- Entity
- county:new-york-niagara-36063
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/new-york/niagara/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 36
- PPO Plans
- 12
- HMO Plans
- 11
- HMO-POS Plans
- 13
- PFFS Plans
- 0
- Average Monthly Premium
- 57.01
- Average MOOP
- 8279.17
- Average Part D Deductible
- 603.7
- $0 Premium Plans
- 19
- Plans Without Part D Coverage
- 9
- Average CMS Star Rating
- 3.74
- $0 Premium Plan Share
- 52.78
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 58
- 3-Star Plan Share
- 42
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 21.75
- PPO Average MOOP
- 9050
- PPO Enrollment
- 5386
- PPO $0 Premium Plans
- 7
- PPO Plans Without Part D Coverage
- 3
- HMO Average Monthly Premium
- 93.09
- HMO Average MOOP
- 7795.45
- HMO Enrollment
- 9152
- HMO $0 Premium Plans
- 4
- HMO Plans Without Part D Coverage
- 2
- HMO-POS Average Monthly Premium
- 59.03
- HMO-POS Average MOOP
- 7976.92
- HMO-POS Enrollment
- 6354
- HMO-POS $0 Premium Plans
- 8
- HMO-POS Plans Without Part D Coverage
- 4
- Entity
- county:new-york-niagara-36063
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/new-york/niagara/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-new-york-niagara-36063-landscape-stats
- Plans Indexed
- 36
- Standard Medicare Advantage Plans
-
-
Freedom Valor
H5526-023-0 -
Independent Health's Encompass 65
H3362-016-0 -
Independent Health's Encompass 65 RED 042
H3362-042-0 -
Independent Health's Encompass 65 RED 044
H3362-044-0 -
Independent Health's Encompass 65 RED 045
H3362-045-0 -
Independent Health's Medicare Passport Connect
H3344-013-0 -
Aetna Medicare Eagle Giveback
H5521-323-0 -
Aetna Medicare Elite
H5521-738-0 -
Aetna Medicare Enhanced
H5521-381-0 -
Aetna Medicare Signature
H5521-215-0 -
Community Blue Medicare HMO 651
H3384-073-1 -
Community Blue Medicare HMO Distinct
H3384-070-1 -
Community Blue Medicare HMO Signature
H3384-069-1 -
Community Blue Medicare HMO Standard
H3384-072-0 -
Senior Blue 601
H3384-022-0 -
Univera Medicare Freedom
H3351-001-0 -
Univera SeniorChoice Advanced
H3351-019-0 -
Univera SeniorChoice Basic
H3351-017-0 -
Univera SeniorChoice Secure
H3351-002-0 -
Univera SeniorChoice Value Plus
H3351-012-0 -
VNS Health EasyCare
H5549-012-0 -
AARP Medicare Advantage from UHC NY-0007
H3379-040-0 -
AARP Medicare Advantage Patriot No Rx NY-MA3
H3379-060-0 -
MVP Medicare Preferred Gold with Part D
H3305-015-0 -
MVP Medicare Preferred Gold without Part D
H3305-007-0 -
MVP Medicare WellValue with Part D
H3305-039-0 -
AARP Medicare Advantage from UHC NY-0019
H3418-008-0 -
Aetna Medicare Signature
H3312-065-0 -
Humana USAA Honor Giveback
H5970-016-0 -
HumanaChoice H5970-029
H5970-029-0 -
Wellcare Assist Open
H2775-113-0 -
Wellcare Fidelis Assist
H5599-002-0 -
Wellcare Fidelis Patriot Simple
H5599-010-0 -
Wellcare Fidelis Simple
H5599-004-0 -
Wellcare Giveback Open
H2775-111-0 -
Wellcare Simple Open
H2775-106-0
-
Freedom Valor
- Total Standard Medicare Advantage Enrollment
- 20892
2027 Medicare Advantage Plans in Niagara County, NY
Last update: .
Niagara County, NY has 36 Medicare Advantage plans available in 2027. These include 19 plans with no monthly premium, and roughly 58% are rated at least 4 stars based on CMS data.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 12
- Average Monthly Premium $21.75/mo
- Total PPO Enrollment 5,386
- $0 Premium PPO Plans 7
- Average MOOP $9,050
- Top PPO by Enrollment Aetna Medicare Enhanced (PPO) — 2,995 enrollees
- PPO Plans Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Freedom Valor | $0 | $6,700 | N/A | H5526-023-0 | |
| Independent Health's Medicare Passport Connect | $81 | $9,850 | $700 | H3344-013-0 | |
| Aetna Medicare Eagle Giveback | $0 | $9,850 | N/A | H5521-323-0 | |
| Aetna Medicare Elite | $35 | $9,850 | $700 | H5521-738-0 | |
| Aetna Medicare Enhanced | $41 | $9,850 | $700 | H5521-381-0 | |
| Aetna Medicare Signature | $0 | $9,850 | $400 | H5521-215-0 | |
| AARP Medicare Advantage from UHC NY-0019 | $39 | $8,900 | $685 | H3418-008-0 | |
| Humana USAA Honor Giveback | $0 | $4,950 | N/A | H5970-016-0 | |
| HumanaChoice H5970-029 | $65 | $9,250 | $700 | H5970-029-0 | |
| Wellcare Assist Open | $0 | $9,850 | $700 | H2775-113-0 | |
| Wellcare Giveback Open | $0 | $9,850 | $700 | H2775-111-0 | |
| Wellcare Simple Open | $0 | $9,850 | $700 | H2775-106-0 |
What is the most popular PPO plan in Niagara?
