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2027 Medicare Advantage Plans in Schoharie County, NY

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In Schoharie County, NY, there are 21 Medicare Advantage plans available for 2027. Of these, 11 offer a $0 monthly premium, and about 6% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$50.28/mo
Plans with $0 Premium
11
Average MOOP Limit
$8,497 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 6% · 3 Stars: 94% · Below 3: 0%
Average Part D Deductible
$619.23
Total MA/MAPD Enrollment
2,055
Plans with the Highest Enrollment
(as of October 5, 2026)
1. CDPHP $0 Medicare Rx (HMO) — 991 enrollees
2. CDPHP Choice Rx (HMO) — 412 enrollees
3. Wellcare Simple Open (PPO) — 130 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Schoharie County, NY. Or explore all Medicare Options available in Schoharie County, NY. To understand how local plans fit into the broader market, visit our New York Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
7
Average Monthly Premium
$45.86/mo
Total PPO Enrollment
321
$0 Premium PPO Plans
5
Average MOOP
$8,729
Top PPO by Enrollment
Wellcare Simple Open (PPO) — 130 enrollees
PPO Plans Without Drug Coverage
2

PPO Medicare Advantage plan comparison – Schoharie County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5521-323-0
MVP Medicare Secure Plus Choice with Part D
☆☆☆☆☆
 $256 $7,500 $500 H9615-025-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,950 N/A H5970-016-0
HumanaChoice H5970-029
☆☆☆☆☆
 $65 $9,250 $700 H5970-029-0
Wellcare Assist Open
☆☆☆☆☆
 $0 $9,850 $700 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
 $0 $9,850 $700 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $9,850 $700 H2775-106-0
What is the total number of PPO plans offered in Schoharie?

Schoharie County has 7 PPO plans for 2027, with 321 enrolled.

How much do PPO plans cost in Schoharie?

The typical PPO premium in Schoharie is $45.86, and 5 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$69.60/mo
Total HMO Enrollment
1,520
$0 Premium HMO Plans
2
Average MOOP
$7,850
Top HMO by Enrollment
CDPHP $0 Medicare Rx (HMO) — 991 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Schoharie County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
CDPHP $0 Medicare Rx
☆☆☆☆☆
 $0 $9,850 $700 H3388-014-0
CDPHP Choice Rx
☆☆☆☆☆
 $139 $6,400 $250 H3388-002-0
CDPHP Clear Rx
☆☆☆☆☆
 $100 $6,750 $500 H3388-020-0
CDPHP Core
☆☆☆☆☆
 $0 $6,400 N/A H3388-001-0
Aetna Medicare Signature
☆☆☆☆☆
 $109 $9,850 $700 H3312-108-0
What is the average monthly premium for HMO plans?
HMO plans in Schoharie cost $69.60 per month on average.
Which HMO plan is most popular in Schoharie?
The most popular HMO plan in Schoharie is CDPHP $0 Medicare Rx (HMO), with 991 enrollees.
How many HMO plans in Schoharie do not include drug coverage?
There are 1 HMO plans in Schoharie without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 6
  • Average Monthly Premium $39.33/mo
  • Total HMO-POS Enrollment 214
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $8,767
  • Top HMO-POS by Enrollment MVP Medicare Secure Plus with Part D (HMO-POS) — 111 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Schoharie County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
 $0 $7,200 N/A H3305-020-0
MVP Medicare Secure Plus with Part D
☆☆☆☆☆
 $165 $6,000 $500 H3305-022-0
MVP Medicare WellValue with Part D
☆☆☆☆☆
 $71 $9,850 $700 H3305-038-0
Wellcare Fidelis Assist
☆☆☆☆☆
 $0 $9,850 $700 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
 $0 $9,850 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
 $0 $9,850 $700 H5599-004-0
What is the total number of HMO-POS plans in Schoharie?

There are 6 HMO-POS plans in 2027, covering 214 enrollees.

How much do HMO-POS plans cost in Schoharie?

The average HMO-POS premium in Schoharie is $39.33 per month, with 4 plans offering $0 premiums.

What is the leading HMO-POS plan in Schoharie?

MVP Medicare Secure Plus with Part D (HMO-POS) is the top HMO-POS in Schoharie, with 111 enrollees.

What is the number of HMO-POS plans without Part D coverage in Schoharie?

2 HMO-POS plans in Schoharie do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Schoharie County, NY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Schoharie County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 1 6%
3 Stars 17 94%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.28

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .