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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Forsyth County

2027 Medicare Advantage Plans in Forsyth County, NC

Last update: October 4, 2026.

In Forsyth County, NC, there are 56 Medicare Advantage plans available for 2027. Of these, 45 offer a $0 monthly premium, and about 69% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$9.45/mo
Plans with $0 Premium
45
Average MOOP Limit
$7,148 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 69% · 3 Stars: 31% · Below 3: 0%
Average Part D Deductible
$601.41
Total MA/MAPD Enrollment
37,295
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Gold Plus H1036-335 (HMO-POS) — 8,981 enrollees
2. AARP Medicare Advantage from UHC NC-15 (HMO-POS) — 3,352 enrollees
3. AARP Medicare Advantage from UHC NC-0021 (HMO-POS) — 3,159 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Forsyth County, NC. Or explore all Medicare Options available in Forsyth County, NC. To understand how local plans fit into the broader market, visit our North Carolina Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
30
Average Monthly Premium
$13.44/mo
Total PPO Enrollment
10,825
$0 Premium PPO Plans
22
Average MOOP
$7,775
Top PPO by Enrollment
Aetna Medicare Signature Extra (PPO) — 2,845 enrollees
PPO Plans Without Drug Coverage
9

PPO Medicare Advantage plan comparison – Forsyth County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,850 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$45 $6,900 $700 H3404-003-1
HumanaChoice H7617-122
☆☆☆☆☆
$13 $9,850 $700 H7617-122-0
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
$53 $4,450 $595 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
$0 $7,150 $685 H2406-098-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $7,150 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $500 H5521-081-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $500 H5521-170-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $700 H5521-348-0
DEVOTED CHOICE 003 NC
☆☆☆☆☆
$0 $4,850 $650 H9700-003-0
DEVOTED CHOICE GIVEBACK 004 NC
☆☆☆☆☆
$0 $9,250 $461 H9700-004-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
$0 $9,250 N/A H9700-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5525-065-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5216-343-0
HumanaChoice Giveback H5216-017
☆☆☆☆☆
$0 $9,850 $700 H5216-017-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,850 $700 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
$67 $9,850 $700 H5216-211-0
HumanaChoice H5525-070
☆☆☆☆☆
$13 $9,850 $700 H5525-070-0
HealthTeam Advantage Eagle Plan
☆☆☆☆☆
$0 $8,500 N/A H9808-009-0
HealthTeam Advantage Plan I
☆☆☆☆☆
$0 $4,900 $595 H9808-004-0
HealthTeam Advantage Plan II
☆☆☆☆☆
$34 $4,700 $550 H9808-005-0
HealthTeam Advantage Vitality Plan
☆☆☆☆☆
$0 $5,200 $595 H9808-010-0
Humana Full Access
☆☆☆☆☆
$158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $9,850 N/A R0110-004-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,900 $500 H7849-113-3
Wellcare Assist Open
☆☆☆☆☆
$0 $6,500 $700 H1914-009-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,150 $700 H1914-007-0
Alignment Health AVA 001
☆☆☆☆☆
$20 $3,900 $0 H7074-001-0
What is the total number of PPO plans offered in Forsyth?

Forsyth County has 30 PPO plans for 2027, with 10,825 enrolled.

How much do PPO plans cost in Forsyth?

