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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Forsyth County

2026 Medicare Advantage Plans in Forsyth County, NC

Last update: June 11, 2026. Enrollment data updated: June 13, 2026

In Forsyth County, NC, there are 60 Medicare Advantage plans available for 2026. Of these, 46 offer a $0 monthly premium, and about 68% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Forsyth County, NC. Or explore all Medicare Options available in Forsyth County, NC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$12.32/mo
Plans with $0 Premium
46
Average MOOP Limit
$6,214 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 68% · 3 Stars: 32% · Below 3: 0%
Average Part D Deductible
$440.94
Total MA/MAPD Enrollment
38,736
Plans with the Highest Enrollment
(as of June 13, 2026)
1. Humana Gold Plus H1036-335 (HMO-POS) — 9,043 enrollees
2. AARP Medicare Advantage from UHC NC-0015 (HMO-POS) — 3,399 enrollees
3. AARP Medicare Advantage from UHC NC-0021 (HMO-POS) — 3,233 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 33
  • Average Monthly Premium $18.76/mo
  • Total PPO Enrollment 11,026
  • $0 Premium PPO Plans 24
  • Average MOOP $6,879
  • Top PPO by Enrollment Aetna Medicare Signature Extra (PPO) — 2,876 enrollees
  • PPO Plans Without Drug Coverage 9

Comparison table of 2026 PPO Medicare Advantage Plans available in Forsyth County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $500 H5521-081-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $500 H5521-170-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $615 H5521-348-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$35 $6,300 $100 H3404-003-1
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
$53 $4,200 $520 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
$0 $6,200 $600 H2406-098-0
HealthTeam Advantage Eagle Plan
☆☆☆☆☆
$0 $4,500 N/A H9808-009-0
HealthTeam Advantage Plan I
☆☆☆☆☆
$0 $3,900 $250 H9808-004-0
HealthTeam Advantage Plan II
☆☆☆☆☆
$40 $3,700 $150 H9808-005-0
HealthTeam Advantage Vitality Plan
☆☆☆☆☆
$0 $4,200 $300 H9808-010-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-343-0
HumanaChoice Giveback H5216-017
☆☆☆☆☆
$0 $9,250 $450 H5216-017-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,250 $450 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
$54 $9,250 $615 H5216-211-0
HumanaChoice H5525-050
☆☆☆☆☆
$0 $9,250 $350 H5525-050-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice H5525-083
☆☆☆☆☆
$0 $9,250 $450 H5525-083-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
$31 $4,201 $480 H1914-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,300 $615 H1914-010-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H1914-007-0
HealthSpring True Choice
☆☆☆☆☆
$0 $4,900 $615 H7849-113-3
Alignment Health AVA
☆☆☆☆☆
$10 $3,900 $0 H7074-001-0
DEVOTED CHOICE 003 NC
☆☆☆☆☆
$0 $4,500 $370 H9700-003-0
DEVOTED CHOICE GIVEBACK 004 NC
☆☆☆☆☆
$0 $8,000 $605 H9700-004-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
$0 $9,250 N/A H9700-007-0
What is the total number of PPO plans offered in Forsyth?

There are 33 PPO plans in 2026, covering 11,026 beneficiaries.

How much do PPO plans cost in Forsyth?

The average PPO premium in Forsyth is $18.76 per month, with 24 plans offering $0 premiums.

What is the most popular PPO plan in Forsyth?

Aetna Medicare Signature Extra (PPO) is the top PPO in Forsyth, with 2,876 enrollees.

What is the number of PPO plans without Part D coverage in Forsyth?

There are 9 PPO plans in Forsyth without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
15
Average Monthly Premium
$3.08/mo
Total HMO Enrollment
5,360
$0 Premium HMO Plans
13
Average MOOP
$5,160
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 1,896 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Forsyth County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Alignment Health Platinum
☆☆☆☆☆
$0 $3,900 $0 H5296-003-0
Alignment Health Platinum Select
☆☆☆☆☆
$0 $5,900 $225 H5296-010-0
Alignment Health smartHMO
☆☆☆☆☆
$0 $3,400 $615 H5296-006-0
DEVOTED CORE 001 NC
☆☆☆☆☆
$0 $3,600 $395 H5299-001-0
DEVOTED GIVEBACK 002 NC
☆☆☆☆☆
$0 $6,700 $605 H5299-002-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $5,200 $615 H3146-007-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $6,350 $615 H3146-021-0
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Choice
☆☆☆☆☆
$0 $4,200 $615 H3449-026-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-1
HealthSpring Courage
☆☆☆☆☆
$0 $6,750 N/A H9725-005-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,500 $295 H9725-009-3
HealthSpring Preferred Plus
☆☆☆☆☆
$14 $3,250 $200 H9725-017-3
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,700 $0 H9725-015-3
HealthSpring Preferred Select
☆☆☆☆☆
$0 $3,200 $295 H9725-014-0

What is the average monthly premium for HMO plans?

HMO plans in Forsyth cost $3.08 per month on average.

Which HMO plan is most popular in Forsyth?

The most popular HMO plan in Forsyth is HealthSpring Preferred (HMO), with 1,896 enrollees.

How many HMO plans in Forsyth do not include drug coverage?

There are 1 HMO plans in Forsyth without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
11
Average Monthly Premium
$6.09/mo
Total HMO-POS Enrollment
22,304
$0 Premium HMO-POS Plans
9
Average MOOP
$5,536
Top HMO-POS by Enrollment
Humana Gold Plus H1036-335 (HMO-POS) — 9,043 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Forsyth County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus Giveback H1036-318
☆☆☆☆☆
$0 $9,250 $450 H1036-318-0
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,500 $250 H1036-335-1
AARP Medicare Advantage from UHC NC-0015
☆☆☆☆☆
$0 $4,200 $440 H5253-117-0
AARP Medicare Advantage from UHC NC-0021
☆☆☆☆☆
$37 $4,200 $355 H5253-037-0
AARP Medicare Advantage from UHC NC-0022
☆☆☆☆☆
$0 $5,400 $440 H5253-038-0
AARP Medicare Advantage Giveback from UHC NC-14
☆☆☆☆☆
$0 $9,250 $600 H5253-110-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$30 $4,200 $100 H3449-024-1
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $4,900 $615 H3449-023-1
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H4073-001-0
What is the leading HMO-POS plan in Forsyth?

Humana Gold Plus H1036-335 (HMO-POS) is the top HMO-POS in Forsyth, with 9,043 enrollees.

What is the number of HMO-POS plans without Part D coverage in Forsyth?

2 HMO-POS plans in Forsyth do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$7.00/mo
Total PFFS Enrollment
46
$0 Premium PFFS Plans
0
Average MOOP
$7,550
Top PFFS by Enrollment
Humana Gold Choice H8145-004 (PFFS) — 46 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Forsyth County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-004
☆☆☆☆☆
$7 $7,550 $615 H8145-004-0

What is the typical premium for PFFS plans in Forsyth?

PFFS plans in Forsyth cost $7.00 per month on average.

Which PFFS plan has the most enrollment in Forsyth?

The most popular PFFS plan in Forsyth is Humana Gold Choice H8145-004 (PFFS), with 46 enrollees.

How many PFFS options are available without prescription drug coverage in Forsyth?

There are 0 PFFS plans in Forsyth without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Forsyth County, NC for 2026.

CMS Star Ratings for Medicare Advantage Plans in Forsyth County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 5 9%
4 Stars (includes 5 Stars) 38 68%
3 Stars 18 32%
Below 3 Stars 0 0%
Not Rated 4 7%
Average Rating 4

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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