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2027 Medicare Advantage Plans in Harnett County, NC

Last update: .

For 2027, Harnett County, NC includes 35 Medicare Advantage plans. Enrollment across these plans totals approximately 7,759, with 26 $0 premium options and 71% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $13.55/mo
  • $0 Premium Plans: 26
  • Average MOOP: $7,701 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 71% · 3 Stars: 29% · Below 3: 0%
  • Average Part D Deductible: $610.56
  • Total MA/MAPD Enrollment: 7,759
  • Plans with the Highest Enrollment
    (as of November 10, 2026)
    1. Blue Medicare Essential Plus (HMO-POS) — 1,536 enrollees
    2. Humana Gold Plus H1036-335 (HMO-POS) — 906 enrollees
    3. AARP Medicare Advantage from UHC NC-15 (HMO-POS) — 672 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Harnett County, NC are summarized separately. Visit Medicare Options in Harnett County, NC to see more options. For a broader perspective, explore North Carolina Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
18
Average Monthly Premium
$19.91/mo
Total PPO Enrollment
2,874
$0 Premium PPO Plans
11
Average MOOP
$8,344
Top PPO by Enrollment
Aetna Medicare Signature Giveback (PPO) — 610 enrollees
PPO Plans Without Drug Coverage
6

2027 PPO Medicare Advantage plans in Harnett County, North Carolina (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Blue Medicare Freedom+
☆☆☆☆☆
 $0 $9,850 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
 $45 $6,900 $700 H3404-003-1
HumanaChoice H7617-122
☆☆☆☆☆
 $13 $9,850 $700 H7617-122-0
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
 $53 $4,450 $595 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
 $0 $7,150 $685 H2406-098-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $7,150 N/A H5521-241-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $24 $5,900 $500 H5521-169-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
 $0 $7,500 $700 H5521-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5525-065-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
 $0 $9,850 $700 H5525-035-0
HumanaChoice H5525-049
☆☆☆☆☆
 $52 $9,850 $450 H5525-049-0
HumanaChoice H5525-070
☆☆☆☆☆
 $13 $9,850 $700 H5525-070-0
Humana Full Access
☆☆☆☆☆
 $158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
 $0 $9,850 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
 $0 $6,500 $700 H1914-009-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
 $0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,150 $700 H1914-007-0

What is the average monthly premium for PPO plans in Harnett?

PPO plans in Harnett cost $19.91 per month on average.

Which PPO plan has the highest enrollment in Harnett?

The most popular PPO plan in Harnett is Aetna Medicare Signature Giveback (PPO), with 610 enrollees.

How many PPO plans in Harnett do not include prescription drug coverage?

6 PPO plans in Harnett do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 4
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 341
  • $0 Premium HMO Plans 4
  • Average MOOP $6,550
  • Top HMO by Enrollment Aetna Medicare Value Plus (HMO) — 181 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Harnett County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Blue Medicare Essential
☆☆☆☆☆
 $0 $9,850 $700 H3449-027-2
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,900 $400 H3146-049-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $0 $5,500 $400 H3146-006-0
Troy Medicare
☆☆☆☆☆
 $0 $4,950 $0 H4676-001-0
What is the top HMO by enrollment in Harnett?

Aetna Medicare Value Plus (HMO) is the top HMO in Harnett, with 181 enrollees.

What is the number of HMO plans without Part D coverage in Harnett?

0 HMO plans in Harnett do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
13
Average Monthly Premium
$8.92/mo
Total HMO-POS Enrollment
4,544
$0 Premium HMO-POS Plans
11
Average MOOP
$7,165
Top HMO-POS by Enrollment
Blue Medicare Essential Plus (HMO-POS) — 1,536 enrollees
HMO-POS Plans Without Drug Coverage
2

2027 HMO-POS Medicare Advantage plans in Harnett County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus Giveback H1036-318
☆☆☆☆☆
 $0 $9,850 $700 H1036-318-0
Humana Gold Plus Giveback H1036-343
☆☆☆☆☆
 $0 $9,850 $700 H1036-343-0
Humana Gold Plus H1036-137
☆☆☆☆☆
 $0 $9,850 $450 H1036-137-0
Humana Gold Plus H1036-335
☆☆☆☆☆
 $0 $3,950 $700 H1036-335-2
AARP Medicare Advantage from UHC NC-0011
☆☆☆☆☆
 $0 $7,150 $685 H5253-103-0
AARP Medicare Advantage from UHC NC-0012
☆☆☆☆☆
 $66 $6,400 $685 H5253-104-0
AARP Medicare Advantage from UHC NC-15
☆☆☆☆☆
 $0 $4,450 $685 H5253-117-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
 $0 $9,300 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
 $50 $4,900 $700 H3449-024-2
Blue Medicare Essential Plus
☆☆☆☆☆
 $0 $7,000 $700 H3449-023-2
Blue Medicare Medical Only
☆☆☆☆☆
 $0 $3,900 N/A H3449-012-0
Humana Gold Plus H6622-060
☆☆☆☆☆
 $0 $9,850 $450 H6622-060-0
Wellcare Simple
☆☆☆☆☆
 $0 $6,700 $700 H4073-001-0

What is the typical premium for HMO-POS plans in Harnett?

HMO-POS plans in Harnett cost $8.92 per month on average.

Which HMO-POS plan has the most members in Harnett?

The most popular HMO-POS plan in Harnett is Blue Medicare Essential Plus (HMO-POS), with 1,536 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Harnett?

There are 2 HMO-POS plans in Harnett without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Harnett County, NC (2027) are summarized below.

Medicare Advantage Plan Ratings in Harnett County, NC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 25 71%
3 Stars 10 29%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.9

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Harnett County, North Carolina, including communities such as Angier, Coats, Lillington, Bunnlevel, Cameron, Dunn, Erwin, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .