Medicare Plans

Open Medicare Plan Data.

2027 Medicare Advantage Plans in Saint Lawrence County, NY

Last update: .

For 2027, Saint Lawrence County, NY includes 15 Medicare Advantage plans. Enrollment across these plans totals approximately 2,905, with 9 $0 premium options and 53% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $26.91/mo
  • $0 Premium Plans: 9
  • Average MOOP: $8,797 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 53% · 3 Stars: 47% · Below 3: 0%
  • Average Part D Deductible: $662.50
  • Total MA/MAPD Enrollment: 2,905
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Aetna Medicare Signature (PPO) — 1,218 enrollees
    2. Aetna Medicare Premier (PPO) — 544 enrollees
    3. Aetna Medicare Signature (HMO) — 502 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Saint Lawrence County, NY are summarized separately. Visit Medicare Options in Saint Lawrence County, NY to see more options. For a broader perspective, explore New York Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
6
Average Monthly Premium
$29.83/mo
Total PPO Enrollment
2,055
$0 Premium PPO Plans
3
Average MOOP
$8,833
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 1,218 enrollees
PPO Plans Without Drug Coverage
2

2027 PPO Medicare Advantage plans in Saint Lawrence County, New York (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5521-323-0
Aetna Medicare Elite
☆☆☆☆☆
 $54 $9,850 $700 H5521-740-0
Aetna Medicare Premier
☆☆☆☆☆
 $60 $9,250 $700 H5521-340-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $9,850 $700 H5521-077-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,950 N/A H5970-016-0
HumanaChoice H5970-029
☆☆☆☆☆
 $65 $9,250 $700 H5970-029-0

What is the average monthly premium for PPO plans in Saint Lawrence?

PPO plans in Saint Lawrence cost $29.83 per month on average.

Which PPO plan has the highest enrollment in Saint Lawrence?

The most popular PPO plan in Saint Lawrence is Aetna Medicare Signature (PPO), with 1,218 enrollees.

How many PPO plans in Saint Lawrence do not include prescription drug coverage?

2 PPO plans in Saint Lawrence do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $7.00/mo
  • Total HMO Enrollment 502
  • $0 Premium HMO Plans 1
  • Average MOOP $9,850
  • Top HMO by Enrollment Aetna Medicare Signature (HMO) — 502 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Saint Lawrence County, New York (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Medicare Blue Choice 028
☆☆☆☆☆
 $14 $9,850 $700 H3351-028-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $9,850 $700 H3312-048-0
What is the top HMO by enrollment in Saint Lawrence?

Aetna Medicare Signature (HMO) is the top HMO in Saint Lawrence, with 502 enrollees.

What is the number of HMO plans without Part D coverage in Saint Lawrence?

0 HMO plans in Saint Lawrence do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$30.09/mo
Total HMO-POS Enrollment
348
$0 Premium HMO-POS Plans
5
Average MOOP
$8,464
Top HMO-POS by Enrollment
Wellcare Fidelis Simple (HMO-POS) — 187 enrollees
HMO-POS Plans Without Drug Coverage
3

2027 HMO-POS Medicare Advantage plans in Saint Lawrence County, New York (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Medicare Blue Choice 029
☆☆☆☆☆
 $85 $8,500 $700 H3351-029-0
Medicare Blue Choice 030
☆☆☆☆☆
 $125 $7,500 $325 H3351-030-0
Medicare Blue Choice 031
☆☆☆☆☆
 $0 $6,500 N/A H3351-031-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
 $0 $7,200 N/A H3305-020-0
Wellcare Fidelis Assist
☆☆☆☆☆
 $0 $9,850 $700 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
 $0 $9,850 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
 $0 $9,850 $700 H5599-004-0

What is the typical premium for HMO-POS plans in Saint Lawrence?

HMO-POS plans in Saint Lawrence cost $30.09 per month on average.

Which HMO-POS plan has the most members in Saint Lawrence?

The most popular HMO-POS plan in Saint Lawrence is Wellcare Fidelis Simple (HMO-POS), with 187 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Saint Lawrence?

There are 3 HMO-POS plans in Saint Lawrence without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Saint Lawrence County, NY (2027) are summarized below.

Medicare Advantage Plan Ratings in Saint Lawrence County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 53%
3 Stars 7 47%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.57

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Saint Lawrence County, New York, including communities such as Brasher Falls, Canton, Colton, De Kalb Junction, Gouverneur, Hammond, Hermon, Heuvelton, Lisbon, Madrid, Massena, Norfolk, Norwood, Ogdensburg, Potsdam, Waddington, Winthrop, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .