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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Forsyth County

2026 Medicare Advantage Plans in Forsyth County, NC

Last update: September 2, 2026.

For 2026, Forsyth County, NC includes 60 Medicare Advantage plans. Enrollment across these plans totals approximately 38,861, with 46 $0 premium options and 68% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Forsyth County, NC are provided separately. Or you can discover all Medicare Options in Forsyth County, NC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $12.32/mo
  • $0 Premium Plans: 46
  • Average MOOP: $6,214 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 68% · 3 Stars: 32% · Below 3: 0%
  • Average Part D Deductible: $440.94
  • Total MA/MAPD Enrollment: 38,861
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Humana Gold Plus H1036-335 (HMO-POS) — 9,030 enrollees
    2. AARP Medicare Advantage from UHC NC-0015 (HMO-POS) — 3,363 enrollees
    3. AARP Medicare Advantage from UHC NC-0021 (HMO-POS) — 3,170 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
33
Average Monthly Premium
$18.76/mo
Total PPO Enrollment
11,001
$0 Premium PPO Plans
24
Average MOOP
$6,879
Top PPO by Enrollment
Aetna Medicare Signature Extra (PPO) — 2,853 enrollees
PPO Plans Without Drug Coverage
9

2026 PPO Medicare Advantage plans in Forsyth County, North Carolina (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $500 H5521-081-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $500 H5521-170-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $615 H5521-348-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$35 $6,300 $100 H3404-003-1
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
$53 $4,200 $520 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
$0 $6,200 $600 H2406-098-0
HealthTeam Advantage Eagle Plan
☆☆☆☆☆
$0 $4,500 N/A H9808-009-0
HealthTeam Advantage Plan I
☆☆☆☆☆
$0 $3,900 $250 H9808-004-0
HealthTeam Advantage Plan II
☆☆☆☆☆
$40 $3,700 $150 H9808-005-0
HealthTeam Advantage Vitality Plan
☆☆☆☆☆
$0 $4,200 $300 H9808-010-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-343-0
HumanaChoice Giveback H5216-017
☆☆☆☆☆
$0 $9,250 $450 H5216-017-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,250 $450 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
$54 $9,250 $615 H5216-211-0
HumanaChoice H5525-050
☆☆☆☆☆
$0 $9,250 $350 H5525-050-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice H5525-083
☆☆☆☆☆
$0 $9,250 $450 H5525-083-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
$31 $4,201 $480 H1914-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,300 $615 H1914-010-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H1914-007-0
HealthSpring True Choice
☆☆☆☆☆
$0 $4,900 $615 H7849-113-3
Alignment Health AVA
☆☆☆☆☆
$10 $3,900 $0 H7074-001-0
DEVOTED CHOICE 003 NC
☆☆☆☆☆
$0 $4,500 $370 H9700-003-0
DEVOTED CHOICE GIVEBACK 004 NC
☆☆☆☆☆
$0 $8,000 $605 H9700-004-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
$0 $9,250 N/A H9700-007-0

What is the typical premium for PPO plans available in Forsyth?

PPO plans in Forsyth cost $18.76 per month on average.

Which PPO plan do most beneficiaries choose in Forsyth?

The most popular PPO plan in Forsyth is Aetna Medicare Signature Extra (PPO), with 2,853 enrollees.

How many PPO options are offered without drug coverage in Forsyth?

9 PPO plans in Forsyth do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 15
  • Average Monthly Premium $3.08/mo
  • Total HMO Enrollment 5,532
  • $0 Premium HMO Plans 13
  • Average MOOP $5,160
  • Top HMO by Enrollment HealthSpring Preferred (HMO) — 1,884 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Forsyth County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Alignment Health Platinum
☆☆☆☆☆
$0 $3,900 $0 H5296-003-0
Alignment Health Platinum Select
☆☆☆☆☆
$0 $5,900 $225 H5296-010-0
Alignment Health smartHMO
☆☆☆☆☆
$0 $3,400 $615 H5296-006-0
DEVOTED CORE 001 NC
☆☆☆☆☆
$0 $3,600 $395 H5299-001-0
DEVOTED GIVEBACK 002 NC
☆☆☆☆☆
$0 $6,700 $605 H5299-002-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $5,200 $615 H3146-007-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $6,350 $615 H3146-021-0
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Choice
☆☆☆☆☆
$0 $4,200 $615 H3449-026-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-1
HealthSpring Courage
☆☆☆☆☆
$0 $6,750 N/A H9725-005-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,500 $295 H9725-009-3
HealthSpring Preferred Plus
☆☆☆☆☆
$14 $3,250 $200 H9725-017-3
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,700 $0 H9725-015-3
HealthSpring Preferred Select
☆☆☆☆☆
$0 $3,200 $295 H9725-014-0
What is the total number of HMO plans offered in Forsyth?

In 2026, Forsyth County has 15 HMO plans with 5,532 enrollees.

How much do HMO plans cost in Forsyth?

The typical HMO premium in Forsyth is $3.08, and 13 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$6.09/mo
Total HMO-POS Enrollment
22,284
$0 Premium HMO-POS Plans
9
Average MOOP
$5,536
Top HMO-POS by Enrollment
Humana Gold Plus H1036-335 (HMO-POS) — 9,030 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Forsyth County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus Giveback H1036-318
☆☆☆☆☆
$0 $9,250 $450 H1036-318-0
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,500 $250 H1036-335-1
AARP Medicare Advantage from UHC NC-0015
☆☆☆☆☆
$0 $4,200 $440 H5253-117-0
AARP Medicare Advantage from UHC NC-0021
☆☆☆☆☆
$37 $4,200 $355 H5253-037-0
AARP Medicare Advantage from UHC NC-0022
☆☆☆☆☆
$0 $5,400 $440 H5253-038-0
AARP Medicare Advantage Giveback from UHC NC-14
☆☆☆☆☆
$0 $9,250 $600 H5253-110-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$30 $4,200 $100 H3449-024-1
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $4,900 $615 H3449-023-1
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H4073-001-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Forsyth cost $6.09 per month on average.
Which HMO-POS plan is most popular in Forsyth?
The most popular HMO-POS plan in Forsyth is Humana Gold Plus H1036-335 (HMO-POS), with 9,030 enrollees.
How many HMO-POS plans in Forsyth do not include drug coverage?
There are 2 HMO-POS plans in Forsyth without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $7.00/mo
  • Total PFFS Enrollment 44
  • $0 Premium PFFS Plans 0
  • Average MOOP $7,550
  • Top PFFS by Enrollment Humana Gold Choice H8145-004 (PFFS) — 44 enrollees
  • PFFS Plans Without Drug Coverage 0

2026 PFFS Medicare Advantage plans in Forsyth County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-004
☆☆☆☆☆
$7 $7,550 $615 H8145-004-0
What is the total number of PFFS plans in Forsyth?

There are 1 PFFS plans in 2026, covering 44 enrollees.

How much do PFFS plans cost in Forsyth?

The average PFFS premium in Forsyth is $7.00 per month, with 0 plans offering $0 premiums.

What is the top PFFS plan in Forsyth?

Humana Gold Choice H8145-004 (PFFS) is the top PFFS in Forsyth, with 44 enrollees.

What is the number of PFFS plans without Part D coverage in Forsyth?

0 PFFS plans in Forsyth do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Forsyth County, NC (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Forsyth County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 5 9%
4 Stars (includes 5 Stars) 38 68%
3 Stars 18 32%
Below 3 Stars 0 0%
Not Rated 4 7%
Average Rating 4

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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