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2027 Medicare Advantage Plans in Guilford County, NC

Last update: .

For 2027, Guilford County, NC includes 57 Medicare Advantage plans. Enrollment across these plans totals approximately 49,858, with 46 $0 premium options and 66% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Guilford County, NC are summarized separately. Visit Medicare Options in Guilford County, NC to see more options.

At a Glance

  • Average Monthly Premium: $9.39/mo
  • $0 Premium Plans: 46
  • Average MOOP: $7,054 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 66% · 3 Stars: 34% · Below 3: 0%
  • Average Part D Deductible: $588.04
  • Total MA/MAPD Enrollment: 49,858
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Humana Gold Plus H1036-335 (HMO-POS) — 8,067 enrollees
    2. HealthTeam Advantage Plan I (PPO) — 7,403 enrollees
    3. Aetna Medicare Signature Extra (PPO) — 5,175 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
30
Average Monthly Premium
$13.44/mo
Total PPO Enrollment
19,779
$0 Premium PPO Plans
22
Average MOOP
$7,775
Top PPO by Enrollment
HealthTeam Advantage Plan I (PPO) — 7,403 enrollees
PPO Plans Without Drug Coverage
9

2027 PPO Medicare Advantage plans in Guilford County, North Carolina (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Blue Medicare Freedom+
☆☆☆☆☆
 $0 $9,850 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
 $45 $6,900 $700 H3404-003-1
HumanaChoice H7617-122
☆☆☆☆☆
 $13 $9,850 $700 H7617-122-0
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
 $53 $4,450 $595 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
 $0 $7,150 $685 H2406-098-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $7,150 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,900 $500 H5521-081-0
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $5,900 $500 H5521-170-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
 $0 $7,500 $700 H5521-348-0
DEVOTED CHOICE 003 NC
☆☆☆☆☆
 $0 $4,850 $650 H9700-003-0
DEVOTED CHOICE GIVEBACK 004 NC
☆☆☆☆☆
 $0 $9,250 $461 H9700-004-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
 $0 $9,250 N/A H9700-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5525-065-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5216-343-0
HumanaChoice Giveback H5216-017
☆☆☆☆☆
 $0 $9,850 $700 H5216-017-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
 $0 $9,850 $700 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
 $67 $9,850 $700 H5216-211-0
HumanaChoice H5525-070
☆☆☆☆☆
 $13 $9,850 $700 H5525-070-0
HealthTeam Advantage Eagle Plan
☆☆☆☆☆
 $0 $8,500 N/A H9808-009-0
HealthTeam Advantage Plan I
☆☆☆☆☆
 $0 $4,900 $595 H9808-004-0
HealthTeam Advantage Plan II
☆☆☆☆☆
 $34 $4,700 $550 H9808-005-0
HealthTeam Advantage Vitality Plan
☆☆☆☆☆
 $0 $5,200 $595 H9808-010-0
Humana Full Access
☆☆☆☆☆
 $158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
 $0 $9,850 N/A R0110-004-0
HealthSpring True Choice
☆☆☆☆☆
 $0 $6,900 $500 H7849-113-3
Wellcare Assist Open
☆☆☆☆☆
 $0 $6,500 $700 H1914-009-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
 $0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,150 $700 H1914-007-0
Alignment Health AVA 001
☆☆☆☆☆
 $20 $3,900 $0 H7074-001-0

What is the average monthly premium for PPO plans in Guilford?

PPO plans in Guilford cost $13.44 per month on average.

Which PPO plan has the highest enrollment in Guilford?

The most popular PPO plan in Guilford is HealthTeam Advantage Plan I (PPO), with 7,403 enrollees.

How many PPO plans in Guilford do not include prescription drug coverage?

9 PPO plans in Guilford do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 14
  • Average Monthly Premium $3.50/mo
  • Total HMO Enrollment 4,178
  • $0 Premium HMO Plans 13
  • Average MOOP $5,707
  • Top HMO by Enrollment DEVOTED GIVEBACK 002 NC (HMO) — 977 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Guilford County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Alignment Health Platinum 010
☆☆☆☆☆
 $0 $4,300 $225 H5296-010-0
Alignment Health Smart 006
☆☆☆☆☆
 $0 $3,400 $700 H5296-006-0
DEVOTED CORE 001 NC
☆☆☆☆☆
 $0 $4,050 $650 H5299-001-0
DEVOTED GIVEBACK 002 NC
☆☆☆☆☆
 $0 $7,950 $461 H5299-002-0
DEVOTED GIVEBACK EXTRAS 038 NC
☆☆☆☆☆
 $0 $5,700 $700 H5299-038-0
HealthTeam Advantage Thrive Plan
☆☆☆☆☆
 $0 $4,200 $495 H2624-005-0
Blue Medicare Essential
☆☆☆☆☆
 $0 $9,850 $700 H3449-027-1
Aetna Medicare Enhanced
☆☆☆☆☆
 $49 $5,900 $300 H3146-039-0
Aetna Medicare Prime
☆☆☆☆☆
 $0 $5,200 $500 H3146-007-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,900 $400 H3146-048-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $0 $5,500 $400 H3146-006-0
HealthSpring Courage
☆☆☆☆☆
 $0 $6,750 N/A H9725-005-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $4,450 $400 H9725-009-3
HealthSpring Preferred Savings
☆☆☆☆☆
 $0 $6,750 $600 H9725-015-3
What is the top HMO by enrollment in Guilford?

DEVOTED GIVEBACK 002 NC (HMO) is the top HMO in Guilford, with 977 enrollees.

What is the number of HMO plans without Part D coverage in Guilford?

1 HMO plans in Guilford do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
13
Average Monthly Premium
$6.38/mo
Total HMO-POS Enrollment
25,901
$0 Premium HMO-POS Plans
11
Average MOOP
$6,842
Top HMO-POS by Enrollment
Humana Gold Plus H1036-335 (HMO-POS) — 8,067 enrollees
HMO-POS Plans Without Drug Coverage
2

2027 HMO-POS Medicare Advantage plans in Guilford County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus Giveback H1036-318
☆☆☆☆☆
 $0 $9,850 $700 H1036-318-0
Humana Gold Plus Giveback H1036-343
☆☆☆☆☆
 $0 $9,850 $700 H1036-343-0
Humana Gold Plus H1036-137
☆☆☆☆☆
 $0 $9,850 $450 H1036-137-0
Humana Gold Plus H1036-335
☆☆☆☆☆
 $0 $3,950 $700 H1036-335-2
AARP Medicare Advantage from UHC NC-0021
☆☆☆☆☆
 $42 $4,900 $595 H5253-037-0
AARP Medicare Advantage from UHC NC-0022
☆☆☆☆☆
 $0 $5,900 $685 H5253-038-0
AARP Medicare Advantage from UHC NC-15
☆☆☆☆☆
 $0 $4,450 $685 H5253-117-0
AARP Medicare Advantage Giveback from UHC NC-14
☆☆☆☆☆
 $0 $9,500 $685 H5253-110-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
 $0 $9,300 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
 $41 $4,900 $700 H3449-024-1
Blue Medicare Essential Plus
☆☆☆☆☆
 $0 $5,900 $700 H3449-023-1
Blue Medicare Medical Only
☆☆☆☆☆
 $0 $3,900 N/A H3449-012-0
Wellcare Simple
☆☆☆☆☆
 $0 $6,700 $700 H4073-001-0

What is the typical premium for HMO-POS plans in Guilford?

HMO-POS plans in Guilford cost $6.38 per month on average.

Which HMO-POS plan has the most members in Guilford?

The most popular HMO-POS plan in Guilford is Humana Gold Plus H1036-335 (HMO-POS), with 8,067 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Guilford?

There are 2 HMO-POS plans in Guilford without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Guilford County, NC (2027) are summarized below.

Medicare Advantage Plan Ratings in Guilford County, NC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 37 66%
3 Stars 19 34%
Below 3 Stars 0 0%
Not Rated 1 2%
Average Rating 3.88

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Compare Original Medicare & Medicare Advantage 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .