- Entity
- county:new-york-saratoga-36091
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/new-york/saratoga/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 25
- PPO Plans
- 10
- HMO Plans
- 7
- HMO-POS Plans
- 8
- PFFS Plans
- 0
- Average Monthly Premium
- 51.36
- Average MOOP
- 8514
- Average Part D Deductible
- 640.53
- $0 Premium Plans
- 13
- Plans Without Part D Coverage
- 6
- Average CMS Star Rating
- 3.4
- $0 Premium Plan Share
- 52
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 20
- 3-Star Plan Share
- 80
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 51.4
- PPO Average MOOP
- 8970
- PPO Enrollment
- 2752
- PPO $0 Premium Plans
- 6
- PPO Plans Without Part D Coverage
- 2
- HMO Average Monthly Premium
- 70.71
- HMO Average MOOP
- 8035.71
- HMO Enrollment
- 12723
- HMO $0 Premium Plans
- 2
- HMO Plans Without Part D Coverage
- 1
- HMO-POS Average Monthly Premium
- 34.38
- HMO-POS Average MOOP
- 8362.5
- HMO-POS Enrollment
- 3631
- HMO-POS $0 Premium Plans
- 5
- HMO-POS Plans Without Part D Coverage
- 3
- Entity
- county:new-york-saratoga-36091
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/new-york/saratoga/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-new-york-saratoga-36091-landscape-stats
- Plans Indexed
- 25
- Standard Medicare Advantage Plans
-
-
Aetna Medicare Eagle Giveback
H5521-323-0 -
Aetna Medicare Elite
H5521-119-0 -
Aetna Medicare Enhanced
H5521-669-0 -
Senior Blue 652
H3384-013-0 -
VNS Health EasyCare
H5549-012-0 -
AARP Medicare Advantage from UHC NY-29
H3379-052-0 -
AARP Medicare Advantage Patriot No Rx NY-MA3
H3379-060-0 -
CDPHP $0 Medicare Rx
H3388-014-0 -
CDPHP Choice Rx
H3388-002-0 -
CDPHP Clear Rx
H3388-020-0 -
CDPHP Core
H3388-001-0 -
MVP Medicare Preferred Gold without Part D
H3305-020-0 -
MVP Medicare Secure Plus Choice with Part D
H9615-025-0 -
MVP Medicare Secure Plus with Part D
H3305-022-0 -
MVP Medicare WellValue with Part D
H3305-038-0 -
AARP Medicare Advantage from UHC NY-0015
H3418-004-0 -
Aetna Medicare Signature
H3312-108-0 -
Humana USAA Honor Giveback
H5970-016-0 -
HumanaChoice H5970-029
H5970-029-0 -
Wellcare Assist Open
H2775-113-0 -
Wellcare Fidelis Assist
H5599-002-0 -
Wellcare Fidelis Patriot Simple
H5599-010-0 -
Wellcare Fidelis Simple
H5599-004-0 -
Wellcare Giveback Open
H2775-111-0 -
Wellcare Simple Open
H2775-106-0
-
Aetna Medicare Eagle Giveback
- Total Standard Medicare Advantage Enrollment
- 19106
2027 Medicare Advantage Plans in Saratoga County, NY
Last update: .
