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2027 Medicare Advantage Plans in Rensselaer County, NY

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In Rensselaer County, NY, there are 31 Medicare Advantage plans available for 2027. Of these, 16 offer a $0 monthly premium, and about 18% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$45.86/mo
Plans with $0 Premium
16
Average MOOP Limit
$8,439 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 18% · 3 Stars: 82% · Below 3: 0%
Average Part D Deductible
$621.19
Total MA/MAPD Enrollment
10,486
Plans with the Highest Enrollment
(as of October 5, 2026)
1. CDPHP $0 Medicare Rx (HMO) — 3,630 enrollees
2. CDPHP Choice Rx (HMO) — 2,715 enrollees
3. AARP Medicare Advantage from UHC NY-29 (HMO-POS) — 1,025 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Rensselaer County, NY. Or explore all Medicare Options available in Rensselaer County, NY. To understand how local plans fit into the broader market, visit our New York Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
10
Average Monthly Premium
$51.40/mo
Total PPO Enrollment
1,293
$0 Premium PPO Plans
6
Average MOOP
$8,970
Top PPO by Enrollment
Aetna Medicare Elite (PPO) — 433 enrollees
PPO Plans Without Drug Coverage
2

PPO Medicare Advantage plan comparison – Rensselaer County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5521-323-0
Aetna Medicare Elite
☆☆☆☆☆
 $0 $9,850 $700 H5521-119-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $149 $9,850 $700 H5521-669-0
MVP Medicare Secure Plus Choice with Part D
☆☆☆☆☆
 $256 $7,500 $500 H9615-025-0
AARP Medicare Advantage from UHC NY-0015
☆☆☆☆☆
 $44 $8,900 $685 H3418-004-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,950 N/A H5970-016-0
HumanaChoice H5970-029
☆☆☆☆☆
 $65 $9,250 $700 H5970-029-0
Wellcare Assist Open
☆☆☆☆☆
 $0 $9,850 $700 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
 $0 $9,850 $700 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $9,850 $700 H2775-106-0
What is the total number of PPO plans offered in Rensselaer?

Rensselaer County has 10 PPO plans for 2027, with 1,293 enrolled.

How much do PPO plans cost in Rensselaer?

The typical PPO premium in Rensselaer is $51.40, and 6 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
10
Average Monthly Premium
$49.50/mo
Total HMO Enrollment
7,620
$0 Premium HMO Plans
5
Average MOOP
$7,970
Top HMO by Enrollment
CDPHP $0 Medicare Rx (HMO) — 3,630 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Rensselaer County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Senior Blue 652
☆☆☆☆☆
 $122 $7,150 $700 H3384-013-0
VNS Health EasyCare
☆☆☆☆☆
 $25 $9,850 $650 H5549-012-0
CDPHP $0 Medicare Rx
☆☆☆☆☆
 $0 $9,850 $700 H3388-014-0
CDPHP Choice Rx
☆☆☆☆☆
 $139 $6,400 $250 H3388-002-0
CDPHP Clear Rx
☆☆☆☆☆
 $100 $6,750 $500 H3388-020-0
CDPHP Core
☆☆☆☆☆
 $0 $6,400 N/A H3388-001-0
Aetna Medicare Signature
☆☆☆☆☆
 $109 $9,850 $700 H3312-108-0
Trinity Health Plan New York Cash Back
☆☆☆☆☆
 $0 $9,250 $450 H9827-004-0
Trinity Health Plan New York Glory No RX
☆☆☆☆☆
 $0 $6,300 N/A H9827-003-0
Trinity Health Plan New York No Premium
☆☆☆☆☆
 $0 $7,900 $425 H9827-001-0
What is the average monthly premium for HMO plans?
HMO plans in Rensselaer cost $49.50 per month on average.
Which HMO plan is most popular in Rensselaer?
The most popular HMO plan in Rensselaer is CDPHP $0 Medicare Rx (HMO), with 3,630 enrollees.
How many HMO plans in Rensselaer do not include drug coverage?
There are 2 HMO plans in Rensselaer without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 8
  • Average Monthly Premium $34.38/mo
  • Total HMO-POS Enrollment 1,573
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $8,363
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NY-29 (HMO-POS) — 1,025 enrollees
  • HMO-POS Plans Without Drug Coverage 3

HMO-POS Medicare Advantage plan comparison – Rensselaer County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NY-29
☆☆☆☆☆
 $39 $7,150 $685 H3379-052-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
 $0 $7,150 N/A H3379-060-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
 $0 $7,200 N/A H3305-020-0
MVP Medicare Secure Plus with Part D
☆☆☆☆☆
 $165 $6,000 $500 H3305-022-0
MVP Medicare WellValue with Part D
☆☆☆☆☆
 $71 $9,850 $700 H3305-038-0
Wellcare Fidelis Assist
☆☆☆☆☆
 $0 $9,850 $700 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
 $0 $9,850 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
 $0 $9,850 $700 H5599-004-0
What is the total number of HMO-POS plans in Rensselaer?

There are 8 HMO-POS plans in 2027, covering 1,573 enrollees.

How much do HMO-POS plans cost in Rensselaer?

The average HMO-POS premium in Rensselaer is $34.38 per month, with 5 plans offering $0 premiums.

What is the leading HMO-POS plan in Rensselaer?

AARP Medicare Advantage from UHC NY-29 (HMO-POS) is the top HMO-POS in Rensselaer, with 1,025 enrollees.

What is the number of HMO-POS plans without Part D coverage in Rensselaer?

3 HMO-POS plans in Rensselaer do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Rensselaer County, NY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Rensselaer County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 5 18%
3 Stars 23 82%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.36

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Rensselaer County, New York, including communities such as Averill Park, Castleton On Hudson, Cropseyville, Eagle Bridge, East Greenbush, East Nassau, Hoosick Falls, Johnsonville, Melrose, Nassau, Petersburg, Poestenkill, Rensselaer, Schaghticoke, Stephentown, Troy, Valley Falls, West Sand Lake, Wynantskill, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .