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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Ashe County

2026 Medicare Advantage Plans in Ashe County, NC

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Ashe County, NC includes 33 Medicare Advantage plans. Enrollment across these plans totals approximately 2,349, with 24 $0 premium options and 47% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Ashe County, NC are summarized separately. Visit Medicare Options in Ashe County, NC to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $17.91/mo
  • $0 Premium Plans: 24
  • Average MOOP: $7,377 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 47% · 3 Stars: 53% · Below 3: 0%
  • Average Part D Deductible: $490.22
  • Total MA/MAPD Enrollment: 2,349
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Blue Medicare Essential Plus (HMO-POS) — 436 enrollees
    2. Blue Medicare Enhanced (HMO-POS) — 416 enrollees
    3. Humana Gold Plus H1036-335 (HMO-POS) — 315 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
22
Average Monthly Premium
$21.68/mo
Total PPO Enrollment
670
$0 Premium PPO Plans
16
Average MOOP
$7,873
Top PPO by Enrollment
Aetna Medicare Signature Giveback (PPO) — 206 enrollees
PPO Plans Without Drug Coverage
8

2026 PPO Medicare Advantage plans in Ashe County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
AARP Medicare Advantage Patriot No Rx NC-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-103-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Aetna Medicare Enhanced
☆☆☆☆☆
$21 $6,750 $615 H5521-139-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $615 H5521-348-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,250 $450 H5525-035-0
HumanaChoice H5525-049
☆☆☆☆☆
$29 $9,250 $350 H5525-049-0
HumanaChoice H5525-050
☆☆☆☆☆
$0 $9,250 $350 H5525-050-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice H5525-083
☆☆☆☆☆
$0 $9,250 $450 H5525-083-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
$31 $4,201 $480 H1914-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,300 $615 H1914-010-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H1914-007-0
DEVOTED CHOICE 008 NC
☆☆☆☆☆
$0 $5,900 $270 H9700-008-0
DEVOTED CHOICE GIVEBACK 009 NC
☆☆☆☆☆
$0 $9,250 $605 H9700-009-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
$0 $9,250 N/A H9700-007-0
What is the average monthly premium for PPO plans in Ashe?
PPO plans in Ashe cost $21.68 per month on average.
Which PPO plan has the highest enrollment in Ashe?
The most popular PPO plan in Ashe is Aetna Medicare Signature Giveback (PPO), with 206 enrollees.
How many PPO plans in Ashe do not include prescription drug coverage?
8 PPO plans in Ashe do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
2
Average Monthly Premium
$16.10/mo
Total HMO Enrollment
186
$0 Premium HMO Plans
1
Average MOOP
$7,375
Top HMO by Enrollment
Blue Medicare Essential (HMO) — 95 enrollees
HMO Plans Without Drug Coverage
0

2026 HMO Medicare Advantage plans in Ashe County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-2
What is the total number of HMO plans offered in Ashe?

There are 2 HMO plans in 2026, covering 186 enrollees.

How much do HMO plans cost in Ashe?

The average HMO premium in Ashe is $16.10 per month, with 1 plans offering $0 premiums.

What is the top HMO by enrollment in Ashe?

Blue Medicare Essential (HMO) is the top HMO in Ashe, with 95 enrollees.

What is the number of HMO plans without Part D coverage in Ashe?

0 HMO plans in Ashe do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
9
Average Monthly Premium
$9.09/mo
Total HMO-POS Enrollment
1,493
$0 Premium HMO-POS Plans
7
Average MOOP
$6,167
Top HMO-POS by Enrollment
Blue Medicare Essential Plus (HMO-POS) — 436 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Ashe County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,950 $250 H1036-335-2
AARP Medicare Advantage from UHC NC-24
☆☆☆☆☆
$0 $5,400 $520 H5253-185-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$47 $4,200 $100 H3449-024-3
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $7,450 $615 H3449-023-5
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Humana Gold Plus H6622-025
☆☆☆☆☆
$0 $9,250 $350 H6622-025-0
Humana Gold Plus H6622-026
☆☆☆☆☆
$35 $9,250 $350 H6622-026-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H4073-001-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Ashe cost $9.09 per month on average.

Which HMO-POS plan is most popular in Ashe?

The most popular HMO-POS plan in Ashe is Blue Medicare Essential Plus (HMO-POS), with 436 enrollees.

How many HMO-POS plans in Ashe do not include drug coverage?

There are 2 HMO-POS plans in Ashe without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Ashe County, NC (2026) are summarized below.

Medicare Advantage Plan Ratings in Ashe County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 14 47%
3 Stars 16 53%
Below 3 Stars 0 0%
Not Rated 3 9%
Average Rating 3.85

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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