The typical PPO premium in Forsyth is $13.44, and 22 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
12
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
4,182
$0 Premium HMO Plans
12
Average MOOP
$5,675
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 1,870 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Forsyth County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Alignment Health Platinum 010
☆☆☆☆☆
$0 $4,300 $225 H5296-010-0
Alignment Health Smart 006
☆☆☆☆☆
$0 $3,400 $700 H5296-006-0
DEVOTED CORE 001 NC
☆☆☆☆☆
$0 $4,050 $650 H5299-001-0
DEVOTED GIVEBACK 002 NC
☆☆☆☆☆
$0 $7,950 $461 H5299-002-0
DEVOTED GIVEBACK EXTRAS 038 NC
☆☆☆☆☆
$0 $5,700 $700 H5299-038-0
HealthTeam Advantage Thrive Plan
☆☆☆☆☆
$0 $4,200 $495 H2624-005-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,850 $700 H3449-027-1
Aetna Medicare Prime
☆☆☆☆☆
$0 $5,200 $500 H3146-007-0
Aetna Medicare Value Plus
☆☆☆☆☆
$0 $5,500 $400 H3146-006-0
HealthSpring Courage
☆☆☆☆☆
$0 $6,750 N/A H9725-005-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,450 $400 H9725-009-3
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,750 $600 H9725-015-3
What is the average monthly premium for HMO plans?
HMO plans in Forsyth cost $0.00 per month on average.
Which HMO plan is most popular in Forsyth?
The most popular HMO plan in Forsyth is HealthSpring Preferred (HMO), with 1,870 enrollees.
How many HMO plans in Forsyth do not include drug coverage?
There are 1 HMO plans in Forsyth without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 13
  • Average Monthly Premium $6.38/mo
  • Total HMO-POS Enrollment 22,244
  • $0 Premium HMO-POS Plans 11
  • Average MOOP $6,854
  • Top HMO-POS by Enrollment Humana Gold Plus H1036-335 (HMO-POS) — 8,981 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Forsyth County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus Giveback H1036-318
☆☆☆☆☆
$0 $9,850 $700 H1036-318-0
Humana Gold Plus Giveback H1036-343
☆☆☆☆☆
$0 $9,850 $700 H1036-343-0
Humana Gold Plus H1036-137
☆☆☆☆☆
$0 $9,850 $450 H1036-137-0
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $4,100 $700 H1036-335-1
AARP Medicare Advantage from UHC NC-0021
☆☆☆☆☆
$42 $4,900 $595 H5253-037-0
AARP Medicare Advantage from UHC NC-0022
☆☆☆☆☆
$0 $5,900 $685 H5253-038-0
AARP Medicare Advantage from UHC NC-15
☆☆☆☆☆
$0 $4,450 $685 H5253-117-0
AARP Medicare Advantage Giveback from UHC NC-14
☆☆☆☆☆
$0 $9,500 $685 H5253-110-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $9,300 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$41 $4,900 $700 H3449-024-1
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $5,900 $700 H3449-023-1
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Wellcare Simple
☆☆☆☆☆
$0 $6,700 $700 H4073-001-0
What is the total number of HMO-POS plans in Forsyth?

There are 13 HMO-POS plans in 2027, covering 22,244 enrollees.

How much do HMO-POS plans cost in Forsyth?

The average HMO-POS premium in Forsyth is $6.38 per month, with 11 plans offering $0 premiums.

What is the leading HMO-POS plan in Forsyth?

Humana Gold Plus H1036-335 (HMO-POS) is the top HMO-POS in Forsyth, with 8,981 enrollees.

What is the number of HMO-POS plans without Part D coverage in Forsyth?

2 HMO-POS plans in Forsyth do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$43.00/mo
Total PFFS Enrollment
44
$0 Premium PFFS Plans
0
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-004 (PFFS) — 44 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Forsyth County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-004
☆☆☆☆☆
$43 $9,850 $700 H8145-004-0

What is the average monthly premium for PFFS plans?

PFFS plans in Forsyth cost $43.00 per month on average.

Which PFFS plan is most popular in Forsyth?

The most popular PFFS plan in Forsyth is Humana Gold Choice H8145-004 (PFFS), with 44 enrollees.

How many PFFS plans in Forsyth do not include drug coverage?

There are 0 PFFS plans in Forsyth without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Forsyth County, NC for 2027.

CMS Star Ratings for Medicare Advantage Plans in Forsyth County, NC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 38 69%
3 Stars 17 31%
Below 3 Stars 0 0%
Not Rated 1 2%
Average Rating 3.9

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Forsyth County, North Carolina, including communities such as Belews Creek, Clemmons, Lewisville, Pfafftown, Rural Hall, Tobaccoville, Walkertown, Winston Salem, Kernersville, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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