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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Washington County

2027 Medicare Advantage Plans in Washington County, NY

Last update: October 4, 2026.

In Washington County, NY, there are 27 Medicare Advantage plans available for 2027. Of these, 13 offer a $0 monthly premium, and about 17% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$52.46/mo
Plans with $0 Premium
13
Average MOOP Limit
$8,458 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 17% · 3 Stars: 83% · Below 3: 0%
Average Part D Deductible
$640.00
Total MA/MAPD Enrollment
5,765
Plans with the Highest Enrollment
(as of October 5, 2026)
1. CDPHP $0 Medicare Rx (HMO) — 2,092 enrollees
2. AARP Medicare Advantage from UHC NY-29 (HMO-POS) — 1,201 enrollees
3. CDPHP Choice Rx (HMO) — 769 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Washington County, NY. Or explore all Medicare Options available in Washington County, NY. To understand how local plans fit into the broader market, visit our New York Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 10
  • Average Monthly Premium $51.40/mo
  • Total PPO Enrollment 854
  • $0 Premium PPO Plans 6
  • Average MOOP $8,970
  • Top PPO by Enrollment AARP Medicare Advantage from UHC NY-0015 (PPO) — 406 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2027 PPO Medicare Advantage Plans available in Washington County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H5521-323-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,850 $700 H5521-119-0
Aetna Medicare Enhanced
☆☆☆☆☆
$149 $9,850 $700 H5521-669-0
MVP Medicare Secure Plus Choice with Part D
☆☆☆☆☆
$256 $7,500 $500 H9615-025-0
AARP Medicare Advantage from UHC NY-0015
☆☆☆☆☆
$44 $8,900 $685 H3418-004-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5970-016-0
HumanaChoice H5970-029
☆☆☆☆☆
$65 $9,250 $700 H5970-029-0
Wellcare Assist Open
☆☆☆☆☆
$0 $9,850 $700 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $9,850 $700 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,850 $700 H2775-106-0
What is the total number of PPO plans offered in Washington?

There are 10 PPO plans in 2027, covering 854 beneficiaries.

How much do PPO plans cost in Washington?

The average PPO premium in Washington is $51.40 per month, with 6 plans offering $0 premiums.

What is the most popular PPO plan in Washington?

AARP Medicare Advantage from UHC NY-0015 (PPO) is the top PPO in Washington, with 406 enrollees.

What is the number of PPO plans without Part D coverage in Washington?

There are 2 PPO plans in Washington without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$78.33/mo
Total HMO Enrollment
3,251
$0 Premium HMO Plans
2
Average MOOP
$7,733
Top HMO by Enrollment
CDPHP $0 Medicare Rx (HMO) — 2,092 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Washington County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Senior Blue 652
☆☆☆☆☆
$122 $7,150 $700 H3384-013-0
CDPHP $0 Medicare Rx
☆☆☆☆☆
$0 $9,850 $700 H3388-014-0
CDPHP Choice Rx
☆☆☆☆☆
$139 $6,400 $250 H3388-002-0
CDPHP Clear Rx
☆☆☆☆☆
$100 $6,750 $500 H3388-020-0
CDPHP Core
☆☆☆☆☆
$0 $6,400 N/A H3388-001-0
Aetna Medicare Signature
☆☆☆☆☆
$109 $9,850 $700 H3312-108-0

What is the average monthly premium for HMO plans?

HMO plans in Washington cost $78.33 per month on average.

Which HMO plan is most popular in Washington?

The most popular HMO plan in Washington is CDPHP $0 Medicare Rx (HMO), with 2,092 enrollees.

How many HMO plans in Washington do not include drug coverage?

There are 1 HMO plans in Washington without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
8
Average Monthly Premium
$34.38/mo
Total HMO-POS Enrollment
1,660
$0 Premium HMO-POS Plans
5
Average MOOP
$8,363
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC NY-29 (HMO-POS) — 1,201 enrollees
HMO-POS Plans Without Drug Coverage
3

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Washington County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NY-29
☆☆☆☆☆
$39 $7,150 $685 H3379-052-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
$0 $7,150 N/A H3379-060-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-020-0
MVP Medicare Secure Plus with Part D
☆☆☆☆☆
$165 $6,000 $500 H3305-022-0
MVP Medicare WellValue with Part D
☆☆☆☆☆
$71 $9,850 $700 H3305-038-0
Wellcare Fidelis Assist
☆☆☆☆☆
$0 $9,850 $700 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,850 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,850 $700 H5599-004-0
What is the leading HMO-POS plan in Washington?

AARP Medicare Advantage from UHC NY-29 (HMO-POS) is the top HMO-POS in Washington, with 1,201 enrollees.

What is the number of HMO-POS plans without Part D coverage in Washington?

3 HMO-POS plans in Washington do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Washington County, NY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Washington County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 4 17%
3 Stars 20 83%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.38

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Washington County, New York, including communities such as Argyle, Cambridge, Comstock, Fort Ann, Fort Edward, Granville, Greenwich, Hudson Falls, Salem, Whitehall, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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