2026 Medicare Advantage Plans in Carteret County, NC
Last update: . Enrollment data updated: May 2, 2026
In Carteret County, NC, there are 12 Medicare Advantage plans available for 2026. Of these, 8 offer a $0 monthly premium, and about 75% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Carteret County, NC. Or explore all Medicare Options available in Carteret County, NC.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 7
- Average Monthly Premium $57.29/mo
- Total PPO Enrollment 1,288
- $0 Premium PPO Plans 4
- Average MOOP $7,236
- Top PPO by Enrollment Humana Full Access R0110-005 (Regional PPO) — 554 enrollees
- PPO Plans Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Access from UHC NC-23 | $255 | $3,000 | $600 | H2001-084-0 | |
| AARP Medicare Advantage from UHC NC-0001 | $0 | $6,700 | $440 | H2001-090-0 | |
| AARP Medicare Advantage from UHC NC-0004 | $29 | $6,200 | $440 | H2001-102-0 | |
| Blue Medicare Freedom+ | $0 | $9,250 | N/A | H3404-004-0 | |
| Humana Full Access R0110-005 | $117 | $9,250 | $615 | R0110-005-0 | |
| Humana USAA Honor Giveback | $0 | $9,250 | N/A | R0110-006-0 | |
| HumanaChoice R0110-004 | $0 | $7,000 | N/A | R0110-004-0 |
What is the total number of PPO plans offered in Carteret?
There are 7 PPO plans in 2026, covering 1,288 beneficiaries.
How much do PPO plans cost in Carteret?
The average PPO premium in Carteret is $57.29 per month, with 4 plans offering $0 premiums.
What is the most popular PPO plan in Carteret?
Humana Full Access R0110-005 (Regional PPO) is the top PPO in Carteret, with 554 enrollees.
What is the number of PPO plans without Part D coverage in Carteret?
There are 3 PPO plans in Carteret without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 1
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 127
- $0 Premium HMO Plans
- 1
- Average MOOP
- $9,250
- Top HMO by Enrollment
- Blue Medicare Essential (HMO) — 127 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Blue Medicare Essential | $0 | $9,250 | $615 | H3449-027-2 |
What is the average monthly premium for HMO plans?
HMO plans in Carteret cost $0.00 per month on average.
Which HMO plan is most popular in Carteret?
The most popular HMO plan in Carteret is Blue Medicare Essential (HMO), with 127 enrollees.
How many HMO plans in Carteret do not include drug coverage?
There are 0 HMO plans in Carteret without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NC-26 | $0 | $5,400 | $440 | H5253-187-0 | |
| Blue Medicare Enhanced | $40 | $4,200 | $100 | H3449-024-2 | |
| Blue Medicare Essential Plus | $0 | $6,750 | $615 | H3449-023-4 | |
| Blue Medicare Medical Only | $0 | $3,900 | N/A | H3449-012-0 |
What is the leading HMO-POS plan in Carteret?
Blue Medicare Essential Plus (HMO-POS) is the top HMO-POS in Carteret, with 2,430 enrollees.
What is the number of HMO-POS plans without Part D coverage in Carteret?
1 HMO-POS plans in Carteret do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Carteret County, NC for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 9 | 75% |
| 3 Stars | 3 | 25% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4.04 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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