2026 Medicare Advantage Plans in Dare County, NC
Last update: . Enrollment data updated: May 2, 2026
In Dare County, NC, there are 19 Medicare Advantage plans available for 2026. Of these, 12 offer a $0 monthly premium, and about 63% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Dare County, NC. Or explore all Medicare Options available in Dare County, NC.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 13
- Average Monthly Premium $36.85/mo
- Total PPO Enrollment 849
- $0 Premium PPO Plans 7
- Average MOOP $7,942
- Top PPO by Enrollment AARP Medicare Advantage from UHC NC-0001 (PPO) — 288 enrollees
- PPO Plans Without Drug Coverage 5
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Access from UHC NC-23 | $255 | $3,000 | $600 | H2001-084-0 | |
| AARP Medicare Advantage from UHC NC-0001 | $0 | $6,700 | $440 | H2001-090-0 | |
| AARP Medicare Advantage from UHC NC-0004 | $29 | $6,200 | $440 | H2001-102-0 | |
| AARP Medicare Advantage Patriot No Rx NC-MA01 | $0 | $8,900 | N/A | H2001-103-0 | |
| Blue Medicare Freedom+ | $0 | $9,250 | N/A | H3404-004-0 | |
| AARP Medicare Advantage from UHC NC-0019 | $25 | $6,700 | $520 | H2406-115-0 | |
| Humana Full Access R0110-005 | $117 | $9,250 | $615 | R0110-005-0 | |
| Humana USAA Honor Giveback | $0 | $9,250 | N/A | H5525-065-0 | |
| Humana USAA Honor Giveback | $0 | $9,250 | N/A | R0110-006-0 | |
| HumanaChoice H5525-049 | $29 | $9,250 | $350 | H5525-049-0 | |
| HumanaChoice H5525-050 | $0 | $9,250 | $350 | H5525-050-0 | |
| HumanaChoice H5525-070 | $24 | $9,250 | $615 | H5525-070-0 | |
| HumanaChoice R0110-004 | $0 | $7,000 | N/A | R0110-004-0 |
What is the total number of PPO plans offered in Dare?
There are 13 PPO plans in 2026, covering 849 beneficiaries.
How much do PPO plans cost in Dare?
The average PPO premium in Dare is $36.85 per month, with 7 plans offering $0 premiums.
What is the most popular PPO plan in Dare?
AARP Medicare Advantage from UHC NC-0001 (PPO) is the top PPO in Dare, with 288 enrollees.
What is the number of PPO plans without Part D coverage in Dare?
There are 5 PPO plans in Dare without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 1
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 19
- $0 Premium HMO Plans
- 1
- Average MOOP
- $9,250
- Top HMO by Enrollment
- Blue Medicare Essential (HMO) — 19 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Blue Medicare Essential | $0 | $9,250 | $615 | H3449-027-2 |
What is the average monthly premium for HMO plans?
HMO plans in Dare cost $0.00 per month on average.
Which HMO plan is most popular in Dare?
The most popular HMO plan in Dare is Blue Medicare Essential (HMO), with 19 enrollees.
How many HMO plans in Dare do not include drug coverage?
There are 0 HMO plans in Dare without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NC-26 | $0 | $5,400 | $440 | H5253-187-0 | |
| AARP Medicare Advantage Patriot No Rx NC-MA02 | $0 | $7,900 | N/A | H5253-040-0 | |
| Blue Medicare Enhanced | $40 | $4,200 | $100 | H3449-024-2 | |
| Blue Medicare Essential Plus | $0 | $6,750 | $615 | H3449-023-4 | |
| Blue Medicare Medical Only | $0 | $3,900 | N/A | H3449-012-0 |
What is the leading HMO-POS plan in Dare?
AARP Medicare Advantage from UHC NC-26 (HMO-POS) is the top HMO-POS in Dare, with 220 enrollees.
What is the number of HMO-POS plans without Part D coverage in Dare?
2 HMO-POS plans in Dare do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Dare County, NC for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 63% |
| 3 Stars | 7 | 37% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.95 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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