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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Iredell County

2026 Medicare Advantage Plans in Iredell County, NC

Last update: September 1, 2026.

In Iredell County, NC, there are 51 Medicare Advantage plans available for 2026. Of these, 40 offer a $0 monthly premium, and about 63% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Iredell County, NC. Or explore all Medicare Options available in Iredell County, NC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$13.36/mo
Plans with $0 Premium
40
Average MOOP Limit
$6,673 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 63% · 3 Stars: 38% · Below 3: 0%
Average Part D Deductible
$454.87
Total MA/MAPD Enrollment
17,560
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Humana Gold Plus H1036-335 (HMO-POS) — 2,853 enrollees
2. AARP Medicare Advantage from UHC NC-0015 (HMO-POS) — 2,313 enrollees
3. AARP Medicare Advantage from UHC NC-0021 (HMO-POS) — 1,544 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 30
  • Average Monthly Premium $18.97/mo
  • Total PPO Enrollment 3,943
  • $0 Premium PPO Plans 23
  • Average MOOP $7,240
  • Top PPO by Enrollment Aetna Medicare Signature Extra (PPO) — 1,104 enrollees
  • PPO Plans Without Drug Coverage 9

Comparison table of 2026 PPO Medicare Advantage Plans available in Iredell County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $500 H5521-081-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $500 H5521-170-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $615 H5521-348-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$35 $6,300 $100 H3404-003-1
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
$53 $4,200 $520 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
$0 $6,200 $600 H2406-098-0
HealthTeam Advantage Eagle Plan
☆☆☆☆☆
$0 $4,500 N/A H9808-009-0
HealthTeam Advantage Vitality Plan
☆☆☆☆☆
$0 $4,200 $300 H9808-010-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-343-0
HumanaChoice Giveback H5216-017
☆☆☆☆☆
$0 $9,250 $450 H5216-017-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,250 $450 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
$54 $9,250 $615 H5216-211-0
HumanaChoice H5525-050
☆☆☆☆☆
$0 $9,250 $350 H5525-050-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice H5525-083
☆☆☆☆☆
$0 $9,250 $450 H5525-083-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
$31 $4,201 $480 H1914-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,300 $615 H1914-010-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H1914-007-0
HealthSpring True Choice
☆☆☆☆☆
$0 $5,700 $615 H7849-113-1
DEVOTED CHOICE 001 NC
☆☆☆☆☆
$0 $5,400 $370 H9700-001-0
DEVOTED CHOICE GIVEBACK 002 NC
☆☆☆☆☆
$0 $8,000 $605 H9700-002-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
$0 $9,250 N/A H9700-007-0
What is the total number of PPO plans offered in Iredell?

There are 30 PPO plans in 2026, covering 3,943 beneficiaries.

How much do PPO plans cost in Iredell?

The average PPO premium in Iredell is $18.97 per month, with 23 plans offering $0 premiums.

What is the most popular PPO plan in Iredell?

Aetna Medicare Signature Extra (PPO) is the top PPO in Iredell, with 1,104 enrollees.

What is the number of PPO plans without Part D coverage in Iredell?

There are 9 PPO plans in Iredell without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
9
Average Monthly Premium
$5.02/mo
Total HMO Enrollment
2,786
$0 Premium HMO Plans
7
Average MOOP
$5,833
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 1,239 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Iredell County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED GIVEBACK 012 NC
☆☆☆☆☆
$0 $8,900 $605 H5299-012-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $615 H3146-001-0
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-1
HealthSpring Courage
☆☆☆☆☆
$0 $6,750 N/A H9725-005-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,450 $295 H9725-009-1
HealthSpring Preferred Plus
☆☆☆☆☆
$13 $3,200 $200 H9725-017-1
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,000 $0 H9725-015-1
Troy Medicare
☆☆☆☆☆
$0 $3,950 $0 H4676-001-0

What is the average monthly premium for HMO plans?

HMO plans in Iredell cost $5.02 per month on average.

Which HMO plan is most popular in Iredell?

The most popular HMO plan in Iredell is HealthSpring Preferred (HMO), with 1,239 enrollees.

How many HMO plans in Iredell do not include drug coverage?

There are 1 HMO plans in Iredell without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
12
Average Monthly Premium
$5.58/mo
Total HMO-POS Enrollment
10,831
$0 Premium HMO-POS Plans
10
Average MOOP
$5,883
Top HMO-POS by Enrollment
Humana Gold Plus H1036-335 (HMO-POS) — 2,853 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Iredell County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus Giveback H1036-318
☆☆☆☆☆
$0 $9,250 $450 H1036-318-0
Humana Gold Plus H1036-137
☆☆☆☆☆
$0 $9,250 $350 H1036-137-0
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,950 $250 H1036-335-2
AARP Medicare Advantage from UHC NC-0015
☆☆☆☆☆
$0 $4,200 $440 H5253-117-0
AARP Medicare Advantage from UHC NC-0021
☆☆☆☆☆
$37 $4,200 $355 H5253-037-0
AARP Medicare Advantage from UHC NC-0022
☆☆☆☆☆
$0 $5,400 $440 H5253-038-0
AARP Medicare Advantage Giveback from UHC NC-14
☆☆☆☆☆
$0 $9,250 $600 H5253-110-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$30 $4,200 $100 H3449-024-1
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $4,900 $615 H3449-023-1
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H4073-001-0
What is the leading HMO-POS plan in Iredell?

Humana Gold Plus H1036-335 (HMO-POS) is the top HMO-POS in Iredell, with 2,853 enrollees.

What is the number of HMO-POS plans without Part D coverage in Iredell?

2 HMO-POS plans in Iredell do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Iredell County, NC for 2026.

CMS Star Ratings for Medicare Advantage Plans in Iredell County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 1 2%
4 Stars (includes 5 Stars) 30 63%
3 Stars 18 38%
Below 3 Stars 0 0%
Not Rated 3 6%
Average Rating 3.92

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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