2026 Medicare Advantage Plans in Steuben County, NY
Last update: . Enrollment data updated: June 13, 2026
For 2026, Steuben County, NY includes 25 Medicare Advantage plans. Enrollment across these plans totals approximately 8,425, with 16 $0 premium options and 20% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Steuben County, NY are provided separately. Or you can discover all Medicare Options in Steuben County, NY.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 15
- Average Monthly Premium
- $20.69/mo
- Total PPO Enrollment
- 6,204
- $0 Premium PPO Plans
- 9
- Average MOOP
- $8,410
- Top PPO by Enrollment
- Medicare BlueEssential (PPO) — 1,796 enrollees
- PPO Plans Without Drug Coverage
- 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback | $0 | $9,250 | N/A | H5521-323-0 | |
| Aetna Medicare Premier | $50 | $8,900 | $615 | H5521-340-0 | |
| Aetna Medicare Signature | $0 | $9,250 | $615 | H5521-077-0 | |
| Medicare BlueActive | $0 | $8,900 | $615 | H3335-055-0 | |
| Medicare BlueClassic | $53 | $8,500 | $300 | H3335-038-0 | |
| Medicare BlueEnhanced | $101 | $7,500 | $275 | H3335-015-0 | |
| Medicare BlueEssential | $0 | $8,900 | $615 | H3335-053-0 | |
| Medicare BlueSalute | $0 | $4,500 | N/A | H3335-043-0 | |
| MVP Medicare Complete Wellness with Part D | $15 | $9,250 | $615 | H9615-024-0 | |
| Humana USAA Honor Giveback | $0 | $4,950 | N/A | H5970-016-0 | |
| HumanaChoice Giveback H5970-030 | $0 | $9,250 | $615 | H5970-030-0 | |
| HumanaChoice H5970-029 | $32 | $9,250 | $615 | H5970-029-0 | |
| Wellcare Assist Open | $59 | $9,250 | $530 | H2775-113-0 | |
| Wellcare Giveback Open | $0 | $9,250 | $615 | H2775-111-0 | |
| Wellcare Simple Open | $0 | $9,250 | $615 | H2775-106-0 |
What is the typical premium for PPO plans available in Steuben?
PPO plans in Steuben cost $20.69 per month on average.
Which PPO plan do most beneficiaries choose in Steuben?
The most popular PPO plan in Steuben is Medicare BlueEssential (PPO), with 1,796 enrollees.
How many PPO options are offered without drug coverage in Steuben?
3 PPO plans in Steuben do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 1
- Average Monthly Premium $0.00/mo
- Total HMO Enrollment 217
- $0 Premium HMO Plans 1
- Average MOOP $9,250
- Top HMO by Enrollment Aetna Medicare Signature (HMO) — 217 enrollees
- HMO Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Aetna Medicare Signature | $0 | $9,250 | $615 | H3312-048-0 |
What is the total number of HMO plans offered in Steuben?
In 2026, Steuben County has 1 HMO plans with 217 enrollees.
How much do HMO plans cost in Steuben?
The typical HMO premium in Steuben is $0.00, and 1 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 7
- Average Monthly Premium
- $26.07/mo
- Total HMO-POS Enrollment
- 1,969
- $0 Premium HMO-POS Plans
- 4
- Average MOOP
- $7,936
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC NY-0006 (HMO-POS) — 1,583 enrollees
- HMO-POS Plans Without Drug Coverage
- 3
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| MVP Medicare Preferred Gold without Part D | $0 | $7,200 | N/A | H3305-020-0 | |
| MVP Medicare Secure Plus with Part D | $116 | $6,000 | $400 | H3305-022-0 | |
| AARP Medicare Advantage from UHC NY-0006 | $34 | $7,900 | $520 | H3379-039-0 | |
| AARP Medicare Advantage Patriot No Rx NY-MA3 | $0 | $6,700 | N/A | H3379-060-0 | |
| Wellcare Fidelis Assist | $33 | $9,250 | $615 | H5599-002-0 | |
| Wellcare Fidelis Patriot Simple | $0 | $9,250 | N/A | H5599-010-0 | |
| Wellcare Fidelis Simple | $0 | $9,250 | $615 | H5599-004-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in Steuben cost $26.07 per month on average.
- Which HMO-POS plan is most popular in Steuben?
- The most popular HMO-POS plan in Steuben is AARP Medicare Advantage from UHC NY-0006 (HMO-POS), with 1,583 enrollees.
- How many HMO-POS plans in Steuben do not include drug coverage?
- There are 3 HMO-POS plans in Steuben without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 2
- Average Monthly Premium $0.00/mo
- Total PFFS Enrollment 35
- $0 Premium PFFS Plans 2
- Average MOOP $5,500
- Top PFFS by Enrollment Wellcare Advantage Enhanced (PFFS) — 20 enrollees
- PFFS Plans Without Drug Coverage 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Wellcare Advantage Enhanced | $0 | $4,300 | N/A | H2816-037-0 | |
| Wellcare Advantage Simple | $0 | $6,700 | N/A | H2816-038-0 |
What is the total number of PFFS plans in Steuben?
There are 2 PFFS plans in 2026, covering 35 enrollees.
How much do PFFS plans cost in Steuben?
The average PFFS premium in Steuben is $0.00 per month, with 2 plans offering $0 premiums.
What is the top PFFS plan in Steuben?
Wellcare Advantage Enhanced (PFFS) is the top PFFS in Steuben, with 20 enrollees.
What is the number of PFFS plans without Part D coverage in Steuben?
2 PFFS plans in Steuben do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Steuben County, NY (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 5 | 20% |
| 3 Stars | 20 | 80% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.46 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.