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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Clinton County

2027 Medicare Advantage Plans in Clinton County, NY

Last update: October 4, 2026.

In Clinton County, NY, there are 11 Medicare Advantage plans available for 2027. Of these, 9 offer a $0 monthly premium, and about 27% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$19.48/mo
Plans with $0 Premium
9
Average MOOP Limit
$9,305 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 27% · 3 Stars: 73% · Below 3: 0%
Average Part D Deductible
$700.00
Total MA/MAPD Enrollment
942
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Wellcare Fidelis Simple (HMO-POS) — 453 enrollees
2. Aetna Medicare Eagle Giveback (PPO) — 219 enrollees
3. Wellcare Fidelis Assist (HMO-POS) — 132 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Clinton County, NY. Or explore all Medicare Options available in Clinton County, NY. To understand how local plans fit into the broader market, visit our New York Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 4
  • Average Monthly Premium $0.00/mo
  • Total PPO Enrollment 346
  • $0 Premium PPO Plans 4
  • Average MOOP $9,850
  • Top PPO by Enrollment Aetna Medicare Eagle Giveback (PPO) — 219 enrollees
  • PPO Plans Without Drug Coverage 1

Comparison table of 2027 PPO Medicare Advantage Plans available in Clinton County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H5521-323-0
Wellcare Assist Open
☆☆☆☆☆
$0 $9,850 $700 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $9,850 $700 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,850 $700 H2775-106-0
What is the total number of PPO plans offered in Clinton?

There are 4 PPO plans in 2027, covering 346 beneficiaries.

How much do PPO plans cost in Clinton?

The average PPO premium in Clinton is $0.00 per month, with 4 plans offering $0 premiums.

What is the most popular PPO plan in Clinton?

Aetna Medicare Eagle Giveback (PPO) is the top PPO in Clinton, with 219 enrollees.

What is the number of PPO plans without Part D coverage in Clinton?

There are 1 PPO plans in Clinton without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$59.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
0
Average MOOP
$9,850
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Clinton County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Elite
☆☆☆☆☆
$59 $9,850 $700 H3312-107-0

What is the average monthly premium for HMO plans?

HMO plans in Clinton cost $59.00 per month on average.

Which HMO plan is most popular in Clinton?

The most popular HMO plan in Clinton is , with 0 enrollees.

How many HMO plans in Clinton do not include drug coverage?

There are 0 HMO plans in Clinton without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
6
Average Monthly Premium
$25.88/mo
Total HMO-POS Enrollment
596
$0 Premium HMO-POS Plans
5
Average MOOP
$8,850
Top HMO-POS by Enrollment
Wellcare Fidelis Simple (HMO-POS) — 453 enrollees
HMO-POS Plans Without Drug Coverage
3

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Clinton County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Medicare Blue Choice 032
☆☆☆☆☆
$155 $9,850 $700 H3351-032-0
Medicare Blue Choice 033
☆☆☆☆☆
$0 $6,500 N/A H3351-033-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-020-0
Wellcare Fidelis Assist
☆☆☆☆☆
$0 $9,850 $700 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,850 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,850 $700 H5599-004-0
What is the leading HMO-POS plan in Clinton?

Wellcare Fidelis Simple (HMO-POS) is the top HMO-POS in Clinton, with 453 enrollees.

What is the number of HMO-POS plans without Part D coverage in Clinton?

3 HMO-POS plans in Clinton do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Clinton County, NY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Clinton County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 27%
3 Stars 8 73%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.32

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Clinton County, New York, including communities such as Plattsburgh, Altona, Au Sable Forks, Cadyville, Champlain, Chazy, Dannemora, Ellenburg Depot, Keeseville, Mooers, Morrisonville, Peru, Rouses Point, Saranac, West Chazy, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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