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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Tioga County

2027 Medicare Advantage Plans in Tioga County, NY

Last update: October 4, 2026.

In Tioga County, NY, there are 25 Medicare Advantage plans available for 2027. Of these, 11 offer a $0 monthly premium, and about 32% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$48.16/mo
Plans with $0 Premium
11
Average MOOP Limit
$8,711 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 32% · 3 Stars: 68% · Below 3: 0%
Average Part D Deductible
$650.63
Total MA/MAPD Enrollment
1,675
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage from UHC NY-0006 (HMO-POS) — 629 enrollees
2. Aetna Medicare Enhanced (PPO) — 246 enrollees
3. Wellcare Simple Open (PPO) — 244 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Tioga County, NY. Or explore all Medicare Options available in Tioga County, NY. To understand how local plans fit into the broader market, visit our New York Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
9
Average Monthly Premium
$54.00/mo
Total PPO Enrollment
856
$0 Premium PPO Plans
5
Average MOOP
$8,978
Top PPO by Enrollment
Aetna Medicare Enhanced (PPO) — 246 enrollees
PPO Plans Without Drug Coverage
2

PPO Medicare Advantage plan comparison – Tioga County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H5521-323-0
Aetna Medicare Elite
☆☆☆☆☆
$79 $9,850 $700 H5521-739-0
Aetna Medicare Enhanced
☆☆☆☆☆
$86 $9,850 $700 H5521-520-0
MVP Medicare Secure Plus Choice with Part D
☆☆☆☆☆
$256 $7,500 $500 H9615-025-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5970-016-0
HumanaChoice H5970-029
☆☆☆☆☆
$65 $9,250 $700 H5970-029-0
Wellcare Assist Open
☆☆☆☆☆
$0 $9,850 $700 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $9,850 $700 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,850 $700 H2775-106-0
What is the total number of PPO plans offered in Tioga?

Tioga County has 9 PPO plans for 2027, with 856 enrolled.

How much do PPO plans cost in Tioga?

The typical PPO premium in Tioga is $54.00, and 5 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$36.50/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
0
Average MOOP
$9,850
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Tioga County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Medicare Blue Choice 028
☆☆☆☆☆
$14 $9,850 $700 H3351-028-0
Aetna Medicare Elite
☆☆☆☆☆
$59 $9,850 $700 H3312-107-0
What is the average monthly premium for HMO plans?
HMO plans in Tioga cost $36.50 per month on average.
Which HMO plan is most popular in Tioga?
The most popular HMO plan in Tioga is , with 0 enrollees.
How many HMO plans in Tioga do not include drug coverage?
There are 0 HMO plans in Tioga without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 11
  • Average Monthly Premium $45.51/mo
  • Total HMO-POS Enrollment 819
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $8,286
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NY-0006 (HMO-POS) — 629 enrollees
  • HMO-POS Plans Without Drug Coverage 4

HMO-POS Medicare Advantage plan comparison – Tioga County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Medicare Blue Choice 029
☆☆☆☆☆
$85 $8,500 $700 H3351-029-0
Medicare Blue Choice 030
☆☆☆☆☆
$125 $7,500 $325 H3351-030-0
Medicare Blue Choice 031
☆☆☆☆☆
$0 $6,500 N/A H3351-031-0
AARP Medicare Advantage from UHC NY-0006
☆☆☆☆☆
$54 $8,900 $685 H3379-039-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
$0 $7,150 N/A H3379-060-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-020-0
MVP Medicare Secure Plus with Part D
☆☆☆☆☆
$165 $6,000 $500 H3305-022-0
MVP Medicare WellValue with Part D
☆☆☆☆☆
$71 $9,850 $700 H3305-038-0
Wellcare Fidelis Assist
☆☆☆☆☆
$0 $9,850 $700 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,850 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,850 $700 H5599-004-0
What is the total number of HMO-POS plans in Tioga?

There are 11 HMO-POS plans in 2027, covering 819 enrollees.

How much do HMO-POS plans cost in Tioga?

The average HMO-POS premium in Tioga is $45.51 per month, with 6 plans offering $0 premiums.

What is the leading HMO-POS plan in Tioga?

AARP Medicare Advantage from UHC NY-0006 (HMO-POS) is the top HMO-POS in Tioga, with 629 enrollees.

What is the number of HMO-POS plans without Part D coverage in Tioga?

4 HMO-POS plans in Tioga do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Tioga County, NY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Tioga County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 32%
3 Stars 15 68%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.45

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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