2026 Medicare Advantage Plans in Onondaga County, NY
Last update: . Enrollment data updated: June 13, 2026
Onondaga County, NY has 33 Medicare Advantage plans available in 2026. These include 21 plans with no monthly premium, and roughly 17% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Onondaga County, NY. Or explore all Medicare Options available in Onondaga County, NY.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 15
- Average Monthly Premium $20.69/mo
- Total PPO Enrollment 26,419
- $0 Premium PPO Plans 9
- Average MOOP $8,410
- Top PPO by Enrollment Medicare BlueEssential (PPO) — 7,625 enrollees
- PPO Plans Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback | $0 | $9,250 | N/A | H5521-323-0 | |
| Aetna Medicare Premier | $50 | $8,900 | $615 | H5521-340-0 | |
| Aetna Medicare Signature | $0 | $9,250 | $615 | H5521-077-0 | |
| Medicare BlueActive | $0 | $8,900 | $615 | H3335-055-0 | |
| Medicare BlueClassic | $53 | $8,500 | $300 | H3335-038-0 | |
| Medicare BlueEnhanced | $101 | $7,500 | $275 | H3335-015-0 | |
| Medicare BlueEssential | $0 | $8,900 | $615 | H3335-053-0 | |
| Medicare BlueSalute | $0 | $4,500 | N/A | H3335-043-0 | |
| MVP Medicare Complete Wellness with Part D | $15 | $9,250 | $615 | H9615-024-0 | |
| Humana USAA Honor Giveback | $0 | $4,950 | N/A | H5970-016-0 | |
| HumanaChoice Giveback H5970-030 | $0 | $9,250 | $615 | H5970-030-0 | |
| HumanaChoice H5970-029 | $32 | $9,250 | $615 | H5970-029-0 | |
| Wellcare Assist Open | $59 | $9,250 | $530 | H2775-113-0 | |
| Wellcare Giveback Open | $0 | $9,250 | $615 | H2775-111-0 | |
| Wellcare Simple Open | $0 | $9,250 | $615 | H2775-106-0 |
What is the most popular PPO plan in Onondaga?
Medicare BlueEssential (PPO) is the top PPO in Onondaga, with 7,625 enrollees.
What is the number of PPO plans without Part D coverage in Onondaga?
There are 3 PPO plans in Onondaga without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 5
- Average Monthly Premium
- $5.00/mo
- Total HMO Enrollment
- 3,004
- $0 Premium HMO Plans
- 4
- Average MOOP
- $7,850
- Top HMO by Enrollment
- Aetna Medicare Signature (HMO) — 2,413 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| VNS Health EasyCare | $25 | $9,250 | $500 | H5549-012-0 | |
| Aetna Medicare Signature | $0 | $9,250 | $615 | H3312-048-0 | |
| Trinity Health Plan New York Cash Back | $0 | $8,500 | $275 | H9827-004-0 | |
| Trinity Health Plan New York Glory No RX | $0 | $5,500 | N/A | H9827-003-0 | |
| Trinity Health Plan New York No Premium | $0 | $6,750 | $125 | H9827-001-0 |
What is the typical premium for HMO plans in Onondaga?
HMO plans in Onondaga cost $5.00 per month on average.
Which HMO plan do most beneficiaries choose in Onondaga?
The most popular HMO plan in Onondaga is Aetna Medicare Signature (HMO), with 2,413 enrollees.
How many HMO options are offered without prescription drug coverage in Onondaga?
There are 1 HMO plans in Onondaga without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 9
- Average Monthly Premium $20.28/mo
- Total HMO-POS Enrollment 8,560
- $0 Premium HMO-POS Plans 6
- Average MOOP $7,944
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NY-0006 (HMO-POS) — 7,204 enrollees
- HMO-POS Plans Without Drug Coverage 4
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| MVP Medicare Preferred Gold without Part D | $0 | $7,200 | N/A | H3305-020-0 | |
| MVP Medicare Secure Plus with Part D | $116 | $6,000 | $400 | H3305-022-0 | |
| AARP Medicare Advantage from UHC NY-0006 | $34 | $7,900 | $520 | H3379-039-0 | |
| AARP Medicare Advantage Patriot No Rx NY-MA3 | $0 | $6,700 | N/A | H3379-060-0 | |
| Wellcare Fidelis Assist | $33 | $9,250 | $615 | H5599-002-0 | |
| Wellcare Fidelis Patriot Simple | $0 | $9,250 | N/A | H5599-010-0 | |
| Wellcare Fidelis Simple | $0 | $9,250 | $615 | H5599-004-0 | |
| Wellcare Patriot Simple | $0 | $6,700 | N/A | H4868-003-0 | |
| Wellcare Simple | $0 | $9,250 | $615 | H4868-019-0 |
What is the total number of HMO-POS plans in Onondaga?
In 2026, Onondaga has 9 HMO-POS plans with 8,560 enrollees.
How much do HMO-POS plans cost in Onondaga?
The typical HMO-POS premium in Onondaga is $20.28, and 6 plans have no monthly premium.
Medicare Advantage PFFS Plans
PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.
- Total PFFS Plans
- 4
- Average Monthly Premium
- $44.25/mo
- Total PFFS Enrollment
- 144
- $0 Premium PFFS Plans
- 2
- Average MOOP
- $4,450
- Top PFFS by Enrollment
- Wellcare Advantage Simple (PFFS) — 81 enrollees
- PFFS Plans Without Drug Coverage
- 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Wellcare Advantage Enhanced | $0 | $4,300 | N/A | H2816-037-0 | |
| Wellcare Advantage Simple | $0 | $6,700 | N/A | H2816-038-0 | |
| Wellcare Premium Enhanced | $50 | $3,400 | $615 | H2816-019-0 | |
| Wellcare Premium Ultra | $127 | $3,400 | $615 | H2816-013-0 |
- What is the average monthly premium for PFFS plans?
- PFFS plans in Onondaga cost $44.25 per month on average.
- Which PFFS plan is most popular in Onondaga?
- The most popular PFFS plan in Onondaga is Wellcare Advantage Simple (PFFS), with 81 enrollees.
- How many PFFS plans in Onondaga do not include drug coverage?
- There are 2 PFFS plans in Onondaga without prescription drug coverage.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Onondaga County, NY for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 5 | 17% |
| 3 Stars | 25 | 83% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 3 | 9% |
| Average Rating | 3.43 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.