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2027 Medicare Special Needs Plans in Saratoga County, NY

Last update: .

For 2027, Saratoga County, NY includes 24 Medicare Special Needs Plans. Enrollment across these plans totals approximately 3,523, with 39% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Saratoga County, NY to explore additional plan types and coverage choices.

At a Glance

  • Average Monthly Premium: $14.16/mo
  • $0 Premium Plans: 9
  • Average MOOP: $9,239 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 39% · 3 Stars: 61% · Below 3: 0%
  • Average Part D Deductible: $680.95
  • Total SNP Enrollment: 3,523
  • SNP Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. UHC Dual Complete NY-S4 (D-SNP) — 918 enrollees
    2. Aetna Medicare Full Dual (D-SNP) — 857 enrollees
    3. UHC Complete Care NY-33 (C-SNP) — 717 enrollees

Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.

Total D-SNP Plans
16
Average Monthly Premium
$16.07/mo
Beneficiaries Enrolled
2,679
$0 Premium Plans
7
Zero Cost Plans
14
Top D-SNP by Enrollment
UHC Dual Complete NY-S4 (D-SNP) — 918 enrollees
Plans without Drug Coverage
0
2027 D-SNP Medicare plans in Saratoga County, New York (comparison chart)
Medicare SNP Plan CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
UHC Dual Complete NY-S001
☆☆☆☆☆
 $19 9850.00 $700 H2001-063-1
UHC Dual Complete NY-Q001
☆☆☆☆☆
 $0 9850.00 $700 H3387-015-1
UHC Dual Complete NY-S4
☆☆☆☆☆
 $0 9850.00 $315 H3387-017-0
VNS Health EasyCare Plus
☆☆☆☆☆
 $24 9850.00 $700 H5549-011-0
VNS Health Total
☆☆☆☆☆
 $41 0.00 $700 H5549-003-0
MVP DualAccess
☆☆☆☆☆
 $13 9820.00 $700 H3305-033-0
MVP DualAccess Complete
☆☆☆☆☆
 $22 9850.00 $700 H3305-034-0
Aetna Medicare Full Dual
☆☆☆☆☆
 $0 9850.00 $700 H3312-070-0
Anthem HealthPlus Full Dual Advantage
☆☆☆☆☆
 $41 9850.00 $700 H8432-043-0
Humana Gold Plus SNP-DE H3533-036
☆☆☆☆☆
 $0 9850.00 $700 H3533-036-1
Wellcare Dual Access Open
☆☆☆☆☆
 $0 9850.00 $700 H2775-112-0
Wellcare Fidelis Dual Access
☆☆☆☆☆
 $0 9850.00 $700 H5599-016-0
Wellcare Fidelis Dual Align Unity
☆☆☆☆☆
 $41 9850.00 $700 H5599-003-0
Wellcare Fidelis Dual Liberty Sync
☆☆☆☆☆
 $0 9850.00 $700 H5599-014-0
Nascentia Dual Advantage
☆☆☆☆☆
 $27 9850.00 $700 H9066-003-0
Nascentia Medicaid Advantage Plus
☆☆☆☆☆
 $30 9850.00 $700 H9066-001-0
What is the average monthly premium for D-SNP plans in Saratoga County?
D-SNP plans in Saratoga County cost $16.07 per month.
Which D-SNP plan has the highest enrollment in Saratoga County?
The most popular D-SNP plan in Saratoga County is UHC Dual Complete NY-S4 (D-SNP), with 918 enrollees.
How many D-SNP plans are available in Saratoga County?
In 2027, Saratoga County offers 16 D-SNP plans with 2,679 enrollees.

Medicare Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in institutional or long-term care settings. Plan availability varies by county.

Total I-SNP Plans
3
Average Monthly Premium
$13.43/mo
Beneficiaries Enrolled
127
$0 Premium Plans
0
Average MOOP
$9,850
Top I-SNP by Enrollment
UHC Nursing Home Plan NY-F001 (I-SNP) — 112 enrollees
Plans without Drug Coverage
0
2027 I-SNP Medicare plans in Saratoga County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
UHC Nursing Home Plan NY-F001
☆☆☆☆☆
 $4 9850.00 $700 H2292-001-0
Aetna Medicare Longevity
☆☆☆☆☆
 $11 9850.00 $700 H5521-461-0
Nascentia Skilled Nursing Facility
☆☆☆☆☆
 $25 9850.00 $700 H9066-002-0

What is the average monthly premium for I-SNP plans in Saratoga County?

I-SNP plans in Saratoga County cost $13.43 per month.

Which I-SNP plan has the highest enrollment in Saratoga County?

The most popular I-SNP plan in Saratoga County is UHC Nursing Home Plan NY-F001 (I-SNP), with 112 enrollees.

How many I-SNP plans are available in Saratoga County?

In 2027, Saratoga County offers 3 I-SNP plans with 127 enrollees.

Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.

Total C-SNP Plans
2
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
717
$0 Premium C-SNPs
2
Average MOOP
$8,375
Most Popular C-SNP
UHC Complete Care NY-33 (C-SNP) with 717 enrollees
C-SNPs Without Drug Coverage
0
2027 C-SNP Medicare plans in Saratoga County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
UHC Complete Care NY-33
☆☆☆☆☆
 $0 6900.00 $685 H3379-056-0
Aetna Medicare Chronic Care Total
☆☆☆☆☆
 $0 9850.00 $700 H3312-112-0
What is the total number of C-SNP plans in Saratoga County?

There are 2 C-SNP plans in 2027, covering 717 enrollees.

How much do C-SNP plans cost in Saratoga County?

The average C-SNP premium in Saratoga County is $0.00 per month, with 2 plans offering $0 premiums.

What is the most popular C-SNP plan in Saratoga County?

UHC Complete Care NY-33 (C-SNP) is the top C-SNP in Saratoga County, with 717 enrollees.

What is the total number of C-SNP plans in Saratoga County?

There are 2 C-SNP plans in 2027, covering 717 enrollees.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .