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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Guilford County

2026 Medicare Advantage Plans in Guilford County, NC

Last update: September 3, 2026.

Guilford County, NC has 60 Medicare Advantage plans available in 2026. These include 46 plans with no monthly premium, and roughly 70% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Guilford County, NC. Or explore all Medicare Options available in Guilford County, NC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $13.25/mo
$0 Premium Plans: 46
Average MOOP: $6,194 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 70% · 3 Stars: 30% · Below 3: 0%
Average Part D Deductible: $440.94
Total MA/MAPD Enrollment: 50,913
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Humana Gold Plus H1036-335 (HMO-POS) — 8,139 enrollees
2. HealthTeam Advantage Plan I (PPO) — 7,403 enrollees
3. Aetna Medicare Signature Extra (PPO) — 5,172 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 33
  • Average Monthly Premium $18.76/mo
  • Total PPO Enrollment 19,912
  • $0 Premium PPO Plans 24
  • Average MOOP $6,879
  • Top PPO by Enrollment HealthTeam Advantage Plan I (PPO) — 7,403 enrollees
  • PPO Plans Without Drug Coverage 9

Comparison table of 2026 PPO Medicare Advantage Plans available in Guilford County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $500 H5521-081-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $500 H5521-170-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $615 H5521-348-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$35 $6,300 $100 H3404-003-1
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
$53 $4,200 $520 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
$0 $6,200 $600 H2406-098-0
HealthTeam Advantage Eagle Plan
☆☆☆☆☆
$0 $4,500 N/A H9808-009-0
HealthTeam Advantage Plan I
☆☆☆☆☆
$0 $3,900 $250 H9808-004-0
HealthTeam Advantage Plan II
☆☆☆☆☆
$40 $3,700 $150 H9808-005-0
HealthTeam Advantage Vitality Plan
☆☆☆☆☆
$0 $4,200 $300 H9808-010-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-343-0
HumanaChoice Giveback H5216-017
☆☆☆☆☆
$0 $9,250 $450 H5216-017-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,250 $450 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
$54 $9,250 $615 H5216-211-0
HumanaChoice H5525-050
☆☆☆☆☆
$0 $9,250 $350 H5525-050-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice H5525-083
☆☆☆☆☆
$0 $9,250 $450 H5525-083-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
$31 $4,201 $480 H1914-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,300 $615 H1914-010-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H1914-007-0
HealthSpring True Choice
☆☆☆☆☆
$0 $4,900 $615 H7849-113-3
Alignment Health AVA
☆☆☆☆☆
$10 $3,900 $0 H7074-001-0
DEVOTED CHOICE 003 NC
☆☆☆☆☆
$0 $4,500 $370 H9700-003-0
DEVOTED CHOICE GIVEBACK 004 NC
☆☆☆☆☆
$0 $8,000 $605 H9700-004-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
$0 $9,250 N/A H9700-007-0
What is the most popular PPO plan in Guilford?

HealthTeam Advantage Plan I (PPO) is the top PPO in Guilford, with 7,403 enrollees.

What is the number of PPO plans without Part D coverage in Guilford?

There are 9 PPO plans in Guilford without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
16
Average Monthly Premium
$6.83/mo
Total HMO Enrollment
5,038
$0 Premium HMO Plans
13
Average MOOP
$5,206
Top HMO by Enrollment
DEVOTED GIVEBACK 002 NC (HMO) — 929 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Guilford County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Alignment Health Platinum
☆☆☆☆☆
$0 $3,900 $0 H5296-003-0
Alignment Health Platinum Select
☆☆☆☆☆
$0 $5,900 $225 H5296-010-0
Alignment Health smartHMO
☆☆☆☆☆
$0 $3,400 $615 H5296-006-0
DEVOTED CORE 001 NC
☆☆☆☆☆
$0 $3,600 $395 H5299-001-0
DEVOTED GIVEBACK 002 NC
☆☆☆☆☆
$0 $6,700 $605 H5299-002-0
Aetna Medicare Enhanced
☆☆☆☆☆
$63 $5,900 $615 H3146-039-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $5,200 $615 H3146-007-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $6,350 $615 H3146-021-0
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Choice
☆☆☆☆☆
$0 $4,200 $615 H3449-026-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-1
HealthSpring Courage
☆☆☆☆☆
$0 $6,750 N/A H9725-005-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,500 $295 H9725-009-3
HealthSpring Preferred Plus
☆☆☆☆☆
$14 $3,250 $200 H9725-017-3
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,700 $0 H9725-015-3
HealthSpring Preferred Select
☆☆☆☆☆
$0 $3,200 $295 H9725-014-0

What is the typical premium for HMO plans in Guilford?

HMO plans in Guilford cost $6.83 per month on average.

Which HMO plan do most beneficiaries choose in Guilford?

The most popular HMO plan in Guilford is DEVOTED GIVEBACK 002 NC (HMO), with 929 enrollees.

How many HMO options are offered without prescription drug coverage in Guilford?

There are 1 HMO plans in Guilford without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 11
  • Average Monthly Premium $6.09/mo
  • Total HMO-POS Enrollment 25,963
  • $0 Premium HMO-POS Plans 9
  • Average MOOP $5,577
  • Top HMO-POS by Enrollment Humana Gold Plus H1036-335 (HMO-POS) — 8,139 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Guilford County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus Giveback H1036-318
☆☆☆☆☆
$0 $9,250 $450 H1036-318-0
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,950 $250 H1036-335-2
AARP Medicare Advantage from UHC NC-0015
☆☆☆☆☆
$0 $4,200 $440 H5253-117-0
AARP Medicare Advantage from UHC NC-0021
☆☆☆☆☆
$37 $4,200 $355 H5253-037-0
AARP Medicare Advantage from UHC NC-0022
☆☆☆☆☆
$0 $5,400 $440 H5253-038-0
AARP Medicare Advantage Giveback from UHC NC-14
☆☆☆☆☆
$0 $9,250 $600 H5253-110-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$30 $4,200 $100 H3449-024-1
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $4,900 $615 H3449-023-1
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H4073-001-0
What is the total number of HMO-POS plans in Guilford?

In 2026, Guilford has 11 HMO-POS plans with 25,963 enrollees.

How much do HMO-POS plans cost in Guilford?

The typical HMO-POS premium in Guilford is $6.09, and 9 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Guilford County, NC for 2026.

CMS Star Ratings for Medicare Advantage Plans in Guilford County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 5 9%
4 Stars (includes 5 Stars) 39 70%
3 Stars 17 30%
Below 3 Stars 0 0%
Not Rated 4 7%
Average Rating 4.01

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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