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2027 Medicare Advantage Plans in Cleveland County, NC

Last update: .

For 2027, Cleveland County, NC includes 43 Medicare Advantage plans. Enrollment across these plans totals approximately 7,179, with 35 $0 premium options and 70% rated 4 stars or higher.

At a Glance

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Cleveland County, NC are provided separately. Or you can discover all Medicare Options in Cleveland County, NC. For a statewide view, browse Medicare Advantage plans in North Carolina to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
24
Average Monthly Premium
$15.60/mo
Total PPO Enrollment
2,520
$0 Premium PPO Plans
18
Average MOOP
$8,402
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 799 enrollees
PPO Plans Without Drug Coverage
8

2027 PPO Medicare Advantage plans in Cleveland County, North Carolina (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Blue Medicare Freedom+
☆☆☆☆☆
 $0 $9,850 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
 $70 $6,900 $700 H3404-003-2
HumanaChoice H7617-122
☆☆☆☆☆
 $13 $9,850 $700 H7617-122-0
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
 $53 $4,450 $595 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
 $0 $7,150 $685 H2406-098-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $7,150 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,900 $500 H5521-081-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
 $0 $7,500 $700 H5521-348-0
DEVOTED CHOICE 001 NC
☆☆☆☆☆
 $0 $6,150 $461 H9700-001-0
DEVOTED CHOICE GIVEBACK 002 NC
☆☆☆☆☆
 $0 $9,250 $461 H9700-002-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
 $0 $9,250 N/A H9700-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5525-065-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5216-343-0
HumanaChoice Giveback H5216-017
☆☆☆☆☆
 $0 $9,850 $700 H5216-017-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
 $0 $9,850 $700 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
 $67 $9,850 $700 H5216-211-0
HumanaChoice H5525-070
☆☆☆☆☆
 $13 $9,850 $700 H5525-070-0
Humana Full Access
☆☆☆☆☆
 $158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
 $0 $9,850 N/A R0110-004-0
HealthSpring True Choice
☆☆☆☆☆
 $0 $7,100 $500 H7849-113-1
Wellcare Assist Open
☆☆☆☆☆
 $0 $6,500 $700 H1914-009-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
 $0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,150 $700 H1914-007-0

What is the typical premium for PPO plans available in Cleveland?

PPO plans in Cleveland cost $15.60 per month on average.

Which PPO plan do most beneficiaries choose in Cleveland?

The most popular PPO plan in Cleveland is Aetna Medicare Signature (PPO), with 799 enrollees.

How many PPO options are offered without drug coverage in Cleveland?

8 PPO plans in Cleveland do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 9
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 1,295
  • $0 Premium HMO Plans 9
  • Average MOOP $6,678
  • Top HMO by Enrollment HealthSpring Preferred Savings (HMO) — 443 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Cleveland County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
DEVOTED CORE 037 NC
☆☆☆☆☆
 $0 $4,950 $650 H5299-037-0
DEVOTED GIVEBACK 012 NC
☆☆☆☆☆
 $0 $9,850 $461 H5299-012-0
DEVOTED GIVEBACK EXTRAS 039 NC
☆☆☆☆☆
 $0 $7,050 $700 H5299-039-0
Blue Medicare Essential
☆☆☆☆☆
 $0 $9,850 $700 H3449-027-2
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,500 $400 H3146-001-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $0 $5,500 $400 H3146-006-0
HealthSpring Courage
☆☆☆☆☆
 $0 $6,750 N/A H9725-005-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $3,900 $400 H9725-009-1
HealthSpring Preferred Savings
☆☆☆☆☆
 $0 $6,750 $600 H9725-015-1
What is the total number of HMO plans offered in Cleveland?

In 2027, Cleveland County has 9 HMO plans with 1,295 enrollees.

How much do HMO plans cost in Cleveland?

The typical HMO premium in Cleveland is $0.00, and 9 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$9.90/mo
Total HMO-POS Enrollment
3,364
$0 Premium HMO-POS Plans
8
Average MOOP
$7,230
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC NC-0021 (HMO-POS) — 854 enrollees
HMO-POS Plans Without Drug Coverage
2

2027 HMO-POS Medicare Advantage plans in Cleveland County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus Giveback H1036-318
☆☆☆☆☆
 $0 $9,850 $700 H1036-318-0
Humana Gold Plus Giveback H1036-343
☆☆☆☆☆
 $0 $9,850 $700 H1036-343-0
AARP Medicare Advantage from UHC NC-0021
☆☆☆☆☆
 $42 $4,900 $595 H5253-037-0
AARP Medicare Advantage from UHC NC-0022
☆☆☆☆☆
 $0 $5,900 $685 H5253-038-0
AARP Medicare Advantage from UHC NC-24
☆☆☆☆☆
 $0 $7,150 $685 H5253-185-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
 $0 $9,300 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
 $57 $4,900 $700 H3449-024-3
Blue Medicare Essential Plus
☆☆☆☆☆
 $0 $9,850 $700 H3449-023-5
Blue Medicare Medical Only
☆☆☆☆☆
 $0 $3,900 N/A H3449-012-0
Wellcare Simple
☆☆☆☆☆
 $0 $6,700 $700 H4073-001-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Cleveland cost $9.90 per month on average.
Which HMO-POS plan is most popular in Cleveland?
The most popular HMO-POS plan in Cleveland is AARP Medicare Advantage from UHC NC-0021 (HMO-POS), with 854 enrollees.
How many HMO-POS plans in Cleveland do not include drug coverage?
There are 2 HMO-POS plans in Cleveland without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Cleveland County, NC (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Cleveland County, NC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 30 70%
3 Stars 13 30%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.86

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Cleveland County, North Carolina, including communities such as Casar, Grover, Kings Mountain, Lawndale, Mooresboro, Shelby, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .