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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Ulster County

2027 Medicare Advantage Plans in Ulster County, NY

Last update: October 6, 2026.

Ulster County, NY has 16 Medicare Advantage plans available in 2027. These include 10 plans with no monthly premium, and roughly 6% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $30.06/mo
$0 Premium Plans: 10
Average MOOP: $8,850 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 6% · 3 Stars: 94% · Below 3: 0%
Average Part D Deductible: $679.09
Total MA/MAPD Enrollment: 7,553
Plans with the Highest Enrollment
(as of October 5, 2026)
1. MVP Medicare Complete Wellness with Part D (PPO) — 3,163 enrollees
2. AARP Medicare Advantage from UHC NY-0013 (PPO) — 1,495 enrollees
3. MVP Medicare Secure Plus with Part D (HMO-POS) — 1,054 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Ulster County, NY. Or explore all Medicare Options available in Ulster County, NY. To understand how local plans fit into the broader market, visit our New York Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 8
  • Average Monthly Premium $21.00/mo
  • Total PPO Enrollment 5,667
  • $0 Premium PPO Plans 5
  • Average MOOP $9,119
  • Top PPO by Enrollment MVP Medicare Complete Wellness with Part D (PPO) — 3,163 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2027 PPO Medicare Advantage Plans available in Ulster County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H5521-323-0
MVP Medicare Complete Wellness with Part D
☆☆☆☆☆
$54 $9,850 $700 H9615-023-0
AARP Medicare Advantage from UHC NY-0013
☆☆☆☆☆
$49 $9,500 $685 H3418-002-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5970-016-0
HumanaChoice H5970-029
☆☆☆☆☆
$65 $9,250 $700 H5970-029-0
Wellcare Assist Open
☆☆☆☆☆
$0 $9,850 $700 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $9,850 $700 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,850 $700 H2775-106-0
What is the most popular PPO plan in Ulster?

MVP Medicare Complete Wellness with Part D (PPO) is the top PPO in Ulster, with 3,163 enrollees.

What is the number of PPO plans without Part D coverage in Ulster?

There are 2 PPO plans in Ulster without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$109.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
0
Average MOOP
$9,850
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Ulster County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Signature
☆☆☆☆☆
$109 $9,850 $700 H3312-108-0

What is the typical premium for HMO plans in Ulster?

HMO plans in Ulster cost $109.00 per month on average.

Which HMO plan do most beneficiaries choose in Ulster?

The most popular HMO plan in Ulster is , with 0 enrollees.

How many HMO options are offered without prescription drug coverage in Ulster?

There are 0 HMO plans in Ulster without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $29.14/mo
  • Total HMO-POS Enrollment 1,886
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $8,400
  • Top HMO-POS by Enrollment MVP Medicare Secure Plus with Part D (HMO-POS) — 1,054 enrollees
  • HMO-POS Plans Without Drug Coverage 3

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Ulster County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NY-34
☆☆☆☆☆
$39 $8,900 $685 H3379-059-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
$0 $7,150 N/A H3379-060-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-020-0
MVP Medicare Secure Plus with Part D
☆☆☆☆☆
$165 $6,000 $500 H3305-022-0
Wellcare Fidelis Assist
☆☆☆☆☆
$0 $9,850 $700 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,850 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,850 $700 H5599-004-0
What is the total number of HMO-POS plans in Ulster?

In 2027, Ulster has 7 HMO-POS plans with 1,886 enrollees.

How much do HMO-POS plans cost in Ulster?

The typical HMO-POS premium in Ulster is $29.14, and 5 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Ulster County, NY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Ulster County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 1 6%
3 Stars 15 94%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.22

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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