- Entity
- county:north-carolina-henderson-37089
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/north-carolina/henderson/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 48
- PPO Plans
- 25
- HMO Plans
- 10
- HMO-POS Plans
- 12
- PFFS Plans
- 1
- Average Monthly Premium
- 14.71
- Average MOOP
- 6657.31
- Average Part D Deductible
- 424.32
- $0 Premium Plans
- 35
- Plans Without Part D Coverage
- 11
- Average CMS Star Rating
- 3.9
- $0 Premium Plan Share
- 72.92
- 5-Star Plan Share
- 7
- 4+ Star Plan Share
- 55
- 3-Star Plan Share
- 45
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 8
- PPO Average Monthly Premium
- 21.76
- PPO Average MOOP
- 7450.04
- PPO Enrollment
- 3216
- PPO $0 Premium Plans
- 18
- PPO Plans Without Part D Coverage
- 8
- HMO Average Monthly Premium
- 4.32
- HMO Average MOOP
- 5175
- HMO Enrollment
- 552
- HMO $0 Premium Plans
- 8
- HMO Plans Without Part D Coverage
- 1
- HMO-POS Average Monthly Premium
- 9.32
- HMO-POS Average MOOP
- 6166.67
- HMO-POS Enrollment
- 7698
- HMO-POS $0 Premium Plans
- 9
- HMO-POS Plans Without Part D Coverage
- 2
- PFFS Average Monthly Premium
- 7
- PFFS Average MOOP
- 7550
- PFFS Enrollment
- 63
- PFFS $0 Premium Plans
- 0
- PFFS Plans Without Part D Coverage
- 0
- Entity
- county:north-carolina-henderson-37089
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/north-carolina/henderson/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-north-carolina-henderson-37089-landscape-stats
- Plans Indexed
- 48
- Standard Medicare Advantage Plans
-
-
Alignment Health Platinum
H5296-003-0 -
Alignment Health Platinum Select
H5296-010-0 -
Alignment Health smartHMO
H5296-006-0 -
AARP Medicare Advantage Access from UHC NC-23
H2001-084-0 -
Aetna Medicare Eagle Giveback
H5521-241-0 -
Aetna Medicare Signature
H5521-236-0 -
Aetna Medicare Signature Giveback
H5521-348-0 -
Blue Medicare Freedom+
H3404-004-0 -
Blue Medicare PPO Enhanced
H3404-003-2 -
Humana Gold Plus H1036-335
H1036-335-2 -
AARP Medicare Advantage from UHC NC-0021
H5253-037-0 -
AARP Medicare Advantage from UHC NC-0022
H5253-038-0 -
AARP Medicare Advantage from UHC NC-24
H5253-185-0 -
AARP Medicare Advantage Giveback from UHC NC-13
H5253-105-0 -
AARP Medicare Advantage Patriot No Rx NC-MA02
H5253-040-0 -
Aetna Medicare Value Plus
H3146-006-0 -
Blue Medicare Enhanced
H3449-024-2 -
Blue Medicare Essential
H3449-027-2 -
Blue Medicare Essential Plus
H3449-023-5 -
Blue Medicare Medical Only
H3449-012-0 -
HealthSpring Courage
H9725-005-0 -
HealthSpring Preferred
H9725-009-2 -
HealthSpring Preferred Plus
H9725-017-2 -
HealthSpring Preferred Savings
H9725-015-2 -
Humana Full Access R0110-005
R0110-005-0 -
Humana Gold Choice H8145-004
H8145-004-0 -
Humana Gold Plus H6622-025
H6622-025-0 -
Humana Gold Plus H6622-026
H6622-026-0 -
Humana USAA Honor Giveback
R0110-006-0 -
Humana USAA Honor Giveback
H5525-065-0 -
Humana USAA Honor Giveback
H5216-343-0 -
HumanaChoice Giveback H5525-035
H5525-035-0 -
HumanaChoice H5216-211
H5216-211-0 -
HumanaChoice H5525-050
H5525-050-0 -
HumanaChoice H5525-070
H5525-070-0 -
HumanaChoice H5525-083
H5525-083-0 -
HumanaChoice R0110-004
R0110-004-0 -
Wellcare Assist Open
H1914-009-0 -
Wellcare Giveback Open
H1914-010-0 -
Wellcare Patriot Giveback Open
H1914-011-0 -
Wellcare Simple
H4073-001-0 -
Wellcare Simple Open
H1914-007-0 -
HealthSpring True Choice
H7849-113-2 -
Troy Medicare
H4676-001-0 -
Alignment Health AVA
H7074-001-0 -
DEVOTED CHOICE 005 NC
H9700-005-0 -
DEVOTED CHOICE GIVEBACK 006 NC
H9700-006-0 -
DEVOTED CHOICE MA ONLY 007 NC
H9700-007-0
-
Alignment Health Platinum
- Total Standard Medicare Advantage Enrollment
- 11529
2026 Medicare Advantage Plans in Henderson County, NC
Last update: .
