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  1. 🏠
  2. Medicare Advantage Plans
  3. New York
  4. Putnam County

2026 Medicare Advantage Plans in Putnam County, NY

Last update: September 2, 2026.

For 2026, Putnam County, NY includes 24 Medicare Advantage plans. Enrollment across these plans totals approximately 4,373, with 13 $0 premium options and 25% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Putnam County, NY are summarized separately. Visit Medicare Options in Putnam County, NY to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $33.79/mo
  • $0 Premium Plans: 13
  • Average MOOP: $8,469 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 25% · 3 Stars: 75% · Below 3: 0%
  • Average Part D Deductible: $531.32
  • Total MA/MAPD Enrollment: 4,373
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage from UHC NY-0013 (PPO) — 1,316 enrollees
    2. Aetna Medicare Elite (PPO) — 825 enrollees
    3. MVP Medicare Complete Wellness with Part D (PPO) — 561 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
12
Average Monthly Premium
$21.98/mo
Total PPO Enrollment
3,665
$0 Premium PPO Plans
7
Average MOOP
$8,688
Top PPO by Enrollment
AARP Medicare Advantage from UHC NY-0013 (PPO) — 1,316 enrollees
PPO Plans Without Drug Coverage
2

2026 PPO Medicare Advantage plans in Putnam County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,250 N/A H5521-323-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H5521-119-0
Aetna Medicare Enhanced
☆☆☆☆☆
$109 $9,250 $615 H5521-669-0
AARP Medicare Advantage from UHC NY-0013
☆☆☆☆☆
$49 $9,250 $600 H3418-002-0
MVP Medicare Complete Wellness with Part D
☆☆☆☆☆
$15 $9,250 $615 H9615-023-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-150-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5970-016-0
HumanaChoice Giveback H5970-030
☆☆☆☆☆
$0 $9,250 $615 H5970-030-0
HumanaChoice H5970-029
☆☆☆☆☆
$32 $9,250 $615 H5970-029-0
Wellcare Assist Open
☆☆☆☆☆
$59 $9,250 $530 H2775-113-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $9,250 $615 H2775-111-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $615 H2775-106-0
What is the average monthly premium for PPO plans in Putnam?
PPO plans in Putnam cost $21.98 per month on average.
Which PPO plan has the highest enrollment in Putnam?
The most popular PPO plan in Putnam is AARP Medicare Advantage from UHC NY-0013 (PPO), with 1,316 enrollees.
How many PPO plans in Putnam do not include prescription drug coverage?
2 PPO plans in Putnam do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
3
Average Monthly Premium
$103.60/mo
Total HMO Enrollment
195
$0 Premium HMO Plans
1
Average MOOP
$9,250
Top HMO by Enrollment
Aetna Medicare Signature (HMO) — 195 enrollees
HMO Plans Without Drug Coverage
0

2026 HMO Medicare Advantage plans in Putnam County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
EmblemHealth VIP Gold Plus
☆☆☆☆☆
$252 $9,250 $200 H3330-038-0
VillageCareMAX Medicare Select Advantage Plan
☆☆☆☆☆
$59 $9,250 $615 H2168-004-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,250 $615 H3312-062-0
What is the total number of HMO plans offered in Putnam?

There are 3 HMO plans in 2026, covering 195 enrollees.

How much do HMO plans cost in Putnam?

The average HMO premium in Putnam is $103.60 per month, with 1 plans offering $0 premiums.

What is the top HMO by enrollment in Putnam?

Aetna Medicare Signature (HMO) is the top HMO in Putnam, with 195 enrollees.

What is the number of HMO plans without Part D coverage in Putnam?

0 HMO plans in Putnam do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
9
Average Monthly Premium
$26.26/mo
Total HMO-POS Enrollment
513
$0 Premium HMO-POS Plans
5
Average MOOP
$7,917
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC NY-34 (HMO-POS) — 310 enrollees
HMO-POS Plans Without Drug Coverage
3

2026 HMO-POS Medicare Advantage plans in Putnam County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
MVP Medicare Preferred Gold without Part D
☆☆☆☆☆
$0 $7,200 N/A H3305-020-0
MVP Medicare Secure Plus with Part D
☆☆☆☆☆
$116 $6,000 $400 H3305-022-0
AARP Medicare Advantage from UHC NY-34
☆☆☆☆☆
$29 $8,500 $600 H3379-059-0
AARP Medicare Advantage Patriot No Rx NY-MA3
☆☆☆☆☆
$0 $6,700 N/A H3379-060-0
Elderplan Extra Help
☆☆☆☆☆
$59 $7,550 $375 H3347-009-0
Elderplan Flex
☆☆☆☆☆
$0 $7,550 $375 H3347-016-0
Wellcare Fidelis Assist
☆☆☆☆☆
$33 $9,250 $615 H5599-002-0
Wellcare Fidelis Patriot Simple
☆☆☆☆☆
$0 $9,250 N/A H5599-010-0
Wellcare Fidelis Simple
☆☆☆☆☆
$0 $9,250 $615 H5599-004-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Putnam cost $26.26 per month on average.

Which HMO-POS plan is most popular in Putnam?

The most popular HMO-POS plan in Putnam is AARP Medicare Advantage from UHC NY-34 (HMO-POS), with 310 enrollees.

How many HMO-POS plans in Putnam do not include drug coverage?

There are 3 HMO-POS plans in Putnam without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Putnam County, NY (2026) are summarized below.

Medicare Advantage Plan Ratings in Putnam County, NY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 6 25%
3 Stars 18 75%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.46

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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