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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Currituck County

2026 Medicare Advantage Plans in Currituck County, NC

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Currituck County, NC includes 27 Medicare Advantage plans. Enrollment across these plans totals approximately 1,327, with 18 $0 premium options and 67% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Currituck County, NC are summarized separately. Visit Medicare Options in Currituck County, NC to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $22.38/mo
  • $0 Premium Plans: 18
  • Average MOOP: $7,256 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
  • Average Part D Deductible: $462.89
  • Total MA/MAPD Enrollment: 1,327
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. HumanaChoice Giveback H5525-035 (PPO) — 323 enrollees
    2. Humana Gold Plus H1036-335 (HMO-POS) — 149 enrollees
    3. AARP Medicare Advantage from UHC NC-0001 (PPO) — 129 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
19
Average Monthly Premium
$28.00/mo
Total PPO Enrollment
1,056
$0 Premium PPO Plans
12
Average MOOP
$7,845
Top PPO by Enrollment
HumanaChoice Giveback H5525-035 (PPO) — 323 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Currituck County, North Carolina (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
AARP Medicare Advantage from UHC NC-0001
☆☆☆☆☆
$0 $6,700 $440 H2001-090-0
AARP Medicare Advantage from UHC NC-0004
☆☆☆☆☆
$29 $6,200 $440 H2001-102-0
AARP Medicare Advantage Patriot No Rx NC-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-103-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-243-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $615 H5521-348-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$53 $6,300 $100 H3404-003-2
AARP Medicare Advantage from UHC NC-0019
☆☆☆☆☆
$25 $6,700 $520 H2406-115-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,250 $450 H5525-035-0
HumanaChoice H5525-049
☆☆☆☆☆
$29 $9,250 $350 H5525-049-0
HumanaChoice H5525-050
☆☆☆☆☆
$0 $9,250 $350 H5525-050-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice H5525-083
☆☆☆☆☆
$0 $9,250 $450 H5525-083-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0

What is the average monthly premium for PPO plans in Currituck?

PPO plans in Currituck cost $28.00 per month on average.

Which PPO plan has the highest enrollment in Currituck?

The most popular PPO plan in Currituck is HumanaChoice Giveback H5525-035 (PPO), with 323 enrollees.

How many PPO plans in Currituck do not include prescription drug coverage?

6 PPO plans in Currituck do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $16.10/mo
  • Total HMO Enrollment 20
  • $0 Premium HMO Plans 1
  • Average MOOP $7,375
  • Top HMO by Enrollment Aetna Medicare Value Plus (HMO) — 20 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Currituck County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-2
What is the top HMO by enrollment in Currituck?

Aetna Medicare Value Plus (HMO) is the top HMO in Currituck, with 20 enrollees.

What is the number of HMO plans without Part D coverage in Currituck?

0 HMO plans in Currituck do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
6
Average Monthly Premium
$6.67/mo
Total HMO-POS Enrollment
251
$0 Premium HMO-POS Plans
5
Average MOOP
$5,350
Top HMO-POS by Enrollment
Humana Gold Plus H1036-335 (HMO-POS) — 149 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Currituck County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,950 $250 H1036-335-2
AARP Medicare Advantage from UHC NC-26
☆☆☆☆☆
$0 $5,400 $440 H5253-187-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$40 $4,200 $100 H3449-024-2
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $6,750 $615 H3449-023-4
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0

What is the typical premium for HMO-POS plans in Currituck?

HMO-POS plans in Currituck cost $6.67 per month on average.

Which HMO-POS plan has the most members in Currituck?

The most popular HMO-POS plan in Currituck is Humana Gold Plus H1036-335 (HMO-POS), with 149 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Currituck?

There are 2 HMO-POS plans in Currituck without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Currituck County, NC (2026) are summarized below.

Medicare Advantage Plan Ratings in Currituck County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 18 67%
3 Stars 9 33%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.02

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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