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2027 Medicare Advantage Plans in Orange County, NY

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In Orange County, NY, there are 23 Medicare Advantage plans available for 2027. Of these, 12 offer a $0 monthly premium, and about 26% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$34.48/mo
Plans with $0 Premium
12
Average MOOP Limit
$8,887 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 26% · 3 Stars: 70% · Below 3: 4%
Average Part D Deductible
$647.06
Total MA/MAPD Enrollment
12,296
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Elite (PPO) — 3,634 enrollees
2. AARP Medicare Advantage from UHC NY-0013 (PPO) — 2,890 enrollees
3. MVP Medicare Complete Wellness with Part D (PPO) — 1,669 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Orange County, NY. Or explore all Medicare Options available in Orange County, NY. To understand how local plans fit into the broader market, visit our New York Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
10
Average Monthly Premium
$31.70/mo
Total PPO Enrollment
10,213
$0 Premium PPO Plans
6
Average MOOP
$9,265
Top PPO by Enrollment
Aetna Medicare Elite (PPO) — 3,634 enrollees
PPO Plans Without Drug Coverage
2

PPO Medicare Advantage plan comparison – Orange County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5521-323-0
Aetna Medicare Elite
☆☆☆☆☆
 $0 $9,850 $700 H5521-119-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $149 $9,850 $700 H5521-669-0
MVP Medicare Complete Wellness with Part D
☆☆☆☆☆
 $54 $9,850 $700 H9615-023-0
AARP Medicare Advantage from UHC NY-0013
☆☆☆☆☆
 $49 $9,500 $685 H3418-002-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,950 N/A H5970-016-0
HumanaChoice H5970-029
☆☆☆☆☆
 $65 $9,250 $700 H5970-029-0
Wellcare Assist Open
☆☆☆☆☆
 $0 $9,850 $700 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
 $0 $9,850 $700 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $9,850 $700 H2775-106-0
What is the total number of PPO plans offered in Orange?

Orange County has 10 PPO plans for 2027, with 10,213 enrolled.

How much do PPO plans cost in Orange?

The typical PPO premium in Orange is $31.70, and 6 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$60.78/mo
Total HMO Enrollment
575
$0 Premium HMO Plans
0
Average MOOP
$9,850
Top HMO by Enrollment
Healthfirst Increased Benefits Plan (HMO) — 336 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Orange County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
VNS Health EasyCare
☆☆☆☆☆
 $25 $9,850 $650 H5549-012-0
Healthfirst Increased Benefits Plan
☆☆☆☆☆
 $17 $9,850 $700 H3359-019-0
Aetna Medicare Signature
☆☆☆☆☆
 $109 $9,850 $700 H3312-108-0
Healthfirst Signature
☆☆☆☆☆
 $92 $9,850 $550 H1722-002-0
What is the average monthly premium for HMO plans?
HMO plans in Orange cost $60.78 per month on average.
Which HMO plan is most popular in Orange?
The most popular HMO plan in Orange is Healthfirst Increased Benefits Plan (HMO), with 336 enrollees.
How many HMO plans in Orange do not include drug coverage?
There are 0 HMO plans in Orange without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $25.89/mo
  • Total HMO-POS Enrollment 1,508
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $8,039
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NY-34 (HMO-POS) — 832 enrollees
  • HMO-POS Plans Without Drug Coverage 4

HMO-POS Medicare Advantage plan comparison – Orange County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage 2
☆☆☆☆☆
 $29 $6,750 $230 H6988-010-0
Anthem Veteran 2
☆☆☆☆☆
 $0 $6,800 N/A H6988-008-0
AARP Medicare Advantage from UHC NY-34
☆☆☆☆☆
 $39 $8,900 $685 H3379-059-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
 $0 $7,150 N/A H3379-060-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
 $0 $7,200 N/A H3305-020-0
MVP Medicare Secure Plus with Part D
☆☆☆☆☆
 $165 $6,000 $500 H3305-022-0
Wellcare Fidelis Assist
☆☆☆☆☆
 $0 $9,850 $700 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
 $0 $9,850 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
 $0 $9,850 $700 H5599-004-0
What is the total number of HMO-POS plans in Orange?

There are 9 HMO-POS plans in 2027, covering 1,508 enrollees.

How much do HMO-POS plans cost in Orange?

The average HMO-POS premium in Orange is $25.89 per month, with 6 plans offering $0 premiums.

What is the leading HMO-POS plan in Orange?

AARP Medicare Advantage from UHC NY-34 (HMO-POS) is the top HMO-POS in Orange, with 832 enrollees.

What is the number of HMO-POS plans without Part D coverage in Orange?

4 HMO-POS plans in Orange do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Orange County, NY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Orange County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 2 9%
4 Stars (includes 5 Stars) 6 26%
3 Stars 16 70%
Below 3 Stars 1 4%
Not Rated 0 0%
Average Rating 3.46

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Orange County, New York, including communities such as Campbell Hall, Central Valley, Chester, Florida, Fort Montgomery, Goshen, Greenwood Lake, Harriman, Highland Falls, Highland Mills, Middletown, Monroe, New Hampton, Otisville, Slate Hill, Tuxedo Park, Warwick, Washingtonville, West Point, Westtown, Cornwall, Cornwall On Hudson, Maybrook, Montgomery, Newburgh, New Windsor, Pine Bush, Rock Tavern, Salisbury Mills, Walden, Cuddebackville, Port Jervis, Sparrow Bush, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .