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2027 Medicare Advantage Plans in Cleveland County, NC

Last update: .

For 2027, Cleveland County, NC includes 43 Medicare Advantage plans. Enrollment across these plans totals approximately 7,179, with 35 $0 premium options and 70% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Cleveland County, NC are summarized separately. Visit Medicare Options in Cleveland County, NC to see more options.

At a Glance

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
24
Average Monthly Premium
$15.60/mo
Total PPO Enrollment
2,520
$0 Premium PPO Plans
18
Average MOOP
$8,402
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 799 enrollees
PPO Plans Without Drug Coverage
8

2027 PPO Medicare Advantage plans in Cleveland County, North Carolina (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Blue Medicare Freedom+
☆☆☆☆☆
 $0 $9,850 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
 $70 $6,900 $700 H3404-003-2
HumanaChoice H7617-122
☆☆☆☆☆
 $13 $9,850 $700 H7617-122-0
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
 $53 $4,450 $595 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
 $0 $7,150 $685 H2406-098-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $7,150 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,900 $500 H5521-081-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
 $0 $7,500 $700 H5521-348-0
DEVOTED CHOICE 001 NC
☆☆☆☆☆
 $0 $6,150 $461 H9700-001-0
DEVOTED CHOICE GIVEBACK 002 NC
☆☆☆☆☆
 $0 $9,250 $461 H9700-002-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
 $0 $9,250 N/A H9700-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5525-065-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5216-343-0
HumanaChoice Giveback H5216-017
☆☆☆☆☆
 $0 $9,850 $700 H5216-017-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
 $0 $9,850 $700 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
 $67 $9,850 $700 H5216-211-0
HumanaChoice H5525-070
☆☆☆☆☆
 $13 $9,850 $700 H5525-070-0
Humana Full Access
☆☆☆☆☆
 $158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
 $0 $9,850 N/A R0110-004-0
HealthSpring True Choice
☆☆☆☆☆
 $0 $7,100 $500 H7849-113-1
Wellcare Assist Open
☆☆☆☆☆
 $0 $6,500 $700 H1914-009-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
 $0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,150 $700 H1914-007-0

What is the average monthly premium for PPO plans in Cleveland?

PPO plans in Cleveland cost $15.60 per month on average.

Which PPO plan has the highest enrollment in Cleveland?

The most popular PPO plan in Cleveland is Aetna Medicare Signature (PPO), with 799 enrollees.

How many PPO plans in Cleveland do not include prescription drug coverage?

8 PPO plans in Cleveland do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 9
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 1,295
  • $0 Premium HMO Plans 9
  • Average MOOP $6,678
  • Top HMO by Enrollment HealthSpring Preferred Savings (HMO) — 443 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Cleveland County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
DEVOTED CORE 037 NC
☆☆☆☆☆
 $0 $4,950 $650 H5299-037-0
DEVOTED GIVEBACK 012 NC
☆☆☆☆☆
 $0 $9,850 $461 H5299-012-0
DEVOTED GIVEBACK EXTRAS 039 NC
☆☆☆☆☆
 $0 $7,050 $700 H5299-039-0
Blue Medicare Essential
☆☆☆☆☆
 $0 $9,850 $700 H3449-027-2
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,500 $400 H3146-001-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $0 $5,500 $400 H3146-006-0
HealthSpring Courage
☆☆☆☆☆
 $0 $6,750 N/A H9725-005-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $3,900 $400 H9725-009-1
HealthSpring Preferred Savings
☆☆☆☆☆
 $0 $6,750 $600 H9725-015-1
What is the top HMO by enrollment in Cleveland?

HealthSpring Preferred Savings (HMO) is the top HMO in Cleveland, with 443 enrollees.

What is the number of HMO plans without Part D coverage in Cleveland?

1 HMO plans in Cleveland do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$9.90/mo
Total HMO-POS Enrollment
3,364
$0 Premium HMO-POS Plans
8
Average MOOP
$7,230
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC NC-0021 (HMO-POS) — 854 enrollees
HMO-POS Plans Without Drug Coverage
2

2027 HMO-POS Medicare Advantage plans in Cleveland County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus Giveback H1036-318
☆☆☆☆☆
 $0 $9,850 $700 H1036-318-0
Humana Gold Plus Giveback H1036-343
☆☆☆☆☆
 $0 $9,850 $700 H1036-343-0
AARP Medicare Advantage from UHC NC-0021
☆☆☆☆☆
 $42 $4,900 $595 H5253-037-0
AARP Medicare Advantage from UHC NC-0022
☆☆☆☆☆
 $0 $5,900 $685 H5253-038-0
AARP Medicare Advantage from UHC NC-24
☆☆☆☆☆
 $0 $7,150 $685 H5253-185-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
 $0 $9,300 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
 $57 $4,900 $700 H3449-024-3
Blue Medicare Essential Plus
☆☆☆☆☆
 $0 $9,850 $700 H3449-023-5
Blue Medicare Medical Only
☆☆☆☆☆
 $0 $3,900 N/A H3449-012-0
Wellcare Simple
☆☆☆☆☆
 $0 $6,700 $700 H4073-001-0

What is the typical premium for HMO-POS plans in Cleveland?

HMO-POS plans in Cleveland cost $9.90 per month on average.

Which HMO-POS plan has the most members in Cleveland?

The most popular HMO-POS plan in Cleveland is AARP Medicare Advantage from UHC NC-0021 (HMO-POS), with 854 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Cleveland?

There are 2 HMO-POS plans in Cleveland without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Cleveland County, NC (2027) are summarized below.

Medicare Advantage Plan Ratings in Cleveland County, NC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 30 70%
3 Stars 13 30%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.86

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Compare Original Medicare & Medicare Advantage 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .