2026 Medicare Advantage Plans in Putnam County, NY
Last update: . Enrollment data updated: June 13, 2026
Putnam County, NY has 24 Medicare Advantage plans available in 2026. These include 13 plans with no monthly premium, and roughly 25% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Putnam County, NY. Or explore all Medicare Options available in Putnam County, NY.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 12
- Average Monthly Premium $21.98/mo
- Total PPO Enrollment 3,671
- $0 Premium PPO Plans 7
- Average MOOP $8,688
- Top PPO by Enrollment AARP Medicare Advantage from UHC NY-0013 (PPO) — 1,340 enrollees
- PPO Plans Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback | $0 | $9,250 | N/A | H5521-323-0 | |
| Aetna Medicare Elite | $0 | $9,250 | $615 | H5521-119-0 | |
| Aetna Medicare Enhanced | $109 | $9,250 | $615 | H5521-669-0 | |
| AARP Medicare Advantage from UHC NY-0013 | $49 | $9,250 | $600 | H3418-002-0 | |
| MVP Medicare Complete Wellness with Part D | $15 | $9,250 | $615 | H9615-023-0 | |
| HealthSpring True Choice | $0 | $6,800 | $250 | H7849-150-0 | |
| Humana USAA Honor Giveback | $0 | $4,950 | N/A | H5970-016-0 | |
| HumanaChoice Giveback H5970-030 | $0 | $9,250 | $615 | H5970-030-0 | |
| HumanaChoice H5970-029 | $32 | $9,250 | $615 | H5970-029-0 | |
| Wellcare Assist Open | $59 | $9,250 | $530 | H2775-113-0 | |
| Wellcare Giveback Open | $0 | $9,250 | $615 | H2775-111-0 | |
| Wellcare Simple Open | $0 | $9,250 | $615 | H2775-106-0 |
What is the most popular PPO plan in Putnam?
AARP Medicare Advantage from UHC NY-0013 (PPO) is the top PPO in Putnam, with 1,340 enrollees.
What is the number of PPO plans without Part D coverage in Putnam?
There are 2 PPO plans in Putnam without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 3
- Average Monthly Premium
- $103.60/mo
- Total HMO Enrollment
- 180
- $0 Premium HMO Plans
- 1
- Average MOOP
- $9,250
- Top HMO by Enrollment
- Aetna Medicare Signature (HMO) — 180 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| EmblemHealth VIP Gold Plus | $252 | $9,250 | $200 | H3330-038-0 | |
| VillageCareMAX Medicare Select Advantage Plan | $59 | $9,250 | $615 | H2168-004-0 | |
| Aetna Medicare Signature | $0 | $9,250 | $615 | H3312-062-0 |
What is the typical premium for HMO plans in Putnam?
HMO plans in Putnam cost $103.60 per month on average.
Which HMO plan do most beneficiaries choose in Putnam?
The most popular HMO plan in Putnam is Aetna Medicare Signature (HMO), with 180 enrollees.
How many HMO options are offered without prescription drug coverage in Putnam?
There are 0 HMO plans in Putnam without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 9
- Average Monthly Premium $26.26/mo
- Total HMO-POS Enrollment 480
- $0 Premium HMO-POS Plans 5
- Average MOOP $7,917
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NY-34 (HMO-POS) — 287 enrollees
- HMO-POS Plans Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| MVP Medicare Preferred Gold without Part D | $0 | $7,200 | N/A | H3305-020-0 | |
| MVP Medicare Secure Plus with Part D | $116 | $6,000 | $400 | H3305-022-0 | |
| AARP Medicare Advantage from UHC NY-34 | $29 | $8,500 | $600 | H3379-059-0 | |
| AARP Medicare Advantage Patriot No Rx NY-MA3 | $0 | $6,700 | N/A | H3379-060-0 | |
| Elderplan Extra Help | $59 | $7,550 | $375 | H3347-009-0 | |
| Elderplan Flex | $0 | $7,550 | $375 | H3347-016-0 | |
| Wellcare Fidelis Assist | $33 | $9,250 | $615 | H5599-002-0 | |
| Wellcare Fidelis Patriot Simple | $0 | $9,250 | N/A | H5599-010-0 | |
| Wellcare Fidelis Simple | $0 | $9,250 | $615 | H5599-004-0 |
What is the total number of HMO-POS plans in Putnam?
In 2026, Putnam has 9 HMO-POS plans with 480 enrollees.
How much do HMO-POS plans cost in Putnam?
The typical HMO-POS premium in Putnam is $26.26, and 5 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Putnam County, NY for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 6 | 25% |
| 3 Stars | 18 | 75% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.46 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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