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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Dutchess County

2026 Medicare Advantage Plans in Dutchess County, NY

Last update: September 2, 2026.

For 2026, Dutchess County, NY includes 25 Medicare Advantage plans. Enrollment across these plans totals approximately 15,249, with 15 $0 premium options and 28% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Dutchess County, NY are summarized separately. Visit Medicare Options in Dutchess County, NY to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $28.73/mo
  • $0 Premium Plans: 15
  • Average MOOP: $8,464 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 28% · 3 Stars: 72% · Below 3: 0%
  • Average Part D Deductible: $529.47
  • Total MA/MAPD Enrollment: 15,249
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. MVP Medicare Complete Wellness with Part D (PPO) — 3,618 enrollees
    2. AARP Medicare Advantage from UHC NY-0013 (PPO) — 2,996 enrollees
    3. Aetna Medicare Elite (PPO) — 2,556 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
12
Average Monthly Premium
$21.98/mo
Total PPO Enrollment
11,607
$0 Premium PPO Plans
7
Average MOOP
$8,688
Top PPO by Enrollment
MVP Medicare Complete Wellness with Part D (PPO) — 3,618 enrollees
PPO Plans Without Drug Coverage
2

2026 PPO Medicare Advantage plans in Dutchess County, New York (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,250 N/A H5521-323-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H5521-119-0
Aetna Medicare Enhanced
☆☆☆☆☆
$109 $9,250 $615 H5521-669-0
AARP Medicare Advantage from UHC NY-0013
☆☆☆☆☆
$49 $9,250 $600 H3418-002-0
MVP Medicare Complete Wellness with Part D
☆☆☆☆☆
$15 $9,250 $615 H9615-023-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-150-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5970-016-0
HumanaChoice Giveback H5970-030
☆☆☆☆☆
$0 $9,250 $615 H5970-030-0
HumanaChoice H5970-029
☆☆☆☆☆
$32 $9,250 $615 H5970-029-0
Wellcare Assist Open
☆☆☆☆☆
$59 $9,250 $530 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $9,250 $615 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $615 H2775-106-0

What is the average monthly premium for PPO plans in Dutchess?

PPO plans in Dutchess cost $21.98 per month on average.

Which PPO plan has the highest enrollment in Dutchess?

The most popular PPO plan in Dutchess is MVP Medicare Complete Wellness with Part D (PPO), with 3,618 enrollees.

How many PPO plans in Dutchess do not include prescription drug coverage?

2 PPO plans in Dutchess do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 3
  • Average Monthly Premium $92.33/mo
  • Total HMO Enrollment 776
  • $0 Premium HMO Plans 1
  • Average MOOP $9,250
  • Top HMO by Enrollment Aetna Medicare Signature (HMO) — 776 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Dutchess County, New York (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
EmblemHealth VIP Gold Plus
☆☆☆☆☆
$252 $9,250 $200 H3330-038-0
VNS Health EasyCare
☆☆☆☆☆
$25 $9,250 $500 H5549-012-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,250 $615 H3312-062-0
What is the top HMO by enrollment in Dutchess?

Aetna Medicare Signature (HMO) is the top HMO in Dutchess, with 776 enrollees.

What is the number of HMO plans without Part D coverage in Dutchess?

0 HMO plans in Dutchess do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$17.75/mo
Total HMO-POS Enrollment
2,866
$0 Premium HMO-POS Plans
7
Average MOOP
$7,960
Top HMO-POS by Enrollment
MVP Medicare Secure Plus with Part D (HMO-POS) — 1,037 enrollees
HMO-POS Plans Without Drug Coverage
4

2026 HMO-POS Medicare Advantage plans in Dutchess County, New York (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
EmblemHealth VIP Value
☆☆☆☆☆
$0 $7,500 $215 H3330-048-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-020-0
MVP Medicare Secure Plus with Part D
☆☆☆☆☆
$116 $6,000 $400 H3305-022-0
AARP Medicare Advantage from UHC NY-34
☆☆☆☆☆
$29 $8,500 $600 H3379-059-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
$0 $6,700 N/A H3379-060-0
Wellcare Fidelis Assist
☆☆☆☆☆
$33 $9,250 $615 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,250 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,250 $615 H5599-004-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $6,700 N/A H4868-003-0
Wellcare Simple
☆☆☆☆☆
$0 $9,250 $615 H4868-019-0

What is the typical premium for HMO-POS plans in Dutchess?

HMO-POS plans in Dutchess cost $17.75 per month on average.

Which HMO-POS plan has the most members in Dutchess?

The most popular HMO-POS plan in Dutchess is MVP Medicare Secure Plus with Part D (HMO-POS), with 1,037 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Dutchess?

There are 4 HMO-POS plans in Dutchess without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Dutchess County, NY (2026) are summarized below.

Medicare Advantage Plan Ratings in Dutchess County, NY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 28%
3 Stars 18 72%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.44

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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