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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Lewis County

2026 Medicare Advantage Plans in Lewis County, NY

Last update: September 3, 2026.

Lewis County, NY has 29 Medicare Advantage plans available in 2026. These include 19 plans with no monthly premium, and roughly 35% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Lewis County, NY. Or explore all Medicare Options available in Lewis County, NY.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $23.07/mo
$0 Premium Plans: 19
Average MOOP: $7,593 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 35% · 3 Stars: 65% · Below 3: 0%
Average Part D Deductible: $462.89
Total MA/MAPD Enrollment: 2,408
Plans with the Highest Enrollment
(as of August 15, 2026)
1. Medicare BlueEssential (PPO) — 509 enrollees
2. AARP Medicare Advantage from UHC NY-0006 (HMO-POS) — 415 enrollees
3. Aetna Medicare Signature (PPO) — 335 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 12
  • Average Monthly Premium $20.97/mo
  • Total PPO Enrollment 1,654
  • $0 Premium PPO Plans 7
  • Average MOOP $8,200
  • Top PPO by Enrollment Medicare BlueEssential (PPO) — 509 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Lewis County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,250 N/A H5521-323-0
Aetna Medicare Premier
☆☆☆☆☆
$50 $8,900 $615 H5521-340-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,250 $615 H5521-077-0
Medicare BlueActive
☆☆☆☆☆
$0 $8,900 $615 H3335-055-0
Medicare BlueClassic
☆☆☆☆☆
$53 $8,500 $300 H3335-038-0
Medicare BlueEnhanced
☆☆☆☆☆
$101 $7,500 $275 H3335-015-0
Medicare BlueEssential
☆☆☆☆☆
$0 $8,900 $615 H3335-053-0
Medicare BlueSalute
☆☆☆☆☆
$0 $4,500 N/A H3335-043-0
MVP Medicare Complete Wellness with Part D
☆☆☆☆☆
$15 $9,250 $615 H9615-024-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5970-016-0
HumanaChoice Giveback H5970-030
☆☆☆☆☆
$0 $9,250 $615 H5970-030-0
HumanaChoice H5970-029
☆☆☆☆☆
$32 $9,250 $615 H5970-029-0
What is the most popular PPO plan in Lewis?

Medicare BlueEssential (PPO) is the top PPO in Lewis, with 509 enrollees.

What is the number of PPO plans without Part D coverage in Lewis?

There are 3 PPO plans in Lewis without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
8
Average Monthly Premium
$29.38/mo
Total HMO Enrollment
140
$0 Premium HMO Plans
6
Average MOOP
$6,906
Top HMO by Enrollment
Aetna Medicare Signature (HMO) — 97 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2026 HMO Medicare Advantage Plans available in Lewis County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
CDPHP $0 Medicare Rx
☆☆☆☆☆
$0 $6,750 $500 H3388-014-0
CDPHP Choice Rx
☆☆☆☆☆
$135 $6,000 $0 H3388-002-0
CDPHP Clear Rx
☆☆☆☆☆
$100 $6,400 $250 H3388-020-0
CDPHP Core
☆☆☆☆☆
$0 $6,100 N/A H3388-001-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,250 $615 H3312-048-0
Trinity Health Plan New York Cash Back
☆☆☆☆☆
$0 $8,500 $275 H9827-004-0
Trinity Health Plan New York Glory No RX
☆☆☆☆☆
$0 $5,500 N/A H9827-003-0
Trinity Health Plan New York No Premium
☆☆☆☆☆
$0 $6,750 $125 H9827-001-0

What is the typical premium for HMO plans in Lewis?

HMO plans in Lewis cost $29.38 per month on average.

Which HMO plan do most beneficiaries choose in Lewis?

The most popular HMO plan in Lewis is Aetna Medicare Signature (HMO), with 97 enrollees.

How many HMO options are offered without prescription drug coverage in Lewis?

There are 2 HMO plans in Lewis without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $26.07/mo
  • Total HMO-POS Enrollment 600
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $7,936
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NY-0006 (HMO-POS) — 415 enrollees
  • HMO-POS Plans Without Drug Coverage 3

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Lewis County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-020-0
MVP Medicare Secure Plus with Part D
☆☆☆☆☆
$116 $6,000 $400 H3305-022-0
AARP Medicare Advantage from UHC NY-0006
☆☆☆☆☆
$34 $7,900 $520 H3379-039-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
$0 $6,700 N/A H3379-060-0
Wellcare Fidelis Assist
☆☆☆☆☆
$33 $9,250 $615 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,250 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,250 $615 H5599-004-0
What is the total number of HMO-POS plans in Lewis?

In 2026, Lewis has 7 HMO-POS plans with 600 enrollees.

How much do HMO-POS plans cost in Lewis?

The typical HMO-POS premium in Lewis is $26.07, and 4 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
14
$0 Premium PFFS Plans
2
Average MOOP
$5,500
Top PFFS by Enrollment
Wellcare Advantage Simple (PFFS) — 14 enrollees
PFFS Plans Without Drug Coverage
2

Comparison table of 2026 PFFS Medicare Advantage Plans available in Lewis County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Advantage Enhanced
☆☆☆☆☆
$0 $4,300 N/A H2816-037-0
Wellcare Advantage Simple
☆☆☆☆☆
$0 $6,700 N/A H2816-038-0
What is the average monthly premium for PFFS plans?
PFFS plans in Lewis cost $0.00 per month on average.
Which PFFS plan is most popular in Lewis?
The most popular PFFS plan in Lewis is Wellcare Advantage Simple (PFFS), with 14 enrollees.
How many PFFS plans in Lewis do not include drug coverage?
There are 2 PFFS plans in Lewis without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Lewis County, NY for 2026.

CMS Star Ratings for Medicare Advantage Plans in Lewis County, NY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 35%
3 Stars 17 65%
Below 3 Stars 0 0%
Not Rated 3 10%
Average Rating 3.67

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-07

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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