2027 Medicare Advantage Plans in New York by County
Explore 2027 Medicare Advantage plans in New York, including statewide plan availability, monthly premiums, maximum out-of-pocket limits, and CMS star ratings. Compare the most-enrolled PPO, HMO, and other options where available, or select a County to research plans offered in your local area.
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New York Medicare Advantage Plan Research and Facts
In 2027, Medicare beneficiaries in New York can explore 145 Medicare Advantage plans (excluding Special Needs Plans), although availability varies by county. Of these plans, 60 offer a $0 monthly plan premium, while the statewide average premium is $55.72. The average maximum out-of-pocket (MOOP) limit is $8,809.66, and rated plans have an average CMS star rating of 3.7 out of 5. The sections below organize these plans by network type, with comparisons based on costs, ratings, and reported enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled PPO Plans in New York
For 2027, New York has 49 PPO Medicare Advantage plans, including 26 with a $0 monthly plan premium. The average monthly premium is $38.00, and the average maximum out-of-pocket (MOOP) limit is $9,504.08. Among rated PPO plans, the average CMS star rating is 3.7 out of 5. The following table identifies up to 10 PPO plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Aetna Medicare | H5521-120-0 | Aetna Medicare Elite | $0.00 | $9,850 | 4.0 / 5 | 71,669 |
| UnitedHealthcare | H3418-001-0 | AARP Medicare Advantage from UHC NY-0012 | $0.00 | $9,400 | 3.0 / 5 | 21,597 |
| UnitedHealthcare | H3418-002-0 | AARP Medicare Advantage from UHC NY-0013 | $49.00 | $9,500 | 3.0 / 5 | 18,613 |
| Aetna Medicare | H5521-077-0 | Aetna Medicare Signature | $0.00 | $9,850 | 4.0 / 5 | 18,582 |
| Aetna Medicare | H5521-381-0 | Aetna Medicare Enhanced | $41.00 | $9,850 | 4.0 / 5 | 18,045 |
| Wellcare | H2775-106-0 | Wellcare Simple Open | $0.00 | $9,850 | 3.0 / 5 | 16,937 |
| Wellcare | H2775-111-0 | Wellcare Giveback Open | $0.00 | $9,850 | 3.0 / 5 | 12,717 |
| Aetna Medicare | H5521-119-0 | Aetna Medicare Elite | $0.00 | $9,850 | 4.0 / 5 | 12,090 |
| MVP HEALTH CARE | H9615-023-0 | MVP Medicare Complete Wellness with Part D | $54.00 | $9,850 | 3.5 / 5 | 11,043 |
| Aetna Medicare | H5521-215-0 | Aetna Medicare Signature | $0.00 | $9,850 | 4.0 / 5 | 7,525 |
Most-Enrolled HMO Plans in New York
HMO Medicare Advantage plans account for 57 of the plans offered across New York in 2027. Of these, 20 have a $0 monthly plan premium. The average monthly premium is $65.31, with an average maximum out-of-pocket (MOOP) limit of $8,774.56. Rated HMO plans average 3.62 CMS stars out of 5. Below are the 10 most-enrolled HMO plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Excellus Health Plan, Inc | H3351-022-0 | Medicare Blue Choice Core | $19.00 | $9,850 | 4.0 / 5 | 84,191 |
| Healthfirst Medicare Plan | H3359-001-0 | Healthfirst 65 Plus Plan | $0.00 | $9,850 | 3.5 / 5 | 58,653 |
| Healthfirst Medicare Plan | H3359-019-0 | Healthfirst Increased Benefits Plan | $17.10 | $9,850 | 3.5 / 5 | 33,334 |
| Excellus Health Plan, Inc | H3351-017-0 | Univera SeniorChoice Basic | $0.00 | $9,850 | 4.0 / 5 | 29,830 |
| CDPHP Medicare Advantage | H3388-014-0 | CDPHP $0 Medicare Rx | $0.00 | $9,850 | 3.5 / 5 | 27,873 |
| CDPHP Medicare Advantage | H3388-002-0 | CDPHP Choice Rx | $139.00 | $6,400 | 3.5 / 5 | 17,661 |
| Independent Health | H3362-044-0 | Independent Health's Encompass 65 RED 044 | $110.00 | $8,000 | 4.5 / 5 | 14,105 |
| Healthfirst Medicare Plan | H5989-011-0 | Healthfirst Signature | $60.00 | $9,850 | 3.0 / 5 | 12,834 |
| Highmark Blue Cross Blue Shield or Highmark Blue Shield | H3384-069-1 | Community Blue Medicare HMO Signature | $0.00 | $7,150 | 4.0 / 5 | 7,984 |
| Aetna Medicare | H3312-074-0 | Aetna Medicare Signature Care | $0.00 | $9,850 | 3.0 / 5 | 7,693 |
Most-Enrolled HMO-POS Plans in New York
In 2027, New York offers 39 HMO-POS Medicare Advantage plans, which may allow certain out-of-network services under plan-specific rules. Among these plans, 14 have a $0 monthly premium. The average monthly premium is $63.99, and the average maximum out-of-pocket (MOOP) limit is $7,988.46. The average CMS star rating among rated HMO-POS plans is 3.79 out of 5. The table below ranks up to 10 plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| UnitedHealthcare | H3379-040-0 | AARP Medicare Advantage from UHC NY-0007 | $0.00 | $9,300 | 3.5 / 5 | 21,279 |
| UnitedHealthcare | H3379-039-0 | AARP Medicare Advantage from UHC NY-0006 | $54.00 | $8,900 | 3.5 / 5 | 20,170 |
| Excellus Health Plan, Inc | H3351-023-0 | Medicare Blue Choice Prime | $89.80 | $8,000 | 4.0 / 5 | 17,976 |
| UnitedHealthcare | H3379-001-0 | AARP Medicare Advantage from UHC NY-0005 | $91.00 | $9,250 | 3.5 / 5 | 17,599 |
| Wellcare By Fidelis Care | H5599-004-0 | Wellcare Fidelis Simple | $0.00 | $9,850 | 3.0 / 5 | 10,206 |
| UnitedHealthcare | H3379-052-0 | AARP Medicare Advantage from UHC NY-29 | $39.00 | $7,150 | 3.5 / 5 | 10,039 |
| MVP HEALTH CARE | H3305-022-0 | MVP Medicare Secure Plus with Part D | $165.00 | $6,000 | 3.5 / 5 | 8,828 |
| Anthem Blue Cross and Blue Shield HP | H8432-040-0 | Anthem Medicare Advantage | $44.00 | $9,250 | 3.0 / 5 | 7,249 |
| Excellus Health Plan, Inc | H3351-019-0 | Univera SeniorChoice Advanced | $75.40 | $7,500 | 4.0 / 5 | 5,813 |
| UnitedHealthcare | H3379-059-0 | AARP Medicare Advantage from UHC NY-34 | $39.00 | $8,900 | 3.5 / 5 | 5,400 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10
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Data sources and methodology documentation.
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