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2027 Medicare Advantage Plans in Dare County, NC

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In Dare County, NC, there are 20 Medicare Advantage plans available for 2027. Of these, 14 offer a $0 monthly premium, and about 80% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$16.92/mo
Plans with $0 Premium
14
Average MOOP Limit
$8,073 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 80% · 3 Stars: 20% · Below 3: 0%
Average Part D Deductible
$649.17
Total MA/MAPD Enrollment
1,214
Plans with the Highest Enrollment
(as of November 10, 2026)
1. Blue Medicare Essential Plus (HMO-POS) — 364 enrollees
2. AARP Medicare Advantage from UHC NC-0001 (PPO) — 211 enrollees
3. AARP Medicare Advantage from UHC NC-0004 (PPO) — 116 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Dare County, NC. Or explore all Medicare Options available in Dare County, NC. To understand how local plans fit into the broader market, visit our North Carolina Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
13
Average Monthly Premium
$22.18/mo
Total PPO Enrollment
550
$0 Premium PPO Plans
8
Average MOOP
$8,746
Top PPO by Enrollment
AARP Medicare Advantage from UHC NC-0001 (PPO) — 211 enrollees
PPO Plans Without Drug Coverage
6

PPO Medicare Advantage plan comparison – Dare County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NC-0001
☆☆☆☆☆
 $0 $7,150 $685 H2001-090-0
AARP Medicare Advantage from UHC NC-0004
☆☆☆☆☆
 $34 $6,900 $685 H2001-102-0
AARP Medicare Advantage Patriot No Rx NC-MA01
☆☆☆☆☆
 $0 $8,900 N/A H2001-103-0
Blue Medicare Freedom+
☆☆☆☆☆
 $0 $9,850 N/A H3404-004-0
AARP Medicare Advantage from UHC NC-0019
☆☆☆☆☆
 $31 $7,150 $685 H2406-115-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $7,150 N/A H5521-241-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
 $0 $7,500 $700 H5521-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5525-065-0
HumanaChoice H5525-049
☆☆☆☆☆
 $52 $9,850 $450 H5525-049-0
HumanaChoice H5525-070
☆☆☆☆☆
 $13 $9,850 $700 H5525-070-0
Humana Full Access
☆☆☆☆☆
 $158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
 $0 $9,850 N/A R0110-004-0
What is the total number of PPO plans offered in Dare?

Dare County has 13 PPO plans for 2027, with 550 enrolled.

How much do PPO plans cost in Dare?

The typical PPO premium in Dare is $22.18, and 8 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
46
$0 Premium HMO Plans
2
Average MOOP
$7,675
Top HMO by Enrollment
Blue Medicare Essential (HMO) — 46 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Dare County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Medicare Essential
☆☆☆☆☆
 $0 $9,850 $700 H3449-027-2
Aetna Medicare Value Plus
☆☆☆☆☆
 $0 $5,500 $400 H3146-006-0
What is the average monthly premium for HMO plans?
HMO plans in Dare cost $0.00 per month on average.
Which HMO plan is most popular in Dare?
The most popular HMO plan in Dare is Blue Medicare Essential (HMO), with 46 enrollees.
How many HMO plans in Dare do not include drug coverage?
There are 0 HMO plans in Dare without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 5
  • Average Monthly Premium $10.00/mo
  • Total HMO-POS Enrollment 618
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $6,480
  • Top HMO-POS by Enrollment Blue Medicare Essential Plus (HMO-POS) — 364 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Dare County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NC-26
☆☆☆☆☆
 $0 $5,900 $685 H5253-187-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
 $0 $9,300 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
 $50 $4,900 $700 H3449-024-2
Blue Medicare Essential Plus
☆☆☆☆☆
 $0 $8,400 $700 H3449-023-4
Blue Medicare Medical Only
☆☆☆☆☆
 $0 $3,900 N/A H3449-012-0
What is the total number of HMO-POS plans in Dare?

There are 5 HMO-POS plans in 2027, covering 618 enrollees.

How much do HMO-POS plans cost in Dare?

The average HMO-POS premium in Dare is $10.00 per month, with 4 plans offering $0 premiums.

What is the leading HMO-POS plan in Dare?

Blue Medicare Essential Plus (HMO-POS) is the top HMO-POS in Dare, with 364 enrollees.

What is the number of HMO-POS plans without Part D coverage in Dare?

2 HMO-POS plans in Dare do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Dare County, NC for 2027.

CMS Star Ratings for Medicare Advantage Plans in Dare County, NC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 16 80%
3 Stars 4 20%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Dare County, North Carolina, including communities such as Kill Devil Hills, Kitty Hawk, Manteo, Nags Head, Wanchese, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .