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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Jefferson County

2027 Medicare Advantage Plans in Jefferson County, NY

Last update: October 5, 2026.

For 2027, Jefferson County, NY includes 23 Medicare Advantage plans. Enrollment across these plans totals approximately 4,091, with 13 $0 premium options and 35% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $41.29/mo
  • $0 Premium Plans: 13
  • Average MOOP: $8,735 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 35% · 3 Stars: 65% · Below 3: 0%
  • Average Part D Deductible: $653.53
  • Total MA/MAPD Enrollment: 4,091
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage from UHC NY-0006 (HMO-POS) — 1,329 enrollees
    2. Aetna Medicare Signature (PPO) — 1,017 enrollees
    3. Wellcare Simple Open (PPO) — 426 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Jefferson County, NY are summarized separately. Visit Medicare Options in Jefferson County, NY to see more options. For a broader perspective, explore New York Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
10
Average Monthly Premium
$43.50/mo
Total PPO Enrollment
2,313
$0 Premium PPO Plans
6
Average MOOP
$9,005
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 1,017 enrollees
PPO Plans Without Drug Coverage
2

2027 PPO Medicare Advantage plans in Jefferson County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H5521-323-0
Aetna Medicare Elite
☆☆☆☆☆
$54 $9,850 $700 H5521-740-0
Aetna Medicare Premier
☆☆☆☆☆
$60 $9,250 $700 H5521-340-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,850 $700 H5521-077-0
MVP Medicare Secure Plus Choice with Part D
☆☆☆☆☆
$256 $7,500 $500 H9615-025-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5970-016-0
HumanaChoice H5970-029
☆☆☆☆☆
$65 $9,250 $700 H5970-029-0
Wellcare Assist Open
☆☆☆☆☆
$0 $9,850 $700 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $9,850 $700 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,850 $700 H2775-106-0
What is the average monthly premium for PPO plans in Jefferson?
PPO plans in Jefferson cost $43.50 per month on average.
Which PPO plan has the highest enrollment in Jefferson?
The most popular PPO plan in Jefferson is Aetna Medicare Signature (PPO), with 1,017 enrollees.
How many PPO plans in Jefferson do not include prescription drug coverage?
2 PPO plans in Jefferson do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
2
Average Monthly Premium
$7.00/mo
Total HMO Enrollment
297
$0 Premium HMO Plans
1
Average MOOP
$9,850
Top HMO by Enrollment
Aetna Medicare Signature (HMO) — 297 enrollees
HMO Plans Without Drug Coverage
0

2027 HMO Medicare Advantage plans in Jefferson County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Medicare Blue Choice 028
☆☆☆☆☆
$14 $9,850 $700 H3351-028-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,850 $700 H3312-048-0
What is the total number of HMO plans offered in Jefferson?

There are 2 HMO plans in 2027, covering 297 enrollees.

How much do HMO plans cost in Jefferson?

The average HMO premium in Jefferson is $7.00 per month, with 1 plans offering $0 premiums.

What is the top HMO by enrollment in Jefferson?

Aetna Medicare Signature (HMO) is the top HMO in Jefferson, with 297 enrollees.

What is the number of HMO plans without Part D coverage in Jefferson?

0 HMO plans in Jefferson do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$45.51/mo
Total HMO-POS Enrollment
1,481
$0 Premium HMO-POS Plans
6
Average MOOP
$8,286
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC NY-0006 (HMO-POS) — 1,329 enrollees
HMO-POS Plans Without Drug Coverage
4

2027 HMO-POS Medicare Advantage plans in Jefferson County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Medicare Blue Choice 029
☆☆☆☆☆
$85 $8,500 $700 H3351-029-0
Medicare Blue Choice 030
☆☆☆☆☆
$125 $7,500 $325 H3351-030-0
Medicare Blue Choice 031
☆☆☆☆☆
$0 $6,500 N/A H3351-031-0
AARP Medicare Advantage from UHC NY-0006
☆☆☆☆☆
$54 $8,900 $685 H3379-039-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
$0 $7,150 N/A H3379-060-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-020-0
MVP Medicare Secure Plus with Part D
☆☆☆☆☆
$165 $6,000 $500 H3305-022-0
MVP Medicare WellValue with Part D
☆☆☆☆☆
$71 $9,850 $700 H3305-038-0
Wellcare Fidelis Assist
☆☆☆☆☆
$0 $9,850 $700 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,850 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,850 $700 H5599-004-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Jefferson cost $45.51 per month on average.

Which HMO-POS plan is most popular in Jefferson?

The most popular HMO-POS plan in Jefferson is AARP Medicare Advantage from UHC NY-0006 (HMO-POS), with 1,329 enrollees.

How many HMO-POS plans in Jefferson do not include drug coverage?

There are 4 HMO-POS plans in Jefferson without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Jefferson County, NY (2027) are summarized below.

Medicare Advantage Plan Ratings in Jefferson County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 35%
3 Stars 15 65%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.48

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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