Aetna Medicare Enhanced (PPO) is the top PPO in Niagara, with 2,995 enrollees.
What is the number of PPO plans without Part D coverage in Niagara?
There are 3 PPO plans in Niagara without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 11
- Average Monthly Premium
- $93.09/mo
- Total HMO Enrollment
- 9,152
- $0 Premium HMO Plans
- 4
- Average MOOP
- $7,795
- Top HMO by Enrollment
- Univera SeniorChoice Basic (HMO) — 3,888 enrollees
- HMO Plans Without Drug Coverage
- 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Independent Health's Encompass 65 | $0 | $6,750 | N/A | H3362-016-0 | |
| Independent Health's Encompass 65 RED 042 | $49 | $9,850 | $550 | H3362-042-0 | |
| Independent Health's Encompass 65 RED 044 | $110 | $8,000 | $510 | H3362-044-0 | |
| Independent Health's Encompass 65 RED 045 | $286 | $7,000 | $375 | H3362-045-0 | |
| Community Blue Medicare HMO 651 | $118 | $6,700 | $700 | H3384-073-1 | |
| Community Blue Medicare HMO Distinct | $68 | $6,750 | $700 | H3384-070-1 | |
| Community Blue Medicare HMO Signature | $0 | $7,150 | $700 | H3384-069-1 | |
| Community Blue Medicare HMO Standard | $368 | $7,150 | $700 | H3384-072-0 | |
| Senior Blue 601 | $0 | $6,700 | N/A | H3384-022-0 | |
| Univera SeniorChoice Basic | $0 | $9,850 | $700 | H3351-017-0 | |
| VNS Health EasyCare | $25 | $9,850 | $650 | H5549-012-0 |
What is the typical premium for HMO plans in Niagara?
HMO plans in Niagara cost $93.09 per month on average.
Which HMO plan do most beneficiaries choose in Niagara?
The most popular HMO plan in Niagara is Univera SeniorChoice Basic (HMO), with 3,888 enrollees.
How many HMO options are offered without prescription drug coverage in Niagara?
There are 2 HMO plans in Niagara without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 13
- Average Monthly Premium $59.03/mo
- Total HMO-POS Enrollment 6,354
- $0 Premium HMO-POS Plans 8
- Average MOOP $7,977
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NY-0007 (HMO-POS) — 3,444 enrollees
- HMO-POS Plans Without Drug Coverage 4
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Univera Medicare Freedom | $0 | $6,500 | N/A | H3351-001-0 | |
| Univera SeniorChoice Advanced | $75 | $7,500 | $300 | H3351-019-0 | |
| Univera SeniorChoice Secure | $105 | $6,000 | $250 | H3351-002-0 | |
| Univera SeniorChoice Value Plus | $93 | $6,700 | $295 | H3351-012-0 | |
| AARP Medicare Advantage from UHC NY-0007 | $0 | $9,300 | $685 | H3379-040-0 | |
| AARP Medicare Advantage Patriot No Rx NY-MA3 | $0 | $7,150 | N/A | H3379-060-0 | |
| MVP Medicare Preferred Gold with Part D | $277 | $6,800 | $400 | H3305-015-0 | |
| MVP Medicare Preferred Gold without Part D | $0 | $7,200 | N/A | H3305-007-0 | |
| MVP Medicare WellValue with Part D | $217 | $9,850 | $700 | H3305-039-0 | |
| Aetna Medicare Signature | $0 | $7,150 | $700 | H3312-065-0 | |
| Wellcare Fidelis Assist | $0 | $9,850 | $700 | H5599-002-0 | |
| Wellcare Fidelis Patriot Simple | $0 | $9,850 | N/A | H5599-010-0 | |
| Wellcare Fidelis Simple | $0 | $9,850 | $700 | H5599-004-0 |
What is the total number of HMO-POS plans in Niagara?
In 2027, Niagara has 13 HMO-POS plans with 6,354 enrollees.
How much do HMO-POS plans cost in Niagara?
The typical HMO-POS premium in Niagara is $59.03, and 8 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Niagara County, NY for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 21 | 58% |
| 3 Stars | 15 | 42% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.74 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.