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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Franklin County

2027 Medicare Advantage Plans in Franklin County, NY

Last update: October 5, 2026.

For 2027, Franklin County, NY includes 14 Medicare Advantage plans. Enrollment across these plans totals approximately 2,580, with 11 $0 premium options and 43% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $19.24/mo
  • $0 Premium Plans: 11
  • Average MOOP: $9,379 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 43% · 3 Stars: 57% · Below 3: 0%
  • Average Part D Deductible: $700.00
  • Total MA/MAPD Enrollment: 2,580
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Aetna Medicare Signature (PPO) — 1,300 enrollees
    2. Aetna Medicare Premier (PPO) — 479 enrollees
    3. Aetna Medicare Signature (HMO) — 367 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Franklin County, NY are summarized separately. Visit Medicare Options in Franklin County, NY to see more options. For a broader perspective, explore New York Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
7
Average Monthly Premium
$16.29/mo
Total PPO Enrollment
2,042
$0 Premium PPO Plans
5
Average MOOP
$9,764
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 1,300 enrollees
PPO Plans Without Drug Coverage
1

2027 PPO Medicare Advantage plans in Franklin County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H5521-323-0
Aetna Medicare Elite
☆☆☆☆☆
$54 $9,850 $700 H5521-740-0
Aetna Medicare Premier
☆☆☆☆☆
$60 $9,250 $700 H5521-340-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,850 $700 H5521-077-0
Wellcare Assist Open
☆☆☆☆☆
$0 $9,850 $700 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $9,850 $700 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,850 $700 H2775-106-0
What is the average monthly premium for PPO plans in Franklin?
PPO plans in Franklin cost $16.29 per month on average.
Which PPO plan has the highest enrollment in Franklin?
The most popular PPO plan in Franklin is Aetna Medicare Signature (PPO), with 1,300 enrollees.
How many PPO plans in Franklin do not include prescription drug coverage?
1 PPO plans in Franklin do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
367
$0 Premium HMO Plans
1
Average MOOP
$9,850
Top HMO by Enrollment
Aetna Medicare Signature (HMO) — 367 enrollees
HMO Plans Without Drug Coverage
0

2027 HMO Medicare Advantage plans in Franklin County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,850 $700 H3312-048-0
What is the total number of HMO plans offered in Franklin?

There are 1 HMO plans in 2027, covering 367 enrollees.

How much do HMO plans cost in Franklin?

The average HMO premium in Franklin is $0.00 per month, with 1 plans offering $0 premiums.

What is the top HMO by enrollment in Franklin?

Aetna Medicare Signature (HMO) is the top HMO in Franklin, with 367 enrollees.

What is the number of HMO plans without Part D coverage in Franklin?

0 HMO plans in Franklin do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
6
Average Monthly Premium
$25.88/mo
Total HMO-POS Enrollment
171
$0 Premium HMO-POS Plans
5
Average MOOP
$8,850
Top HMO-POS by Enrollment
Wellcare Fidelis Simple (HMO-POS) — 124 enrollees
HMO-POS Plans Without Drug Coverage
3

2027 HMO-POS Medicare Advantage plans in Franklin County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Medicare Blue Choice 032
☆☆☆☆☆
$155 $9,850 $700 H3351-032-0
Medicare Blue Choice 033
☆☆☆☆☆
$0 $6,500 N/A H3351-033-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-020-0
Wellcare Fidelis Assist
☆☆☆☆☆
$0 $9,850 $700 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,850 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,850 $700 H5599-004-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Franklin cost $25.88 per month on average.

Which HMO-POS plan is most popular in Franklin?

The most popular HMO-POS plan in Franklin is Wellcare Fidelis Simple (HMO-POS), with 124 enrollees.

How many HMO-POS plans in Franklin do not include drug coverage?

There are 3 HMO-POS plans in Franklin without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Franklin County, NY (2027) are summarized below.

Medicare Advantage Plan Ratings in Franklin County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 6 43%
3 Stars 8 57%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.46

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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