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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Clinton County

2026 Medicare Advantage Plans in Clinton County, NY

Last update: September 2, 2026.

For 2026, Clinton County, NY includes 18 Medicare Advantage plans. Enrollment across these plans totals approximately 5,010, with 11 $0 premium options and 39% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Clinton County, NY are summarized separately. Visit Medicare Options in Clinton County, NY to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $38.68/mo
  • $0 Premium Plans: 11
  • Average MOOP: $7,728 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 39% · 3 Stars: 61% · Below 3: 0%
  • Average Part D Deductible: $507.73
  • Total MA/MAPD Enrollment: 5,010
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Aetna Medicare Enhanced (PPO) — 2,342 enrollees
    2. CDPHP $0 Medicare Rx (HMO) — 1,230 enrollees
    3. Wellcare Fidelis Simple (HMO-POS) — 456 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
8
Average Monthly Premium
$53.60/mo
Total PPO Enrollment
2,881
$0 Premium PPO Plans
4
Average MOOP
$8,488
Top PPO by Enrollment
Aetna Medicare Enhanced (PPO) — 2,342 enrollees
PPO Plans Without Drug Coverage
2

2026 PPO Medicare Advantage plans in Clinton County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,250 N/A H5521-323-0
Aetna Medicare Enhanced
☆☆☆☆☆
$56 $9,250 $615 H5521-520-0
Medicare BluePlus
☆☆☆☆☆
$140 $7,900 $615 H3335-018-0
Medicare BlueSalute
☆☆☆☆☆
$0 $4,500 N/A H3335-044-0
MVP Medicare Complete Wellness with Part D
☆☆☆☆☆
$174 $9,250 $615 H9615-022-0
Wellcare Assist Open
☆☆☆☆☆
$59 $9,250 $530 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $9,250 $615 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $615 H2775-106-0
What is the average monthly premium for PPO plans in Clinton?
PPO plans in Clinton cost $53.60 per month on average.
Which PPO plan has the highest enrollment in Clinton?
The most popular PPO plan in Clinton is Aetna Medicare Enhanced (PPO), with 2,342 enrollees.
How many PPO plans in Clinton do not include prescription drug coverage?
2 PPO plans in Clinton do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
4
Average Monthly Premium
$58.75/mo
Total HMO Enrollment
1,533
$0 Premium HMO Plans
2
Average MOOP
$6,313
Top HMO by Enrollment
CDPHP $0 Medicare Rx (HMO) — 1,230 enrollees
HMO Plans Without Drug Coverage
1

2026 HMO Medicare Advantage plans in Clinton County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
CDPHP $0 Medicare Rx
☆☆☆☆☆
$0 $6,750 $500 H3388-014-0
CDPHP Choice Rx
☆☆☆☆☆
$135 $6,000 $0 H3388-002-0
CDPHP Clear Rx
☆☆☆☆☆
$100 $6,400 $250 H3388-020-0
CDPHP Core
☆☆☆☆☆
$0 $6,100 N/A H3388-001-0
What is the total number of HMO plans offered in Clinton?

There are 4 HMO plans in 2026, covering 1,533 enrollees.

How much do HMO plans cost in Clinton?

The average HMO premium in Clinton is $58.75 per month, with 2 plans offering $0 premiums.

What is the top HMO by enrollment in Clinton?

CDPHP $0 Medicare Rx (HMO) is the top HMO in Clinton, with 1,230 enrollees.

What is the number of HMO plans without Part D coverage in Clinton?

1 HMO plans in Clinton do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
4
Average Monthly Premium
$8.13/mo
Total HMO-POS Enrollment
596
$0 Premium HMO-POS Plans
3
Average MOOP
$8,738
Top HMO-POS by Enrollment
Wellcare Fidelis Simple (HMO-POS) — 456 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Clinton County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-020-0
Wellcare Fidelis Assist
☆☆☆☆☆
$33 $9,250 $615 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,250 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,250 $615 H5599-004-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Clinton cost $8.13 per month on average.

Which HMO-POS plan is most popular in Clinton?

The most popular HMO-POS plan in Clinton is Wellcare Fidelis Simple (HMO-POS), with 456 enrollees.

How many HMO-POS plans in Clinton do not include drug coverage?

There are 2 HMO-POS plans in Clinton without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 2
  • Average Monthly Premium $0.00/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 2
  • Average MOOP $5,500
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 2

2026 PFFS Medicare Advantage plans in Clinton County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Wellcare Advantage Enhanced
☆☆☆☆☆
$0 $4,300 N/A H2816-037-0
Wellcare Advantage Simple
☆☆☆☆☆
$0 $6,700 N/A H2816-038-0
What is the top PFFS plan in Clinton?

is the top PFFS in Clinton, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Clinton?

2 PFFS plans in Clinton do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Clinton County, NY (2026) are summarized below.

Medicare Advantage Plan Ratings in Clinton County, NY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 39%
3 Stars 11 61%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.69

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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