In Henderson County, NC, there are 48 Medicare Advantage plans available for 2026. Of these, 35 offer a $0 monthly premium, and about 55% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Henderson County, NC. Or explore all Medicare Options available in Henderson County, NC.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
What is the total number of PPO plans offered in Henderson?
Henderson County has 25 PPO plans for 2026, with 3,216 enrolled.
How much do PPO plans cost in Henderson?
The typical PPO premium in Henderson is $21.76, and 18 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 10
- Average Monthly Premium
- $4.32/mo
- Total HMO Enrollment
- 552
- $0 Premium HMO Plans
- 8
- Average MOOP
- $5,175
- Top HMO by Enrollment
- Aetna Medicare Value Plus (HMO) — 152 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Alignment Health Platinum | $0 | $3,900 | $0 | H5296-003-0 | |
| Alignment Health Platinum Select | $0 | $5,900 | $225 | H5296-010-0 | |
| Alignment Health smartHMO | $0 | $3,400 | $615 | H5296-006-0 | |
| Aetna Medicare Value Plus | $32 | $5,500 | $615 | H3146-006-0 | |
| Blue Medicare Essential | $0 | $9,250 | $615 | H3449-027-2 | |
| HealthSpring Courage | $0 | $6,750 | N/A | H9725-005-0 | |
| HealthSpring Preferred | $0 | $3,500 | $295 | H9725-009-2 | |
| HealthSpring Preferred Plus | $11 | $3,200 | $200 | H9725-017-2 | |
| HealthSpring Preferred Savings | $0 | $6,400 | $0 | H9725-015-2 | |
| Troy Medicare | $0 | $3,950 | $0 | H4676-001-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Henderson cost $4.32 per month on average.
- Which HMO plan is most popular in Henderson?
- The most popular HMO plan in Henderson is Aetna Medicare Value Plus (HMO), with 152 enrollees.
- How many HMO plans in Henderson do not include drug coverage?
- There are 1 HMO plans in Henderson without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 12
- Average Monthly Premium $9.32/mo
- Total HMO-POS Enrollment 7,698
- $0 Premium HMO-POS Plans 9
- Average MOOP $6,167
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NC-0021 (HMO-POS) — 1,608 enrollees
- HMO-POS Plans Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H1036-335 | $0 | $3,950 | $250 | H1036-335-2 | |
| AARP Medicare Advantage from UHC NC-0021 | $37 | $4,200 | $355 | H5253-037-0 | |
| AARP Medicare Advantage from UHC NC-0022 | $0 | $5,400 | $440 | H5253-038-0 | |
| AARP Medicare Advantage from UHC NC-24 | $0 | $5,400 | $520 | H5253-185-0 | |
| AARP Medicare Advantage Giveback from UHC NC-13 | $0 | $8,900 | $600 | H5253-105-0 | |
| AARP Medicare Advantage Patriot No Rx NC-MA02 | $0 | $7,900 | N/A | H5253-040-0 | |
| Blue Medicare Enhanced | $40 | $4,200 | $100 | H3449-024-2 | |
| Blue Medicare Essential Plus | $0 | $7,450 | $615 | H3449-023-5 | |
| Blue Medicare Medical Only | $0 | $3,900 | N/A | H3449-012-0 | |
| Humana Gold Plus H6622-025 | $0 | $9,250 | $350 | H6622-025-0 | |
| Humana Gold Plus H6622-026 | $35 | $9,250 | $350 | H6622-026-0 | |
| Wellcare Simple | $0 | $4,200 | $615 | H4073-001-0 |
What is the total number of HMO-POS plans in Henderson?
There are 12 HMO-POS plans in 2026, covering 7,698 enrollees.
How much do HMO-POS plans cost in Henderson?
The average HMO-POS premium in Henderson is $9.32 per month, with 9 plans offering $0 premiums.
What is the leading HMO-POS plan in Henderson?
AARP Medicare Advantage from UHC NC-0021 (HMO-POS) is the top HMO-POS in Henderson, with 1,608 enrollees.
What is the number of HMO-POS plans without Part D coverage in Henderson?
2 HMO-POS plans in Henderson do not include prescription drug coverage.
Medicare Advantage PFFS Plans
PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.
- Total PFFS Plans
- 1
- Average Monthly Premium
- $7.00/mo
- Total PFFS Enrollment
- 63
- $0 Premium PFFS Plans
- 0
- Average MOOP
- $7,550
- Top PFFS by Enrollment
- Humana Gold Choice H8145-004 (PFFS) — 63 enrollees
- PFFS Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-004 | $7 | $7,550 | $615 | H8145-004-0 |
What is the average monthly premium for PFFS plans?
PFFS plans in Henderson cost $7.00 per month on average.
Which PFFS plan is most popular in Henderson?
The most popular PFFS plan in Henderson is Humana Gold Choice H8145-004 (PFFS), with 63 enrollees.
How many PFFS plans in Henderson do not include drug coverage?
There are 0 PFFS plans in Henderson without prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Henderson County, NC for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 3 | 7% |
| 4 Stars (includes 5 Stars) | 24 | 55% |
| 3 Stars | 20 | 45% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 4 | 8% |
| Average Rating | 3.9 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.