in Valencia without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
1
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
280
$0 Premium HMO-POS Plans
1
Average MOOP
$5,900
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC NM-0009 (HMO-POS) — 280 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Valencia County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NM-0009
☆☆☆☆☆
$0 $5,900 $600 H4604-027-0
What is the leading HMO-POS plan in Valencia?

AARP Medicare Advantage from UHC NM-0009 (HMO-POS) is the top HMO-POS in Valencia, with 280 enrollees.

What is the number of HMO-POS plans without Part D coverage in Valencia?

0 HMO-POS plans in Valencia do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Valencia County, NM for 2026.

CMS Star Ratings for Medicare Advantage Plans in Valencia County, NM (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 33%
3 Stars 15 63%
Below 3 Stars 1 4%
Not Rated 0 0%
Average Rating 3.5

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed August 15, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed August 15, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed August 15, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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