2026 Medicare Advantage Plans in Davidson County, NC
Last update: . Enrollment data updated: August 15, 2026
For 2026, Davidson County, NC includes 60 Medicare Advantage plans. Enrollment across these plans totals approximately 20,685, with 45 $0 premium options and 68% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Davidson County, NC are summarized separately. Visit Medicare Options in Davidson County, NC to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 33
- Average Monthly Premium
- $18.76/mo
- Total PPO Enrollment
- 5,551
- $0 Premium PPO Plans
- 24
- Average MOOP
- $6,879
- Top PPO by Enrollment
- Aetna Medicare Signature Extra (PPO) — 1,699 enrollees
- PPO Plans Without Drug Coverage
- 9
- What is the average monthly premium for PPO plans in Davidson?
- PPO plans in Davidson cost $18.76 per month on average.
- Which PPO plan has the highest enrollment in Davidson?
- The most popular PPO plan in Davidson is Aetna Medicare Signature Extra (PPO), with 1,699 enrollees.
- How many PPO plans in Davidson do not include prescription drug coverage?
- 9 PPO plans in Davidson do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Alignment Health Platinum | $0 | $3,900 | $0 | H5296-003-0 | |
| Alignment Health Platinum Select | $0 | $5,900 | $225 | H5296-010-0 | |
| Alignment Health smartHMO | $0 | $3,400 | $615 | H5296-006-0 | |
| DEVOTED CORE 001 NC | $0 | $3,600 | $395 | H5299-001-0 | |
| DEVOTED GIVEBACK 002 NC | $0 | $6,700 | $605 | H5299-002-0 | |
| Aetna Medicare Enhanced | $63 | $5,900 | $615 | H3146-039-0 | |
| Aetna Medicare Prime | $0 | $5,200 | $615 | H3146-007-0 | |
| Aetna Medicare Signature Care | $0 | $6,350 | $615 | H3146-021-0 | |
| Aetna Medicare Value Plus | $32 | $5,500 | $615 | H3146-006-0 | |
| Blue Medicare Choice | $0 | $4,200 | $615 | H3449-026-0 | |
| Blue Medicare Essential | $0 | $9,250 | $615 | H3449-027-1 | |
| HealthSpring Courage | $0 | $6,750 | N/A | H9725-005-0 | |
| HealthSpring Preferred | $0 | $3,500 | $295 | H9725-009-3 | |
| HealthSpring Preferred Plus | $14 | $3,250 | $200 | H9725-017-3 | |
| HealthSpring Preferred Savings | $0 | $6,700 | $0 | H9725-015-3 |
What is the total number of HMO plans offered in Davidson?
There are 15 HMO plans in 2026, covering 2,807 enrollees.
How much do HMO plans cost in Davidson?
The average HMO premium in Davidson is $7.28 per month, with 12 plans offering $0 premiums.
What is the top HMO by enrollment in Davidson?
HealthSpring Preferred (HMO) is the top HMO in Davidson, with 976 enrollees.
What is the number of HMO plans without Part D coverage in Davidson?
1 HMO plans in Davidson do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 11
- Average Monthly Premium
- $6.09/mo
- Total HMO-POS Enrollment
- 12,308
- $0 Premium HMO-POS Plans
- 9
- Average MOOP
- $5,536
- Top HMO-POS by Enrollment
- Humana Gold Plus H1036-335 (HMO-POS) — 5,853 enrollees
- HMO-POS Plans Without Drug Coverage
- 2
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Plus Giveback H1036-318 | $0 | $9,250 | $450 | H1036-318-0 | |
| Humana Gold Plus H1036-335 | $0 | $3,500 | $250 | H1036-335-1 | |
| AARP Medicare Advantage from UHC NC-0015 | $0 | $4,200 | $440 | H5253-117-0 | |
| AARP Medicare Advantage from UHC NC-0021 | $37 | $4,200 | $355 | H5253-037-0 | |
| AARP Medicare Advantage from UHC NC-0022 | $0 | $5,400 | $440 | H5253-038-0 | |
| AARP Medicare Advantage Giveback from UHC NC-14 | $0 | $9,250 | $600 | H5253-110-0 | |
| AARP Medicare Advantage Patriot No Rx NC-MA02 | $0 | $7,900 | N/A | H5253-040-0 | |
| Blue Medicare Enhanced | $30 | $4,200 | $100 | H3449-024-1 | |
| Blue Medicare Essential Plus | $0 | $4,900 | $615 | H3449-023-1 | |
| Blue Medicare Medical Only | $0 | $3,900 | N/A | H3449-012-0 | |
| Wellcare Simple | $0 | $4,200 | $615 | H4073-001-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Davidson cost $6.09 per month on average.
Which HMO-POS plan is most popular in Davidson?
The most popular HMO-POS plan in Davidson is Humana Gold Plus H1036-335 (HMO-POS), with 5,853 enrollees.
How many HMO-POS plans in Davidson do not include drug coverage?
There are 2 HMO-POS plans in Davidson without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 1
- Average Monthly Premium $7.00/mo
- Total PFFS Enrollment 19
- $0 Premium PFFS Plans 0
- Average MOOP $7,550
- Top PFFS by Enrollment Humana Gold Choice H8145-004 (PFFS) — 19 enrollees
- PFFS Plans Without Drug Coverage 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-004 | $7 | $7,550 | $615 | H8145-004-0 |
What is the top PFFS plan in Davidson?
Humana Gold Choice H8145-004 (PFFS) is the top PFFS in Davidson, with 19 enrollees.
What is the number of PFFS plans without Part D coverage in Davidson?
0 PFFS plans in Davidson do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Davidson County, NC (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 5 | 9% |
| 4 Stars (includes 5 Stars) | 38 | 68% |
| 3 Stars | 18 | 32% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 4 | 7% |
| Average Rating | 4 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed August 15, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed August 15, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed August 15, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.