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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Genesee County

2026 Medicare Advantage Plans in Genesee County, NY

Last update: September 3, 2026.

Genesee County, NY has 45 Medicare Advantage plans available in 2026. These include 22 plans with no monthly premium, and roughly 53% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Genesee County, NY. Or explore all Medicare Options available in Genesee County, NY.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $51.81/mo
$0 Premium Plans: 22
Average MOOP: $7,493 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 53% · 3 Stars: 47% · Below 3: 0%
Average Part D Deductible: $523.79
Total MA/MAPD Enrollment: 7,850
Plans with the Highest Enrollment
(as of September 8, 2026)
1. AARP Medicare Advantage from UHC NY-0007 (HMO-POS) — 2,174 enrollees
2. Univera SeniorChoice Basic (HMO) — 1,643 enrollees
3. Univera SeniorChoice Extra (HMO) — 807 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 16
  • Average Monthly Premium $72.30/mo
  • Total PPO Enrollment 1,010
  • $0 Premium PPO Plans 6
  • Average MOOP $8,128
  • Top PPO by Enrollment HumanaChoice Giveback H5970-030 (PPO) — 229 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Genesee County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,250 N/A H5521-323-0
Aetna Medicare Elite
☆☆☆☆☆
$84 $9,250 $615 H5521-521-0
Aetna Medicare Enhanced
☆☆☆☆☆
$131 $9,250 $615 H5521-522-0
Forever Blue 751
☆☆☆☆☆
$210 $6,700 $615 H5526-004-0
Forever Blue Value
☆☆☆☆☆
$152 $6,700 $615 H5526-016-0
Freedom Valor
☆☆☆☆☆
$0 $6,700 N/A H5526-023-0
Independent Health's Medicare Passport Connect
☆☆☆☆☆
$59 $9,250 $615 H3344-013-0
AARP Medicare Advantage from UHC NY-0019
☆☆☆☆☆
$38 $8,500 $600 H3418-008-0
MVP Medicare WellSelect with Part D
☆☆☆☆☆
$160 $9,250 $615 H9615-021-0
Univera SeniorChoice Core
☆☆☆☆☆
$232 $4,000 $615 H3335-060-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5970-016-0
HumanaChoice Giveback H5970-030
☆☆☆☆☆
$0 $9,250 $615 H5970-030-0
HumanaChoice H5970-029
☆☆☆☆☆
$32 $9,250 $615 H5970-029-0
Wellcare Assist Open
☆☆☆☆☆
$59 $9,250 $530 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $9,250 $615 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $615 H2775-106-0
What is the most popular PPO plan in Genesee?

HumanaChoice Giveback H5970-030 (PPO) is the top PPO in Genesee, with 229 enrollees.

What is the number of PPO plans without Part D coverage in Genesee?

There are 3 PPO plans in Genesee without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
11
Average Monthly Premium
$43.73/mo
Total HMO Enrollment
3,429
$0 Premium HMO Plans
6
Average MOOP
$7,518
Top HMO by Enrollment
Univera SeniorChoice Basic (HMO) — 1,643 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2026 HMO Medicare Advantage Plans available in Genesee County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Independent Health's Encompass 65
☆☆☆☆☆
$0 $6,750 N/A H3362-016-0
Independent Health's Encompass 65 RED 042
☆☆☆☆☆
$40 $9,250 $250 H3362-042-0
Independent Health's Encompass 65 RED 043
☆☆☆☆☆
$190 $7,000 $50 H3362-043-0
Independent Health's Encompass 65 RED 044
☆☆☆☆☆
$95 $7,500 $150 H3362-044-0
Community Blue Medicare HMO Distinct
☆☆☆☆☆
$59 $6,750 $615 H3384-070-3
Community Blue Medicare HMO Merit
☆☆☆☆☆
$0 $8,300 $615 H3384-071-0
Community Blue Medicare HMO Signature
☆☆☆☆☆
$0 $6,750 $615 H3384-069-3
Senior Blue 601
☆☆☆☆☆
$0 $6,700 N/A H3384-022-0
Senior Blue 651
☆☆☆☆☆
$97 $6,700 $615 H3384-019-0
Univera SeniorChoice Basic
☆☆☆☆☆
$0 $8,500 $615 H3351-017-0
Univera SeniorChoice Extra
☆☆☆☆☆
$0 $8,500 $615 H3351-020-0

What is the typical premium for HMO plans in Genesee?

HMO plans in Genesee cost $43.73 per month on average.

Which HMO plan do most beneficiaries choose in Genesee?

The most popular HMO plan in Genesee is Univera SeniorChoice Basic (HMO), with 1,643 enrollees.

How many HMO options are offered without prescription drug coverage in Genesee?

There are 2 HMO plans in Genesee without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 14
  • Average Monthly Premium $36.91/mo
  • Total HMO-POS Enrollment 3,411
  • $0 Premium HMO-POS Plans 8
  • Average MOOP $7,618
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NY-0007 (HMO-POS) — 2,174 enrollees
  • HMO-POS Plans Without Drug Coverage 5

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Genesee County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MVP Medicare Preferred Gold with Part D
☆☆☆☆☆
$229 $6,800 $300 H3305-015-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-007-0
Univera Medicare Freedom
☆☆☆☆☆
$0 $4,500 N/A H3351-001-0
Univera SeniorChoice Advanced
☆☆☆☆☆
$51 $7,500 $300 H3351-019-0
Univera SeniorChoice Secure
☆☆☆☆☆
$83 $6,000 $250 H3351-002-0
Univera SeniorChoice Value Plus
☆☆☆☆☆
$70 $6,700 $295 H3351-012-0
AARP Medicare Advantage from UHC NY-0007
☆☆☆☆☆
$0 $8,300 $440 H3379-040-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
$0 $6,700 N/A H3379-060-0
Wellcare Assist
☆☆☆☆☆
$51 $9,250 $590 H4868-016-0
Wellcare Fidelis Assist
☆☆☆☆☆
$33 $9,250 $615 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,250 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,250 $615 H5599-004-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $6,700 N/A H4868-003-0
Wellcare Simple
☆☆☆☆☆
$0 $9,250 $615 H4868-019-0
What is the total number of HMO-POS plans in Genesee?

In 2026, Genesee has 14 HMO-POS plans with 3,411 enrollees.

How much do HMO-POS plans cost in Genesee?

The typical HMO-POS premium in Genesee is $36.91, and 8 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
4
Average Monthly Premium
$44.25/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
2
Average MOOP
$4,450
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
2

Comparison table of 2026 PFFS Medicare Advantage Plans available in Genesee County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Advantage Enhanced
☆☆☆☆☆
$0 $4,300 N/A H2816-037-0
Wellcare Advantage Simple
☆☆☆☆☆
$0 $6,700 N/A H2816-038-0
Wellcare Premium Enhanced
☆☆☆☆☆
$50 $3,400 $615 H2816-019-0
Wellcare Premium Ultra
☆☆☆☆☆
$127 $3,400 $615 H2816-013-0
What is the average monthly premium for PFFS plans?
PFFS plans in Genesee cost $44.25 per month on average.
Which PFFS plan is most popular in Genesee?
The most popular PFFS plan in Genesee is , with 0 enrollees.
How many PFFS plans in Genesee do not include drug coverage?
There are 2 PFFS plans in Genesee without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Genesee County, NY for 2026.

CMS Star Ratings for Medicare Advantage Plans in Genesee County, NY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 4 9%
4 Stars (includes 5 Stars) 24 53%
3 Stars 21 47%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.8

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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