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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Seneca County

2027 Medicare Advantage Plans in Seneca County, NY

Last update: October 6, 2026.

Seneca County, NY has 17 Medicare Advantage plans available in 2027. These include 10 plans with no monthly premium, and roughly 29% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $65.16/mo
$0 Premium Plans: 10
Average MOOP: $8,700 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 29% · 3 Stars: 71% · Below 3: 0%
Average Part D Deductible: $625.00
Total MA/MAPD Enrollment: 3,055
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Medicare Blue Choice Core (HMO) — 1,749 enrollees
2. Medicare Blue Choice Prime (HMO-POS) — 444 enrollees
3. Wellcare Simple Open (PPO) — 257 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Seneca County, NY. Or explore all Medicare Options available in Seneca County, NY. To understand how local plans fit into the broader market, visit our New York Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 6
  • Average Monthly Premium $10.83/mo
  • Total PPO Enrollment 587
  • $0 Premium PPO Plans 5
  • Average MOOP $8,933
  • Top PPO by Enrollment Wellcare Simple Open (PPO) — 257 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2027 PPO Medicare Advantage Plans available in Seneca County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H5521-323-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5970-016-0
HumanaChoice H5970-029
☆☆☆☆☆
$65 $9,250 $700 H5970-029-0
Wellcare Assist Open
☆☆☆☆☆
$0 $9,850 $700 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $9,850 $700 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,850 $700 H2775-106-0
What is the most popular PPO plan in Seneca?

Wellcare Simple Open (PPO) is the top PPO in Seneca, with 257 enrollees.

What is the number of PPO plans without Part D coverage in Seneca?

There are 2 PPO plans in Seneca without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$98.00/mo
Total HMO Enrollment
1,774
$0 Premium HMO Plans
0
Average MOOP
$9,850
Top HMO by Enrollment
Medicare Blue Choice Core (HMO) — 1,749 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Seneca County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Medicare Blue Choice Core
☆☆☆☆☆
$19 $9,850 $700 H3351-022-0
Aetna Medicare Signature
☆☆☆☆☆
$177 $9,850 $700 H3312-097-0

What is the typical premium for HMO plans in Seneca?

HMO plans in Seneca cost $98.00 per month on average.

Which HMO plan do most beneficiaries choose in Seneca?

The most popular HMO plan in Seneca is Medicare Blue Choice Core (HMO), with 1,749 enrollees.

How many HMO options are offered without prescription drug coverage in Seneca?

There are 0 HMO plans in Seneca without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $94.09/mo
  • Total HMO-POS Enrollment 694
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $8,289
  • Top HMO-POS by Enrollment Medicare Blue Choice Prime (HMO-POS) — 444 enrollees
  • HMO-POS Plans Without Drug Coverage 3

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Seneca County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Medicare Blue Choice Freedom
☆☆☆☆☆
$0 $6,500 N/A H3351-007-0
Medicare Blue Choice Optimum
☆☆☆☆☆
$263 $6,700 $100 H3351-006-0
Medicare Blue Choice Prime
☆☆☆☆☆
$90 $8,000 $700 H3351-023-0
MVP Medicare Preferred Gold with Part D
☆☆☆☆☆
$277 $6,800 $400 H3305-015-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-007-0
MVP Medicare WellValue with Part D
☆☆☆☆☆
$217 $9,850 $700 H3305-039-0
Wellcare Fidelis Assist
☆☆☆☆☆
$0 $9,850 $700 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,850 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,850 $700 H5599-004-0
What is the total number of HMO-POS plans in Seneca?

In 2027, Seneca has 9 HMO-POS plans with 694 enrollees.

How much do HMO-POS plans cost in Seneca?

The typical HMO-POS premium in Seneca is $94.09, and 5 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Seneca County, NY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Seneca County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 5 29%
3 Stars 12 71%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.38

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Seneca County, New York, including communities such as Seneca Falls, Waterloo, Ovid, Romulus, Interlaken, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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