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CDPHP Core (HMO) Medicare Advantage Plan H3388-001 • 2027 • Albany County, NY

CMS Rating: ☆☆☆☆☆ (3.5 out of 5 stars*)
Monthly Premium
$0.00Plus Part B premium.
Medical Deductible
$0.00
Maximum Out-of-Pocket
$6400.00In-network
Part B Giveback
Not offered
Prescription Coverage
Not Included
Additional Benefits
Dental, Vision, Hearing
Service Area
Albany County, NY
Local Enrollment
137 beneficiaries in Albany County
Last update:

CDPHP Core (HMO) Introduction

This Medicare Advantage HMO plan, CDPHP Core, is offered by CDPHP Medicare Advantage and uses a Health Maintenance Organization (HMO) provider network. It comes without prescription drug coverage. For the 2027 plan year, the monthly premium is $0.00, the medical deductible is $0.00, and the in-network maximum out-of-pocket is $6400.00. The plan is identified by CMS Plan ID H3388-001.

Enrollment in this plan requires residence in Albany County, New York. CMS enrollment data reports 137 plan members in Albany County. New members can call the plan directly at (888)519-4455 (TTY 711) for assistance.

Compare Similar Plans in Albany County

Compare this plan with the two most-enrolled HMO plans available in Albany County, New York. Enrollment is based on CMS local enrollment data.

HMO plan comparison for Albany County, New York
Plan Detail CDPHP Core CDPHP $0 Medicare Rx CDPHP Choice Rx
CMS Plan ID H3388-001-0 H3388-014-0 H3388-002-0
Local Enrollment 137 5,691 4,809
Monthly Premium $0.00 $0.00 $139.00
Medical Deductible $0.00 $0.00 $0.00
Maximum Out-of-Pocket $6,400.00 $9,850.00 $6,400.00
Part B Giveback Not offered Not offered Not offered
Primary Care $0 copay $0 copay $0 copay
Specialist $0-$35 copay $0-$50 copay $0-$35 copay
Part D Deductible Not Applicable $700.00 $250.00
CMS Star Rating 3.5 3.5 3.5
Dental $0 copay $0 copay $0 copay
Vision $0 copay $50 copay $35 copay
Hearing $0 copay $0 copay $0 copay

Want to explore more options? Browse all Medicare Advantage plans in Albany County, or compare Medicare Advantage plans across New York, including premiums, out-of-pocket costs, CMS ratings, and enrollment.

Plan Benefits

CDPHP Core includes cost-sharing, which refers to out-of-pocket expenses for covered healthcare services. The tables below outline the most common in-network out-of-pocket costs associated with plan H3388-001.

You can also compare 2027 costs and coverage with last year, side-by-side: Plan H3388-001-0 Cost Compare.

Office Visits

Primary care
In-network: $0 copay
Specialist
In-network: $0-$35 copay

Preventive and Wellness Services

Annual wellness exam
In-network: $0 copay
Telehealth benefit
In-network: $0-$35 copay
Routine chiropractic
Not covered
Fitness benefits
Coming soon
Health education
Not covered
Counseling services
Not covered
Over-the-counter drug benefits
Not covered
Health transportation (non-emergency)
Coming soon

Diagnostic, Lab, and Imaging Services

Diagnostic radiology services
In-network: $175 copay
Lab services
In-network: $0-$5 copay
Outpatient x-rays
In-network: $25 copay
Diagnostic tests and procedures
In-network: $0-$25 copay

Emergency and Urgent Care Services

Emergency room care
$100 copay
Worldwide emergency care
Coming soon
Urgent care
$50 copay
Inpatient hospital care
Tier 1
$300 per day for days 1-6
$0 per day for days 7-90
$0 per stay
Skilled Nursing Facility
Tier 1
$0 per day for days 1-20
$120 per day for days 21-100
Ground ambulance
In-network: $165 copay

Mental Health Services

Outpatient individual therapy
In-network: $25 copay
Outpatient group therapy
In-network: $25 copay
Inpatient psychiatric hospital care
Tier 1
$300 per day for days 1-6
$0 per day for days 7-90
$0 per stay

Rehabilitation Services

Physical therapy and speech and language therapy
In-network: $25 copay
Occupational therapy
In-network: $25 copay

Medical Equipment and Supplies

Diabetes supplies
In-network: $5 copay, 20% coinsurance
Durable medical equipment
In-network: 20% coinsurance
Prosthetics
In-network: 20% coinsurance

Medicare Part B Drugs

Chemotherapy
In-network: 0%-20% coinsurance
Other Part B drugs (Medicare-covered)
In-network: $35 copay, 0%-20% coinsurance

Dental Services

Oral exam
In-network: $0 copay
Dental x-rays
In-network: $0 copay
Cleaning
In-network: $0 copay
Periodontics
In-network: $0 copay
Endodontics
In-network: $0 copay
Restorative services
In-network: $0 copay
Implant services
In-network: $0 copay
Orthodontics
In-network: $0 copay
Oral/Maxillofacial surgery
In-network: $0 copay

Vision Services

Routine eye exam
In-network: $0 copay
Contact lenses
In-network: $0 copay
Eyeglass frames only
In-network: $0 copay
Eyeglass lenses only
In-network: $0 copay
Eyeglasses (frames & lenses)
In-network: $0 copay
Upgrades
Not covered

Hearing Services

Hearing exam
In-network: $0 copay
Fitting/evaluation
In-network: $0 copay
Prescription hearing aids
In-network: $299-$799 copay
OTC hearing aids
Not covered

Additional and Special Needs Services

Adult day health services
Not covered
Home-based palliative care
Not covered
Personal emergency response system
Coming soon
Weight management programs
In-network: $0 copay
Wigs for chemotherapy-related hair loss
Coming soon
Alternative therapies
Not covered
Massage therapy
Not covered
Home/bathroom safety devices
Not covered

Certain preventive services are covered 100% by CDPHP Core as a Part B benefit.

Prescription Drug Coverage

This plan does not include a Medicare Part D plan for prescriptions.

CMS 5-Star Performance Ratings (Contract ID: H3388)

CMS evaluates Medicare Advantage (Part C) and Part D plans annually using a 5-star rating system. Ratings reflect performance in preventive care, chronic condition management, and member experience.

2027 Medicare Star Ratings for Contract H3388
CMS Measure Star Rating
2027 Overall Rating ☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines ☆☆☆☆☆
Managing Chronic (Long Term) Conditions ☆☆☆☆☆
Member Experience with Health Plan ☆☆☆☆☆
Complaints and Changes in Plans Performance ☆☆☆☆☆
Health Plan Customer Service ☆☆☆☆☆
Drug Plan Customer Service ☆☆☆☆☆
Complaints and Changes in the Drug Plan ☆☆☆☆☆
Member Experience with the Drug Plan ☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing ☆☆☆☆☆
Medicare Plan Data Sources and Methodology
Primary CMS datasets used for this Medicare Advantage Plan resource.
Data Source Publisher Last Accessed
Landscape Source Files Centers for Medicare & Medicaid Services October 5, 2026
Medicare Part C & D Performance Centers for Medicare & Medicaid Services October 5, 2026
Plan Benefits Package Centers for Medicare & Medicaid Services October 5, 2026
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services October 5, 2026

Data sources and methodology documentation.

Official plan information and secondary Medicare references.
Publisher Reference Last Accessed
CDPHP Medicare Advantage (official source) https://www.cdphp.com/medicare October 4, 2026
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025

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Provenance documentation for this data is maintained under the U.S. Core Data for Interoperability (USCDI) Provenance standard.