In Saratoga County, NY, there are 28 Medicare Advantage plans available for 2027. Of these, 13 offer a $0 monthly premium, and about 20% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 10
- Average Monthly Premium $51.40/mo
- Total PPO Enrollment 2,752
- $0 Premium PPO Plans 6
- Average MOOP $8,970
- Top PPO by Enrollment Aetna Medicare Elite (PPO) — 1,253 enrollees
- PPO Plans Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback | $0 | $9,850 | N/A | H5521-323-0 | |
| Aetna Medicare Elite | $0 | $9,850 | $700 | H5521-119-0 | |
| Aetna Medicare Enhanced | $149 | $9,850 | $700 | H5521-669-0 | |
| MVP Medicare Secure Plus Choice with Part D | $256 | $7,500 | $500 | H9615-025-0 | |
| AARP Medicare Advantage from UHC NY-0015 | $44 | $8,900 | $685 | H3418-004-0 | |
| Humana USAA Honor Giveback | $0 | $4,950 | N/A | H5970-016-0 | |
| HumanaChoice H5970-029 | $65 | $9,250 | $700 | H5970-029-0 | |
| Wellcare Assist Open | $0 | $9,850 | $700 | H2775-113-0 | |
| Wellcare Giveback Open | $0 | $9,850 | $700 | H2775-111-0 | |
| Wellcare Simple Open | $0 | $9,850 | $700 | H2775-106-0 |
What is the total number of PPO plans offered in Saratoga?
There are 10 PPO plans in 2027, covering 2,752 beneficiaries.
How much do PPO plans cost in Saratoga?
The average PPO premium in Saratoga is $51.40 per month, with 6 plans offering $0 premiums.
What is the most popular PPO plan in Saratoga?
Aetna Medicare Elite (PPO) is the top PPO in Saratoga, with 1,253 enrollees.
What is the number of PPO plans without Part D coverage in Saratoga?
There are 2 PPO plans in Saratoga without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 7
- Average Monthly Premium
- $70.71/mo
- Total HMO Enrollment
- 12,723
- $0 Premium HMO Plans
- 2
- Average MOOP
- $8,036
- Top HMO by Enrollment
- CDPHP $0 Medicare Rx (HMO) — 7,087 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Senior Blue 652 | $122 | $7,150 | $700 | H3384-013-0 | |
| VNS Health EasyCare | $25 | $9,850 | $650 | H5549-012-0 | |
| CDPHP $0 Medicare Rx | $0 | $9,850 | $700 | H3388-014-0 | |
| CDPHP Choice Rx | $139 | $6,400 | $250 | H3388-002-0 | |
| CDPHP Clear Rx | $100 | $6,750 | $500 | H3388-020-0 | |
| CDPHP Core | $0 | $6,400 | N/A | H3388-001-0 | |
| Aetna Medicare Signature | $109 | $9,850 | $700 | H3312-108-0 |
What is the average monthly premium for HMO plans?
HMO plans in Saratoga cost $70.71 per month on average.
Which HMO plan is most popular in Saratoga?
The most popular HMO plan in Saratoga is CDPHP $0 Medicare Rx (HMO), with 7,087 enrollees.
How many HMO plans in Saratoga do not include drug coverage?
There are 1 HMO plans in Saratoga without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NY-29 | $39 | $7,150 | $685 | H3379-052-0 | |
| AARP Medicare Advantage Patriot No Rx NY-MA3 | $0 | $7,150 | N/A | H3379-060-0 | |
| MVP Medicare Preferred Gold without Part D | $0 | $7,200 | N/A | H3305-020-0 | |
| MVP Medicare Secure Plus with Part D | $165 | $6,000 | $500 | H3305-022-0 | |
| MVP Medicare WellValue with Part D | $71 | $9,850 | $700 | H3305-038-0 | |
| Wellcare Fidelis Assist | $0 | $9,850 | $700 | H5599-002-0 | |
| Wellcare Fidelis Patriot Simple | $0 | $9,850 | N/A | H5599-010-0 | |
| Wellcare Fidelis Simple | $0 | $9,850 | $700 | H5599-004-0 |
What is the leading HMO-POS plan in Saratoga?
AARP Medicare Advantage from UHC NY-29 (HMO-POS) is the top HMO-POS in Saratoga, with 2,285 enrollees.
What is the number of HMO-POS plans without Part D coverage in Saratoga?
3 HMO-POS plans in Saratoga do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Saratoga County, NY for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 5 | 20% |
| 3 Stars | 20 | 80% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.4 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
This page follows data provenance practices aligned with the USCDI Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.