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2027 Medicare Advantage Plans in Cayuga County, NY

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In Cayuga County, NY, there are 23 Medicare Advantage plans available for 2027. Of these, 14 offer a $0 monthly premium, and about 35% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$39.81/mo
Plans with $0 Premium
14
Average MOOP Limit
$8,735 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 35% · 3 Stars: 65% · Below 3: 0%
Average Part D Deductible
$653.53
Total MA/MAPD Enrollment
3,538
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Signature (PPO) — 1,172 enrollees
2. AARP Medicare Advantage from UHC NY-0006 (HMO-POS) — 919 enrollees
3. Aetna Medicare Signature (HMO) — 352 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cayuga County, NY. Or explore all Medicare Options available in Cayuga County, NY. To understand how local plans fit into the broader market, visit our New York Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
10
Average Monthly Premium
$43.50/mo
Total PPO Enrollment
1,998
$0 Premium PPO Plans
6
Average MOOP
$9,005
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 1,172 enrollees
PPO Plans Without Drug Coverage
2

PPO Medicare Advantage plan comparison – Cayuga County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5521-323-0
Aetna Medicare Elite
☆☆☆☆☆
 $54 $9,850 $700 H5521-740-0
Aetna Medicare Premier
☆☆☆☆☆
 $60 $9,250 $700 H5521-340-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $9,850 $700 H5521-077-0
MVP Medicare Secure Plus Choice with Part D
☆☆☆☆☆
 $256 $7,500 $500 H9615-025-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,950 N/A H5970-016-0
HumanaChoice H5970-029
☆☆☆☆☆
 $65 $9,250 $700 H5970-029-0
Wellcare Assist Open
☆☆☆☆☆
 $0 $9,850 $700 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
 $0 $9,850 $700 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $9,850 $700 H2775-106-0
What is the total number of PPO plans offered in Cayuga?

Cayuga County has 10 PPO plans for 2027, with 1,998 enrolled.

How much do PPO plans cost in Cayuga?

The typical PPO premium in Cayuga is $43.50, and 6 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
352
$0 Premium HMO Plans
2
Average MOOP
$9,850
Top HMO by Enrollment
Aetna Medicare Signature (HMO) — 352 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Cayuga County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Medicare Blue Choice 024
☆☆☆☆☆
 $0 $9,850 $700 H3351-024-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $9,850 $700 H3312-048-0
What is the average monthly premium for HMO plans?
HMO plans in Cayuga cost $0.00 per month on average.
Which HMO plan is most popular in Cayuga?
The most popular HMO plan in Cayuga is Aetna Medicare Signature (HMO), with 352 enrollees.
How many HMO plans in Cayuga do not include drug coverage?
There are 0 HMO plans in Cayuga without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 11
  • Average Monthly Premium $43.69/mo
  • Total HMO-POS Enrollment 1,188
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $8,286
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NY-0006 (HMO-POS) — 919 enrollees
  • HMO-POS Plans Without Drug Coverage 4

HMO-POS Medicare Advantage plan comparison – Cayuga County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Medicare Blue Choice 025
☆☆☆☆☆
 $75 $8,500 $700 H3351-025-0
Medicare Blue Choice 026
☆☆☆☆☆
 $115 $7,500 $325 H3351-026-0
Medicare Blue Choice 027
☆☆☆☆☆
 $0 $6,500 N/A H3351-027-0
AARP Medicare Advantage from UHC NY-0006
☆☆☆☆☆
 $54 $8,900 $685 H3379-039-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
 $0 $7,150 N/A H3379-060-0
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
 $0 $7,200 N/A H3305-020-0
MVP Medicare Secure Plus with Part D
☆☆☆☆☆
 $165 $6,000 $500 H3305-022-0
MVP Medicare WellValue with Part D
☆☆☆☆☆
 $71 $9,850 $700 H3305-038-0
Wellcare Fidelis Assist
☆☆☆☆☆
 $0 $9,850 $700 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
 $0 $9,850 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
 $0 $9,850 $700 H5599-004-0
What is the total number of HMO-POS plans in Cayuga?

There are 11 HMO-POS plans in 2027, covering 1,188 enrollees.

How much do HMO-POS plans cost in Cayuga?

The average HMO-POS premium in Cayuga is $43.69 per month, with 6 plans offering $0 premiums.

What is the leading HMO-POS plan in Cayuga?

AARP Medicare Advantage from UHC NY-0006 (HMO-POS) is the top HMO-POS in Cayuga, with 919 enrollees.

What is the number of HMO-POS plans without Part D coverage in Cayuga?

4 HMO-POS plans in Cayuga do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Cayuga County, NY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Cayuga County, NY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 35%
3 Stars 15 65%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.48

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Cayuga County, New York, including communities such as Auburn, Aurora, Cato, Cayuga, Locke, Martville, Moravia, Port Byron, Sterling, Union Springs, Weedsport, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .