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2027 Medicare Advantage Plans in Carteret County, NC

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In Carteret County, NC, there are 11 Medicare Advantage plans available for 2027. Of these, 8 offer a $0 monthly premium, and about 73% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$22.00/mo
Plans with $0 Premium
8
Average MOOP Limit
$7,855 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 73% · 3 Stars: 27% · Below 3: 0%
Average Part D Deductible
$693.57
Total MA/MAPD Enrollment
5,098
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Blue Medicare Essential Plus (HMO-POS) — 2,401 enrollees
2. Blue Medicare Enhanced (HMO-POS) — 901 enrollees
3. Humana Full Access (REGIONAL PPO) — 516 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Carteret County, NC. Or explore all Medicare Options available in Carteret County, NC. To understand how local plans fit into the broader market, visit our North Carolina Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
6
Average Monthly Premium
$32.00/mo
Total PPO Enrollment
1,280
$0 Premium PPO Plans
4
Average MOOP
$8,908
Top PPO by Enrollment
Humana Full Access (Regional PPO) — 516 enrollees
PPO Plans Without Drug Coverage
3

PPO Medicare Advantage plan comparison – Carteret County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NC-0001
☆☆☆☆☆
 $0 $7,150 $685 H2001-090-0
AARP Medicare Advantage from UHC NC-0004
☆☆☆☆☆
 $34 $6,900 $685 H2001-102-0
Blue Medicare Freedom+
☆☆☆☆☆
 $0 $9,850 N/A H3404-004-0
Humana Full Access
☆☆☆☆☆
 $158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
 $0 $9,850 N/A R0110-004-0
What is the total number of PPO plans offered in Carteret?

Carteret County has 6 PPO plans for 2027, with 1,280 enrolled.

How much do PPO plans cost in Carteret?

The typical PPO premium in Carteret is $32.00, and 4 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
152
$0 Premium HMO Plans
1
Average MOOP
$9,850
Top HMO by Enrollment
Blue Medicare Essential (HMO) — 152 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Carteret County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Medicare Essential
☆☆☆☆☆
 $0 $9,850 $700 H3449-027-2
What is the average monthly premium for HMO plans?
HMO plans in Carteret cost $0.00 per month on average.
Which HMO plan is most popular in Carteret?
The most popular HMO plan in Carteret is Blue Medicare Essential (HMO), with 152 enrollees.
How many HMO plans in Carteret do not include drug coverage?
There are 0 HMO plans in Carteret without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $12.50/mo
  • Total HMO-POS Enrollment 3,666
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $5,775
  • Top HMO-POS by Enrollment Blue Medicare Essential Plus (HMO-POS) — 2,401 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Carteret County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NC-26
☆☆☆☆☆
 $0 $5,900 $685 H5253-187-0
Blue Medicare Enhanced
☆☆☆☆☆
 $50 $4,900 $700 H3449-024-2
Blue Medicare Essential Plus
☆☆☆☆☆
 $0 $8,400 $700 H3449-023-4
Blue Medicare Medical Only
☆☆☆☆☆
 $0 $3,900 N/A H3449-012-0
What is the total number of HMO-POS plans in Carteret?

There are 4 HMO-POS plans in 2027, covering 3,666 enrollees.

How much do HMO-POS plans cost in Carteret?

The average HMO-POS premium in Carteret is $12.50 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Carteret?

Blue Medicare Essential Plus (HMO-POS) is the top HMO-POS in Carteret, with 2,401 enrollees.

What is the number of HMO-POS plans without Part D coverage in Carteret?

1 HMO-POS plans in Carteret do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Carteret County, NC for 2027.

CMS Star Ratings for Medicare Advantage Plans in Carteret County, NC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 73%
3 Stars 3 27%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Carteret County, North Carolina, including communities such as Atlantic Beach, Beaufort, Morehead City, Newport, Stella, Emerald Isle, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .