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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Allegany County

2026 Medicare Advantage Plans in Allegany County, NY

Last update: September 2, 2026.

For 2026, Allegany County, NY includes 43 Medicare Advantage plans. Enrollment across these plans totals approximately 4,423, with 22 $0 premium options and 56% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Allegany County, NY are summarized separately. Visit Medicare Options in Allegany County, NY to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $43.10/mo
  • $0 Premium Plans: 22
  • Average MOOP: $7,444 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 56% · 3 Stars: 44% · Below 3: 0%
  • Average Part D Deductible: $524.84
  • Total MA/MAPD Enrollment: 4,423
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage from UHC NY-0007 (HMO-POS) — 1,042 enrollees
    2. Univera SeniorChoice Basic (HMO) — 448 enrollees
    3. Aetna Medicare Signature (PPO) — 421 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
16
Average Monthly Premium
$52.93/mo
Total PPO Enrollment
1,728
$0 Premium PPO Plans
7
Average MOOP
$8,106
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 421 enrollees
PPO Plans Without Drug Coverage
3

2026 PPO Medicare Advantage plans in Allegany County, New York (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,250 N/A H5521-323-0
Aetna Medicare Premier
☆☆☆☆☆
$50 $8,900 $615 H5521-340-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,250 $615 H5521-077-0
Forever Blue 751
☆☆☆☆☆
$210 $6,700 $615 H5526-004-0
Forever Blue Value
☆☆☆☆☆
$152 $6,700 $615 H5526-016-0
Freedom Valor
☆☆☆☆☆
$0 $6,700 N/A H5526-023-0
Independent Health's Medicare Passport Connect
☆☆☆☆☆
$59 $9,250 $615 H3344-013-0
AARP Medicare Advantage from UHC NY-0019
☆☆☆☆☆
$38 $8,500 $600 H3418-008-0
MVP Medicare Complete Wellness with Part D
☆☆☆☆☆
$15 $9,250 $615 H9615-024-0
Univera SeniorChoice Core
☆☆☆☆☆
$232 $4,000 $615 H3335-060-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5970-016-0
HumanaChoice Giveback H5970-030
☆☆☆☆☆
$0 $9,250 $615 H5970-030-0
HumanaChoice H5970-029
☆☆☆☆☆
$32 $9,250 $615 H5970-029-0
Wellcare Assist Open
☆☆☆☆☆
$59 $9,250 $530 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $9,250 $615 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $615 H2775-106-0

What is the average monthly premium for PPO plans in Allegany?

PPO plans in Allegany cost $52.93 per month on average.

Which PPO plan has the highest enrollment in Allegany?

The most popular PPO plan in Allegany is Aetna Medicare Signature (PPO), with 421 enrollees.

How many PPO plans in Allegany do not include prescription drug coverage?

3 PPO plans in Allegany do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 12
  • Average Monthly Premium $39.75/mo
  • Total HMO Enrollment 1,306
  • $0 Premium HMO Plans 7
  • Average MOOP $7,663
  • Top HMO by Enrollment Univera SeniorChoice Basic (HMO) — 448 enrollees
  • HMO Plans Without Drug Coverage 2

2026 HMO Medicare Advantage plans in Allegany County, New York (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Independent Health's Encompass 65
☆☆☆☆☆
$0 $6,750 N/A H3362-016-0
Independent Health's Encompass 65 RED 042
☆☆☆☆☆
$40 $9,250 $250 H3362-042-0
Independent Health's Encompass 65 RED 043
☆☆☆☆☆
$190 $7,000 $50 H3362-043-0
Independent Health's Encompass 65 RED 044
☆☆☆☆☆
$95 $7,500 $150 H3362-044-0
Community Blue Medicare HMO Distinct
☆☆☆☆☆
$55 $6,750 $615 H3384-070-2
Community Blue Medicare HMO Merit
☆☆☆☆☆
$0 $8,300 $615 H3384-071-0
Community Blue Medicare HMO Signature
☆☆☆☆☆
$0 $6,750 $615 H3384-069-2
Senior Blue 601
☆☆☆☆☆
$0 $6,700 N/A H3384-022-0
Senior Blue 651
☆☆☆☆☆
$97 $6,700 $615 H3384-019-0
Univera SeniorChoice Basic
☆☆☆☆☆
$0 $8,500 $615 H3351-017-0
Univera SeniorChoice Extra
☆☆☆☆☆
$0 $8,500 $615 H3351-020-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,250 $615 H3312-048-0
What is the top HMO by enrollment in Allegany?

Univera SeniorChoice Basic (HMO) is the top HMO in Allegany, with 448 enrollees.

What is the number of HMO plans without Part D coverage in Allegany?

2 HMO plans in Allegany do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$32.03/mo
Total HMO-POS Enrollment
1,389
$0 Premium HMO-POS Plans
6
Average MOOP
$7,332
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC NY-0007 (HMO-POS) — 1,042 enrollees
HMO-POS Plans Without Drug Coverage
4

2026 HMO-POS Medicare Advantage plans in Allegany County, New York (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-020-0
MVP Medicare Secure Plus with Part D
☆☆☆☆☆
$116 $6,000 $400 H3305-022-0
Univera Medicare Freedom
☆☆☆☆☆
$0 $4,500 N/A H3351-001-0
Univera SeniorChoice Advanced
☆☆☆☆☆
$51 $7,500 $300 H3351-019-0
Univera SeniorChoice Secure
☆☆☆☆☆
$83 $6,000 $250 H3351-002-0
Univera SeniorChoice Value Plus
☆☆☆☆☆
$70 $6,700 $295 H3351-012-0
AARP Medicare Advantage from UHC NY-0007
☆☆☆☆☆
$0 $8,300 $440 H3379-040-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
$0 $6,700 N/A H3379-060-0
Wellcare Fidelis Assist
☆☆☆☆☆
$33 $9,250 $615 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,250 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,250 $615 H5599-004-0

What is the typical premium for HMO-POS plans in Allegany?

HMO-POS plans in Allegany cost $32.03 per month on average.

Which HMO-POS plan has the most members in Allegany?

The most popular HMO-POS plan in Allegany is AARP Medicare Advantage from UHC NY-0007 (HMO-POS), with 1,042 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Allegany?

There are 4 HMO-POS plans in Allegany without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
4
Average Monthly Premium
$44.25/mo
Beneficiaries Enrolled
0
$0 Premium PFFS
2
Average MOOP
$4,450
PFFS with the Highest Enrollment
with 0 enrollees
PFFS Without Drug Coverage
2

2026 PFFS Medicare Advantage plans in Allegany County, New York (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Wellcare Advantage Enhanced
☆☆☆☆☆
$0 $4,300 N/A H2816-037-0
Wellcare Advantage Simple
☆☆☆☆☆
$0 $6,700 N/A H2816-038-0
Wellcare Premium Enhanced
☆☆☆☆☆
$50 $3,400 $615 H2816-019-0
Wellcare Premium Ultra
☆☆☆☆☆
$127 $3,400 $615 H2816-013-0
What is the total number of PFFS plans in Allegany?

In 2026, Allegany has 4 PFFS plans with 0 enrollees.

How much do PFFS plans cost in Allegany?

The typical PFFS premium in Allegany is $44.25, and 2 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Allegany County, NY (2026) are summarized below.

Medicare Advantage Plan Ratings in Allegany County, NY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 4 9%
4 Stars (includes 5 Stars) 24 56%
3 Stars 19 44%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.84

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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