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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Orleans County

2027 Medicare Advantage Plans in Orleans County, NY

Last update: October 5, 2026.

For 2027, Orleans County, NY includes 29 Medicare Advantage plans. Enrollment across these plans totals approximately 3,941, with 14 $0 premium options and 62% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $71.46/mo
  • $0 Premium Plans: 14
  • Average MOOP: $7,993 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 62% · 3 Stars: 38% · Below 3: 0%
  • Average Part D Deductible: $587.50
  • Total MA/MAPD Enrollment: 3,941
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage from UHC NY-0007 (HMO-POS) — 1,894 enrollees
    2. Univera SeniorChoice Basic (HMO) — 709 enrollees
    3. Univera SeniorChoice Advanced (HMO-POS) — 226 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Orleans County, NY are provided separately. Or you can discover all Medicare Options in Orleans County, NY. For a statewide view, browse Medicare Advantage plans in New York to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
7
Average Monthly Premium
$42.00/mo
Total PPO Enrollment
275
$0 Premium PPO Plans
3
Average MOOP
$8,479
Top PPO by Enrollment
AARP Medicare Advantage from UHC NY-0019 (PPO) — 134 enrollees
PPO Plans Without Drug Coverage
3

2027 PPO Medicare Advantage plans in Orleans County, New York (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Freedom Valor
☆☆☆☆☆
$0 $6,700 N/A H5526-023-0
Independent Health's Medicare Passport Connect
☆☆☆☆☆
$81 $9,850 $700 H3344-013-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H5521-323-0
Aetna Medicare Elite
☆☆☆☆☆
$109 $9,850 $700 H5521-521-0
AARP Medicare Advantage from UHC NY-0019
☆☆☆☆☆
$39 $8,900 $685 H3418-008-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5970-016-0
HumanaChoice H5970-029
☆☆☆☆☆
$65 $9,250 $700 H5970-029-0

What is the typical premium for PPO plans available in Orleans?

PPO plans in Orleans cost $42.00 per month on average.

Which PPO plan do most beneficiaries choose in Orleans?

The most popular PPO plan in Orleans is AARP Medicare Advantage from UHC NY-0019 (PPO), with 134 enrollees.

How many PPO options are offered without drug coverage in Orleans?

3 PPO plans in Orleans do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 10
  • Average Monthly Premium $101.10/mo
  • Total HMO Enrollment 1,019
  • $0 Premium HMO Plans 4
  • Average MOOP $7,590
  • Top HMO by Enrollment Univera SeniorChoice Basic (HMO) — 709 enrollees
  • HMO Plans Without Drug Coverage 2

2027 HMO Medicare Advantage plans in Orleans County, New York (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Independent Health's Encompass 65
☆☆☆☆☆
$0 $6,750 N/A H3362-016-0
Independent Health's Encompass 65 RED 042
☆☆☆☆☆
$49 $9,850 $550 H3362-042-0
Independent Health's Encompass 65 RED 044
☆☆☆☆☆
$110 $8,000 $510 H3362-044-0
Independent Health's Encompass 65 RED 045
☆☆☆☆☆
$286 $7,000 $375 H3362-045-0
Community Blue Medicare HMO 651
☆☆☆☆☆
$118 $6,700 $700 H3384-073-3
Community Blue Medicare HMO Distinct
☆☆☆☆☆
$80 $6,750 $700 H3384-070-3
Community Blue Medicare HMO Signature
☆☆☆☆☆
$0 $7,150 $700 H3384-069-3
Community Blue Medicare HMO Standard
☆☆☆☆☆
$368 $7,150 $700 H3384-072-0
Senior Blue 601
☆☆☆☆☆
$0 $6,700 N/A H3384-022-0
Univera SeniorChoice Basic
☆☆☆☆☆
$0 $9,850 $700 H3351-017-0
What is the total number of HMO plans offered in Orleans?

In 2027, Orleans County has 10 HMO plans with 1,019 enrollees.

How much do HMO plans cost in Orleans?

The typical HMO premium in Orleans is $101.10, and 4 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
12
Average Monthly Premium
$63.95/mo
Total HMO-POS Enrollment
2,647
$0 Premium HMO-POS Plans
7
Average MOOP
$8,046
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC NY-0007 (HMO-POS) — 1,894 enrollees
HMO-POS Plans Without Drug Coverage
4

2027 HMO-POS Medicare Advantage plans in Orleans County, New York (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Univera Medicare Freedom
☆☆☆☆☆
$0 $6,500 N/A H3351-001-0
Univera SeniorChoice Advanced
☆☆☆☆☆
$75 $7,500 $300 H3351-019-0
Univera SeniorChoice Secure
☆☆☆☆☆
$105 $6,000 $250 H3351-002-0
Univera SeniorChoice Value Plus
☆☆☆☆☆
$93 $6,700 $295 H3351-012-0
AARP Medicare Advantage from UHC NY-0007
☆☆☆☆☆
$0 $9,300 $685 H3379-040-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
$0 $7,150 N/A H3379-060-0
MVP Medicare Preferred Gold with Part D
☆☆☆☆☆
$277 $6,800 $400 H3305-015-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-007-0
MVP Medicare WellValue with Part D
☆☆☆☆☆
$217 $9,850 $700 H3305-039-0
Wellcare Fidelis Assist
☆☆☆☆☆
$0 $9,850 $700 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,850 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,850 $700 H5599-004-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Orleans cost $63.95 per month on average.
Which HMO-POS plan is most popular in Orleans?
The most popular HMO-POS plan in Orleans is AARP Medicare Advantage from UHC NY-0007 (HMO-POS), with 1,894 enrollees.
How many HMO-POS plans in Orleans do not include drug coverage?
There are 4 HMO-POS plans in Orleans without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Orleans County, NY (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Orleans County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 18 62%
3 Stars 11 38%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.81

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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