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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Bertie County

2026 Medicare Advantage Plans in Bertie County, NC

Last update: September 2, 2026.

For 2026, Bertie County, NC includes 22 Medicare Advantage plans. Enrollment across these plans totals approximately 1,424, with 15 $0 premium options and 73% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Bertie County, NC are summarized separately. Visit Medicare Options in Bertie County, NC to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $25.33/mo
  • $0 Premium Plans: 15
  • Average MOOP: $7,191 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 73% · 3 Stars: 27% · Below 3: 0%
  • Average Part D Deductible: $491.07
  • Total MA/MAPD Enrollment: 1,424
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Blue Medicare Essential Plus (HMO-POS) — 314 enrollees
    2. Aetna Medicare Signature Giveback (PPO) — 210 enrollees
    3. Aetna Medicare Signature (PPO) — 132 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
15
Average Monthly Premium
$31.87/mo
Total PPO Enrollment
702
$0 Premium PPO Plans
10
Average MOOP
$7,640
Top PPO by Enrollment
Aetna Medicare Signature Giveback (PPO) — 210 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Bertie County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
AARP Medicare Advantage from UHC NC-0001
☆☆☆☆☆
$0 $6,700 $440 H2001-090-0
AARP Medicare Advantage from UHC NC-0004
☆☆☆☆☆
$29 $6,200 $440 H2001-102-0
AARP Medicare Advantage Patriot No Rx NC-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-103-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-243-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $615 H5521-348-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$53 $6,300 $100 H3404-003-2
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice H5525-083
☆☆☆☆☆
$0 $9,250 $450 H5525-083-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
What is the average monthly premium for PPO plans in Bertie?
PPO plans in Bertie cost $31.87 per month on average.
Which PPO plan has the highest enrollment in Bertie?
The most popular PPO plan in Bertie is Aetna Medicare Signature Giveback (PPO), with 210 enrollees.
How many PPO plans in Bertie do not include prescription drug coverage?
6 PPO plans in Bertie do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
2
Average Monthly Premium
$16.10/mo
Total HMO Enrollment
197
$0 Premium HMO Plans
1
Average MOOP
$7,375
Top HMO by Enrollment
Aetna Medicare Value Plus (HMO) — 122 enrollees
HMO Plans Without Drug Coverage
0

2026 HMO Medicare Advantage plans in Bertie County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-2
What is the total number of HMO plans offered in Bertie?

There are 2 HMO plans in 2026, covering 197 enrollees.

How much do HMO plans cost in Bertie?

The average HMO premium in Bertie is $16.10 per month, with 1 plans offering $0 premiums.

What is the top HMO by enrollment in Bertie?

Aetna Medicare Value Plus (HMO) is the top HMO in Bertie, with 122 enrollees.

What is the number of HMO plans without Part D coverage in Bertie?

0 HMO plans in Bertie do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$9.40/mo
Total HMO-POS Enrollment
525
$0 Premium HMO-POS Plans
4
Average MOOP
$5,770
Top HMO-POS by Enrollment
Blue Medicare Essential Plus (HMO-POS) — 314 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Bertie County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC NC-26
☆☆☆☆☆
$0 $5,400 $440 H5253-187-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$47 $4,200 $100 H3449-024-3
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $7,450 $615 H3449-023-5
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Bertie cost $9.40 per month on average.

Which HMO-POS plan is most popular in Bertie?

The most popular HMO-POS plan in Bertie is Blue Medicare Essential Plus (HMO-POS), with 314 enrollees.

How many HMO-POS plans in Bertie do not include drug coverage?

There are 2 HMO-POS plans in Bertie without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Bertie County, NC (2026) are summarized below.

Medicare Advantage Plan Ratings in Bertie County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 16 73%
3 Stars 6 27%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.07

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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