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2027 Medicare Advantage Plans in Richmond County, NY

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For 2027, Richmond County, NY includes 18 Medicare Advantage plans. Enrollment across these plans totals approximately 14,437, with 6 $0 premium options and 40% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $38.37/mo
  • $0 Premium Plans: 6
  • Average MOOP: $9,347 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 40% · 3 Stars: 60% · Below 3: 0%
  • Average Part D Deductible: $597.92
  • Total MA/MAPD Enrollment: 14,437
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Aetna Medicare Elite (PPO) — 7,142 enrollees
    2. AARP Medicare Advantage from UHC NY-0005 (HMO-POS) — 3,624 enrollees
    3. Healthfirst 65 Plus Plan (HMO) — 1,987 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Richmond County, NY are provided separately. Or you can discover all Medicare Options in Richmond County, NY. For a statewide view, browse Medicare Advantage plans in New York to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
3
Average Monthly Premium
$51.67/mo
Total PPO Enrollment
7,288
$0 Premium PPO Plans
2
Average MOOP
$9,850
Top PPO by Enrollment
Aetna Medicare Elite (PPO) — 7,142 enrollees
PPO Plans Without Drug Coverage
1

2027 PPO Medicare Advantage plans in Richmond County, New York (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5521-320-0
Aetna Medicare Elite
☆☆☆☆☆
 $0 $9,850 $700 H5521-536-0
Healthfirst Signature
☆☆☆☆☆
 $155 $9,850 $700 H9678-002-0

What is the typical premium for PPO plans available in Richmond?

PPO plans in Richmond cost $51.67 per month on average.

Which PPO plan do most beneficiaries choose in Richmond?

The most popular PPO plan in Richmond is Aetna Medicare Elite (PPO), with 7,142 enrollees.

How many PPO options are offered without drug coverage in Richmond?

1 PPO plans in Richmond do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 7
  • Average Monthly Premium $35.94/mo
  • Total HMO Enrollment 3,133
  • $0 Premium HMO Plans 2
  • Average MOOP $9,850
  • Top HMO by Enrollment Healthfirst 65 Plus Plan (HMO) — 1,987 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Richmond County, New York (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
MetroPlus Platinum Plan
☆☆☆☆☆
 $0 $9,850 $700 H0423-004-0
VNS Health EasyCare
☆☆☆☆☆
 $25 $9,850 $650 H5549-012-0
Healthfirst 65 Plus Plan
☆☆☆☆☆
 $0 $9,850 $700 H3359-001-0
Healthfirst Increased Benefits Plan
☆☆☆☆☆
 $17 $9,850 $700 H3359-019-0
VillageCareMAX Medicare Select Advantage Plan
☆☆☆☆☆
 $41 $9,850 $700 H2168-004-0
Aetna Medicare Elite
☆☆☆☆☆
 $109 $9,850 $700 H3312-113-0
Healthfirst Signature
☆☆☆☆☆
 $60 $9,850 $550 H5989-011-0
What is the total number of HMO plans offered in Richmond?

In 2027, Richmond County has 7 HMO plans with 3,133 enrollees.

How much do HMO plans cost in Richmond?

The typical HMO premium in Richmond is $35.94, and 2 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$33.80/mo
Total HMO-POS Enrollment
4,016
$0 Premium HMO-POS Plans
2
Average MOOP
$8,340
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC NY-0005 (HMO-POS) — 3,624 enrollees
HMO-POS Plans Without Drug Coverage
2

2027 HMO-POS Medicare Advantage plans in Richmond County, New York (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Anthem Medicare Advantage 2
☆☆☆☆☆
 $34 $9,250 $240 H6988-009-0
Anthem Veteran 2
☆☆☆☆☆
 $0 $6,800 N/A H6988-008-0
AARP Medicare Advantage from UHC NY-0005
☆☆☆☆☆
 $91 $9,250 $685 H3379-001-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
 $0 $7,150 N/A H3379-060-0
Anthem Medicare Advantage
☆☆☆☆☆
 $44 $9,250 $150 H8432-040-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Richmond cost $33.80 per month on average.
Which HMO-POS plan is most popular in Richmond?
The most popular HMO-POS plan in Richmond is AARP Medicare Advantage from UHC NY-0005 (HMO-POS), with 3,624 enrollees.
How many HMO-POS plans in Richmond do not include drug coverage?
There are 2 HMO-POS plans in Richmond without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Richmond County, NY (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Richmond County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 2 13%
4 Stars (includes 5 Stars) 6 40%
3 Stars 9 60%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.7

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .