Independent Health's Medicare Passport Connect (PPO) Medicare Advantage Plan H3344-013 • 2027 • Cattaraugus County, NY
- Monthly Premium
- $81.00Plus Part B premium.
- Medical Deductible
- $275
- Maximum Out-of-Pocket
- $9850.00In-network
- Part B Giveback
- Not offered
- Prescription Coverage
- Basic, $700.00 deductible
- Additional Benefits
- Dental, Vision, Hearing
- Service Area
- Cattaraugus County, NY
- Local Enrollment
- 55 beneficiaries in Cattaraugus County
Independent Health's Medicare Passport Connect (PPO) Introduction
This Medicare Advantage PPO plan, Independent Health's Medicare Passport Connect, is offered by Independent Health and uses a Preferred Provider Organization (PPO) provider network. It comes with prescription drug coverage. For the 2027 plan year, the monthly premium is $81.00, the medical deductible is $275, and the in-network maximum out-of-pocket is $9850.00. The plan is identified by CMS Plan ID H3344-013. The 2027 Part D prescription drug deductible is $700.00.
Enrollment in this plan requires residence in Cattaraugus County, New York. CMS enrollment data reports 55 plan members in Cattaraugus County. New members can call the plan directly at (800)958-4405 (TTY 711) for assistance.
Compare Similar Plans in Cattaraugus County
Compare this plan with the two most-enrolled PPO plans available in Cattaraugus County, New York. Enrollment is based on CMS local enrollment data.
| Plan Detail | Independent Health's Medicare Passport Connect | AARP Medicare Advantage from UHC NY-0019 | HumanaChoice H5970-029 |
|---|---|---|---|
| CMS Plan ID | H3344-013-0 |
H3418-008-0 |
H5970-029-0 |
| Local Enrollment | 55 | 320 | 159 |
| Monthly Premium | $81.00 | $39.00 | $65.00 |
| Medical Deductible | $275 | $1,000 | $0.00 |
| Maximum Out-of-Pocket | $9,850.00 | $8,900.00 | $9,250.00 |
| Part B Giveback | Not offered | Not offered | Not offered |
| Primary Care | $0 copay | $0 copay | $0 copay |
| Specialist | $55 copay | $0-$60 copay | $40 copay |
| Part D Deductible | $700.00 | $685.00 | $700.00 |
| CMS Star Rating | 4.5 | 3.0 | 3.0 |
| Dental | $0 copay | $0 copay | $0 copay |
| Vision | $0 copay | $0 copay | $0 copay |
| Hearing | $0-$55 copay | $0 copay | $0 copay |
Want to explore more options? Browse all Medicare Advantage plans in Cattaraugus County, or compare Medicare Advantage plans across New York, including premiums, out-of-pocket costs, CMS ratings, and enrollment.
Plan Benefits
Cost-sharing for Independent Health's Medicare Passport Connect includes out-of-pocket expenses for covered healthcare services. The following tables provide a summary of typical in-network out-of-pocket costs for plan H3344-013.
You can also compare 2027 costs and coverage with last year, side-by-side: Plan H3344-013-0 Cost Compare.
Office Visits
- Primary care
- In-network: $0 copay
Out-of-network: 50% coinsurance - Specialist
- In-network: $55 copay
Out-of-network: 50% coinsurance
Preventive and Wellness Services
- Annual wellness exam
- Not covered
- Telehealth benefit
- In-network: $0-$55 copay
- Routine chiropractic
- Not covered
- Fitness benefits
- Coming soon
- Health education
- In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance - Counseling services
- Not covered
- Over-the-counter drug benefits
- Not covered
- Health transportation (non-emergency)
- Coming soon
Diagnostic, Lab, and Imaging Services
- Diagnostic radiology services
- In-network: $225 copay
Out-of-network: 50% coinsurance - Lab services
- In-network: 0%-20% coinsurance
Out-of-network: 50% coinsurance - Outpatient x-rays
- In-network: $45 copay
Out-of-network: 50% coinsurance - Diagnostic tests and procedures
- In-network: $0-$55 copay
Out-of-network: 50% coinsurance
Emergency and Urgent Care Services
- Emergency room care
- $115 copay
- Worldwide emergency care
- Coming soon
- Urgent care
- $40 copay
- Inpatient hospital care
- In-network:
Tier 1
$450 per day for days 1-5
$0 per day for days 6-90
$0 per stay
Out-of-network:
50% per stay - Skilled Nursing Facility
- In-network:
Tier 1
$0 per day for days 1-20
$221 per day for days 21-100
Out-of-network:
50% per stay - Ground ambulance
- In-network: $265 copay
Out-of-network: $265 copay
Mental Health Services
- Outpatient individual therapy
- In-network: $35 copay
Out-of-network: 50% coinsurance - Outpatient group therapy
- In-network: $35 copay
Out-of-network: 50% coinsurance - Inpatient psychiatric hospital care
- In-network:
Tier 1
$450 per day for days 1-5
$0 per day for days 6-90
$0 per stay
Out-of-network:
50% per stay
Rehabilitation Services
- Physical therapy and speech and language therapy
- In-network: $30 copay
Out-of-network: 50% coinsurance - Occupational therapy
- In-network: $30 copay
Out-of-network: 50% coinsurance
Medical Equipment and Supplies
- Diabetes supplies
- In-network: 0%-20% coinsurance
Out-of-network: 50% coinsurance - Durable medical equipment
- In-network: 10%-20% coinsurance
Out-of-network: 50% coinsurance - Prosthetics
- In-network: 20% coinsurance
Out-of-network: 50% coinsurance
Medicare Part B Drugs
- Chemotherapy
- In-network: 0%-20% coinsurance
Out-of-network: 50% coinsurance - Other Part B drugs (Medicare-covered)
- In-network: 0%-20% coinsurance
Out-of-network: 50% coinsurance
Dental Services
- Oral exam
- In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance - Dental x-rays
- In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance - Cleaning
- In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance - Periodontics
- In-network: 50% coinsurance
Out-of-network: 50% coinsurance - Endodontics
- In-network: 50% coinsurance
Out-of-network: 50% coinsurance - Restorative services
- In-network: 50% coinsurance
Out-of-network: 50% coinsurance - Implant services
- Not covered
- Orthodontics
- Not covered
- Oral/Maxillofacial surgery
- In-network: 50% coinsurance
Out-of-network: 50% coinsurance
Vision Services
- Routine eye exam
- In-network: $0 copay
Out-of-network: $65 copay - Contact lenses
- In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance - Eyeglass frames only
- Not covered
- Eyeglass lenses only
- Not covered
- Eyeglasses (frames & lenses)
- In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance - Upgrades
- Not covered
Hearing Services
- Hearing exam
- In-network: $0-$55 copay
Out-of-network: 50% coinsurance - Fitting/evaluation
- Not covered
- Prescription hearing aids
- Not covered
- OTC hearing aids
- Not covered
Additional and Special Needs Services
- Adult day health services
- Not covered
- Home-based palliative care
- Not covered
- Personal emergency response system
- Coming soon
- Weight management programs
- Not covered
- Wigs for chemotherapy-related hair loss
- Coming soon
- Alternative therapies
- Not covered
- Massage therapy
- Not covered
- Home/bathroom safety devices
- Not covered
Certain preventive services are covered 100% by Independent Health's Medicare Passport Connect as a Part B benefit.
Prescription Drug Coverage
Independent Health's Medicare Passport Connect includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.
This plan includes a basic benefit Medicare Part D plan (PDP), meeting the minimum coverage requirements defined by CMS.
Prescription Drug Plan Premium
The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.
| Part D Premium Component | Amount |
|---|---|
| Basic Part D Premium: | $75.00 |
| Supplemental Part D Premium: | $$0.00 |
| Total Part D Premium: | $75.00 |
| Low-Income Premium Subsidy: | $40.45 |
| Low-Income Premium Subsidy Paid by CMS: | $40.50 |
| Low-Income Subsidy Premium: | $34.50 |
For more details, visit the Social Security Extra Help program .
Prescription Drug Plan Deductible
This plan has a $700.00 annual Part D deductible. You'll pay this deductible at the pharmacy before Independent Health starts contributing towards your prescription costs.
Prescription Drug Plan Out-of-Pocket Costs
Beyond premiums and deductibles, Independent Health's Medicare Passport Connect may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.
| Drug Tier | Retail | Mail Order |
|---|---|---|
| Brand-name drugs | 25% coinsurance | Coming soon |
| Generic drugs | 25% coinsurance | Coming soon |
| *Deductible does not apply. | ||
CMS 5-Star Performance Ratings (Contract ID: H3344)
CMS evaluates Medicare Advantage (Part C) and Part D plans annually using a 5-star rating system. Ratings reflect performance in preventive care, chronic condition management, and member experience.
| CMS Measure | Star Rating |
|---|---|
| 2027 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | |
| Managing Chronic (Long Term) Conditions | |
| Member Experience with Health Plan | |
| Complaints and Changes in Plans Performance | |
| Health Plan Customer Service | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
Contact Information for Independent Health
- Website
- Independent Health Plan Page
- Providers
- Independent Health Providers Page
- Formulary
- Independent Health Formulary Page
- Pharmacy
- Independent Health Pharmacy Page
- New Member Health Plan Help
- (800)958-4405
- New Member Health Plan TTY
- 711
- New Member Part D Help
- (800)958-4405
- New Member Part D TTY Users
- 711
Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at Medicare.gov.
Medicare Plan Data Sources and Methodology
| Data Source | Publisher | Last Accessed |
|---|---|---|
| Landscape Source Files | Centers for Medicare & Medicaid Services | October 5, 2026 |
| Medicare Part C & D Performance | Centers for Medicare & Medicaid Services | October 5, 2026 |
| Plan Benefits Package | Centers for Medicare & Medicaid Services | October 5, 2026 |
| Monthly Enrollment by Contract/Plan/State/County | Centers for Medicare & Medicaid Services | October 5, 2026 |
Data sources and methodology documentation.
| Publisher | Reference | Last Accessed |
|---|---|---|
| Independent Health (official source) | http://www.independenthealth.com/medicare | October 4, 2026 |
| CMS.gov | Medicare Advantage Plan Fact Sheet | 25 May, 2025 |
| AARP.org | The Big Choice: Original Medicare vs. Medicare Advantage | 25 May, 2025 |
| Medicare.gov | Your coverage options | 25 May, 2025 |
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