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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Richmond County

2026 Medicare Advantage Plans in Richmond County, NY

Last update: September 3, 2026.

Richmond County, NY has 25 Medicare Advantage plans available in 2026. These include 12 plans with no monthly premium, and roughly 28% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Richmond County, NY. Or explore all Medicare Options available in Richmond County, NY.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $34.70/mo
$0 Premium Plans: 12
Average MOOP: $8,718 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 28% · 3 Stars: 72% · Below 3: 0%
Average Part D Deductible: $498.25
Total MA/MAPD Enrollment: 17,438
Plans with the Highest Enrollment
(as of August 15, 2026)
1. Aetna Medicare Elite (PPO) — 7,085 enrollees
2. AARP Medicare Advantage from UHC NY-0005 (HMO-POS) — 3,641 enrollees
3. Healthfirst 65 Plus Plan (HMO) — 1,946 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 4
  • Average Monthly Premium $13.75/mo
  • Total PPO Enrollment 7,397
  • $0 Premium PPO Plans 3
  • Average MOOP $8,638
  • Top PPO by Enrollment Aetna Medicare Elite (PPO) — 7,085 enrollees
  • PPO Plans Without Drug Coverage 1

Comparison table of 2026 PPO Medicare Advantage Plans available in Richmond County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,250 N/A H5521-320-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H5521-536-0
Healthfirst Signature
☆☆☆☆☆
$55 $9,250 $615 H9678-002-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-150-0
What is the most popular PPO plan in Richmond?

Aetna Medicare Elite (PPO) is the top PPO in Richmond, with 7,085 enrollees.

What is the number of PPO plans without Part D coverage in Richmond?

There are 1 PPO plans in Richmond without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
8
Average Monthly Premium
$63.73/mo
Total HMO Enrollment
4,263
$0 Premium HMO Plans
2
Average MOOP
$9,250
Top HMO by Enrollment
Healthfirst 65 Plus Plan (HMO) — 1,946 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Richmond County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Healthfirst 65 Plus Plan
☆☆☆☆☆
$0 $9,250 $615 H3359-001-0
Healthfirst Increased Benefits Plan
☆☆☆☆☆
$24 $9,250 $615 H3359-019-0
EmblemHealth VIP Gold Plus
☆☆☆☆☆
$252 $9,250 $200 H3330-038-0
Healthfirst Signature
☆☆☆☆☆
$0 $9,250 $615 H5989-011-0
MetroPlus Platinum Plan
☆☆☆☆☆
$59 $9,250 $615 H0423-004-0
VillageCareMAX Medicare Select Advantage Plan
☆☆☆☆☆
$59 $9,250 $615 H2168-004-0
VNS Health EasyCare
☆☆☆☆☆
$25 $9,250 $500 H5549-012-0
Aetna Medicare Enhanced
☆☆☆☆☆
$91 $9,250 $615 H3312-082-0

What is the typical premium for HMO plans in Richmond?

HMO plans in Richmond cost $63.73 per month on average.

Which HMO plan do most beneficiaries choose in Richmond?

The most popular HMO plan in Richmond is Healthfirst 65 Plus Plan (HMO), with 1,946 enrollees.

How many HMO options are offered without prescription drug coverage in Richmond?

There are 0 HMO plans in Richmond without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 13
  • Average Monthly Premium $23.28/mo
  • Total HMO-POS Enrollment 5,778
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $8,415
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NY-0005 (HMO-POS) — 3,641 enrollees
  • HMO-POS Plans Without Drug Coverage 4

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Richmond County, New York
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage 2
☆☆☆☆☆
$34 $9,250 $240 H6988-009-0
Anthem Veteran 2
☆☆☆☆☆
$0 $6,800 N/A H6988-008-0
AARP Medicare Advantage from UHC NY-0005
☆☆☆☆☆
$82 $9,250 $520 H3379-001-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
$0 $6,700 N/A H3379-060-0
Anthem Medicare Advantage
☆☆☆☆☆
$44 $9,250 $150 H8432-040-0
Anthem Veteran
☆☆☆☆☆
$0 $6,800 N/A H8432-036-0
Elderplan Extra Help
☆☆☆☆☆
$59 $7,550 $375 H3347-009-0
Elderplan Flex
☆☆☆☆☆
$0 $7,550 $375 H3347-016-0
Wellcare Assist
☆☆☆☆☆
$51 $9,250 $590 H4868-016-0
Wellcare Fidelis Assist
☆☆☆☆☆
$33 $9,250 $615 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,250 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,250 $615 H5599-004-0
Wellcare Simple
☆☆☆☆☆
$0 $9,250 $615 H4868-019-0
What is the total number of HMO-POS plans in Richmond?

In 2026, Richmond has 13 HMO-POS plans with 5,778 enrollees.

How much do HMO-POS plans cost in Richmond?

The typical HMO-POS premium in Richmond is $23.28, and 7 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Richmond County, NY for 2026.

CMS Star Ratings for Medicare Advantage Plans in Richmond County, NY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 2 8%
4 Stars (includes 5 Stars) 7 28%
3 Stars 18 72%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.64

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-07

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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