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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Jackson County

2026 Medicare Advantage Plans in Jackson County, NC

Last update: May 3, 2026. Enrollment data updated: May 2, 2026

Jackson County, NC has 36 Medicare Advantage plans available in 2026. These include 27 plans with no monthly premium, and roughly 48% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Jackson County, NC. Or explore all Medicare Options available in Jackson County, NC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $17.67/mo
$0 Premium Plans: 27
Average MOOP: $7,157 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 48% · 3 Stars: 52% · Below 3: 0%
Average Part D Deductible: $494.23
Total MA/MAPD Enrollment: 2,174
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Humana Gold Plus H1036-335 (HMO-POS) — 521 enrollees
2. Aetna Medicare Signature (PPO) — 231 enrollees
3. Blue Medicare Essential Plus (HMO-POS) — 180 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 22
  • Average Monthly Premium $21.86/mo
  • Total PPO Enrollment 838
  • $0 Premium PPO Plans 17
  • Average MOOP $7,805
  • Top PPO by Enrollment Aetna Medicare Signature (PPO) — 231 enrollees
  • PPO Plans Without Drug Coverage 8

Comparison table of 2026 PPO Medicare Advantage Plans available in Jackson County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-236-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $615 H5521-348-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-343-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,250 $450 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
$54 $9,250 $615 H5216-211-0
HumanaChoice H5525-050
☆☆☆☆☆
$0 $9,250 $350 H5525-050-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice H5525-083
☆☆☆☆☆
$0 $9,250 $450 H5525-083-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
$31 $4,201 $480 H1914-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,300 $615 H1914-010-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H1914-007-0
DEVOTED CHOICE 005 NC
☆☆☆☆☆
$0 $5,300 $370 H9700-005-0
DEVOTED CHOICE GIVEBACK 006 NC
☆☆☆☆☆
$0 $8,000 $605 H9700-006-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
$0 $9,250 N/A H9700-007-0
What is the most popular PPO plan in Jackson?

Aetna Medicare Signature (PPO) is the top PPO in Jackson, with 231 enrollees.

What is the number of PPO plans without Part D coverage in Jackson?

There are 8 PPO plans in Jackson without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$10.73/mo
Total HMO Enrollment
49
$0 Premium HMO Plans
2
Average MOOP
$6,233
Top HMO by Enrollment
Aetna Medicare Value Plus (HMO) — 49 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Jackson County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-2
Troy Medicare
☆☆☆☆☆
$0 $3,950 $0 H4676-001-0

What is the typical premium for HMO plans in Jackson?

HMO plans in Jackson cost $10.73 per month on average.

Which HMO plan do most beneficiaries choose in Jackson?

The most popular HMO plan in Jackson is Aetna Medicare Value Plus (HMO), with 49 enrollees.

How many HMO options are offered without prescription drug coverage in Jackson?

There are 0 HMO plans in Jackson without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 11
  • Average Monthly Premium $11.16/mo
  • Total HMO-POS Enrollment 1,287
  • $0 Premium HMO-POS Plans 8
  • Average MOOP $6,114
  • Top HMO-POS by Enrollment Humana Gold Plus H1036-335 (HMO-POS) — 521 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Jackson County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,950 $250 H1036-335-2
AARP Medicare Advantage from UHC NC-0008
☆☆☆☆☆
$0 $6,700 $520 H5253-079-0
AARP Medicare Advantage from UHC NC-0009
☆☆☆☆☆
$48 $5,400 $440 H5253-080-0
AARP Medicare Advantage from UHC NC-24
☆☆☆☆☆
$0 $5,400 $520 H5253-185-0
AARP Medicare Advantage Giveback from UHC NC-13
☆☆☆☆☆
$0 $8,900 $600 H5253-105-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$40 $4,200 $100 H3449-024-2
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $7,450 $615 H3449-023-5
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Humana Gold Plus H6622-026
☆☆☆☆☆
$35 $9,250 $350 H6622-026-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H4073-001-0
What is the total number of HMO-POS plans in Jackson?

In 2026, Jackson has 11 HMO-POS plans with 1,287 enrollees.

How much do HMO-POS plans cost in Jackson?

The typical HMO-POS premium in Jackson is $11.16, and 8 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Jackson County, NC for 2026.

CMS Star Ratings for Medicare Advantage Plans in Jackson County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 16 48%
3 Stars 17 52%
Below 3 Stars 0 0%
Not Rated 3 8%
Average Rating 3.82

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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