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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Ashe County

2026 Medicare Advantage Plans in Ashe County, NC

Last update: September 3, 2026.

Ashe County, NC has 33 Medicare Advantage plans available in 2026. These include 24 plans with no monthly premium, and roughly 47% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Ashe County, NC. Or explore all Medicare Options available in Ashe County, NC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $17.91/mo
$0 Premium Plans: 24
Average MOOP: $7,377 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 47% · 3 Stars: 53% · Below 3: 0%
Average Part D Deductible: $490.22
Total MA/MAPD Enrollment: 2,367
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Blue Medicare Essential Plus (HMO-POS) — 443 enrollees
2. Blue Medicare Enhanced (HMO-POS) — 411 enrollees
3. Humana Gold Plus H1036-335 (HMO-POS) — 320 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 22
  • Average Monthly Premium $21.68/mo
  • Total PPO Enrollment 663
  • $0 Premium PPO Plans 16
  • Average MOOP $7,873
  • Top PPO by Enrollment Aetna Medicare Signature Giveback (PPO) — 214 enrollees
  • PPO Plans Without Drug Coverage 8

Comparison table of 2026 PPO Medicare Advantage Plans available in Ashe County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
AARP Medicare Advantage Patriot No Rx NC-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-103-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Aetna Medicare Enhanced
☆☆☆☆☆
$21 $6,750 $615 H5521-139-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $615 H5521-348-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,250 $450 H5525-035-0
HumanaChoice H5525-049
☆☆☆☆☆
$29 $9,250 $350 H5525-049-0
HumanaChoice H5525-050
☆☆☆☆☆
$0 $9,250 $350 H5525-050-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice H5525-083
☆☆☆☆☆
$0 $9,250 $450 H5525-083-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
$31 $4,201 $480 H1914-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,300 $615 H1914-010-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H1914-007-0
DEVOTED CHOICE 008 NC
☆☆☆☆☆
$0 $5,900 $270 H9700-008-0
DEVOTED CHOICE GIVEBACK 009 NC
☆☆☆☆☆
$0 $9,250 $605 H9700-009-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
$0 $9,250 N/A H9700-007-0
What is the most popular PPO plan in Ashe?

Aetna Medicare Signature Giveback (PPO) is the top PPO in Ashe, with 214 enrollees.

What is the number of PPO plans without Part D coverage in Ashe?

There are 8 PPO plans in Ashe without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$16.10/mo
Total HMO Enrollment
191
$0 Premium HMO Plans
1
Average MOOP
$7,375
Top HMO by Enrollment
Aetna Medicare Value Plus (HMO) — 96 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Ashe County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-2

What is the typical premium for HMO plans in Ashe?

HMO plans in Ashe cost $16.10 per month on average.

Which HMO plan do most beneficiaries choose in Ashe?

The most popular HMO plan in Ashe is Aetna Medicare Value Plus (HMO), with 96 enrollees.

How many HMO options are offered without prescription drug coverage in Ashe?

There are 0 HMO plans in Ashe without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $9.09/mo
  • Total HMO-POS Enrollment 1,513
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $6,167
  • Top HMO-POS by Enrollment Blue Medicare Essential Plus (HMO-POS) — 443 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Ashe County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,950 $250 H1036-335-2
AARP Medicare Advantage from UHC NC-24
☆☆☆☆☆
$0 $5,400 $520 H5253-185-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$47 $4,200 $100 H3449-024-3
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $7,450 $615 H3449-023-5
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Humana Gold Plus H6622-025
☆☆☆☆☆
$0 $9,250 $350 H6622-025-0
Humana Gold Plus H6622-026
☆☆☆☆☆
$35 $9,250 $350 H6622-026-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H4073-001-0
What is the total number of HMO-POS plans in Ashe?

In 2026, Ashe has 9 HMO-POS plans with 1,513 enrollees.

How much do HMO-POS plans cost in Ashe?

The typical HMO-POS premium in Ashe is $9.09, and 7 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Ashe County, NC for 2026.

CMS Star Ratings for Medicare Advantage Plans in Ashe County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 14 47%
3 Stars 16 53%
Below 3 Stars 0 0%
Not Rated 3 9%
Average Rating 3.85

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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