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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Jackson County

2026 Medicare Advantage Plans in Jackson County, NC

Last update: September 2, 2026.

For 2026, Jackson County, NC includes 36 Medicare Advantage plans. Enrollment across these plans totals approximately 2,171, with 27 $0 premium options and 48% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Jackson County, NC are summarized separately. Visit Medicare Options in Jackson County, NC to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $17.67/mo
  • $0 Premium Plans: 27
  • Average MOOP: $7,157 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 48% · 3 Stars: 52% · Below 3: 0%
  • Average Part D Deductible: $494.23
  • Total MA/MAPD Enrollment: 2,171
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Humana Gold Plus H1036-335 (HMO-POS) — 522 enrollees
    2. Aetna Medicare Signature (PPO) — 222 enrollees
    3. Blue Medicare Essential Plus (HMO-POS) — 181 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
22
Average Monthly Premium
$21.86/mo
Total PPO Enrollment
839
$0 Premium PPO Plans
17
Average MOOP
$7,805
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 222 enrollees
PPO Plans Without Drug Coverage
8

2026 PPO Medicare Advantage plans in Jackson County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-236-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $615 H5521-348-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-343-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,250 $450 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
$54 $9,250 $615 H5216-211-0
HumanaChoice H5525-050
☆☆☆☆☆
$0 $9,250 $350 H5525-050-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice H5525-083
☆☆☆☆☆
$0 $9,250 $450 H5525-083-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
$31 $4,201 $480 H1914-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,300 $615 H1914-010-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H1914-007-0
DEVOTED CHOICE 005 NC
☆☆☆☆☆
$0 $5,300 $370 H9700-005-0
DEVOTED CHOICE GIVEBACK 006 NC
☆☆☆☆☆
$0 $8,000 $605 H9700-006-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
$0 $9,250 N/A H9700-007-0
What is the average monthly premium for PPO plans in Jackson?
PPO plans in Jackson cost $21.86 per month on average.
Which PPO plan has the highest enrollment in Jackson?
The most popular PPO plan in Jackson is Aetna Medicare Signature (PPO), with 222 enrollees.
How many PPO plans in Jackson do not include prescription drug coverage?
8 PPO plans in Jackson do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
3
Average Monthly Premium
$10.73/mo
Total HMO Enrollment
47
$0 Premium HMO Plans
2
Average MOOP
$6,233
Top HMO by Enrollment
Aetna Medicare Value Plus (HMO) — 47 enrollees
HMO Plans Without Drug Coverage
0

2026 HMO Medicare Advantage plans in Jackson County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-2
Troy Medicare
☆☆☆☆☆
$0 $3,950 $0 H4676-001-0
What is the total number of HMO plans offered in Jackson?

There are 3 HMO plans in 2026, covering 47 enrollees.

How much do HMO plans cost in Jackson?

The average HMO premium in Jackson is $10.73 per month, with 2 plans offering $0 premiums.

What is the top HMO by enrollment in Jackson?

Aetna Medicare Value Plus (HMO) is the top HMO in Jackson, with 47 enrollees.

What is the number of HMO plans without Part D coverage in Jackson?

0 HMO plans in Jackson do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$11.16/mo
Total HMO-POS Enrollment
1,285
$0 Premium HMO-POS Plans
8
Average MOOP
$6,114
Top HMO-POS by Enrollment
Humana Gold Plus H1036-335 (HMO-POS) — 522 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Jackson County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,950 $250 H1036-335-2
AARP Medicare Advantage from UHC NC-0008
☆☆☆☆☆
$0 $6,700 $520 H5253-079-0
AARP Medicare Advantage from UHC NC-0009
☆☆☆☆☆
$48 $5,400 $440 H5253-080-0
AARP Medicare Advantage from UHC NC-24
☆☆☆☆☆
$0 $5,400 $520 H5253-185-0
AARP Medicare Advantage Giveback from UHC NC-13
☆☆☆☆☆
$0 $8,900 $600 H5253-105-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$40 $4,200 $100 H3449-024-2
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $7,450 $615 H3449-023-5
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Humana Gold Plus H6622-026
☆☆☆☆☆
$35 $9,250 $350 H6622-026-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H4073-001-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Jackson cost $11.16 per month on average.

Which HMO-POS plan is most popular in Jackson?

The most popular HMO-POS plan in Jackson is Humana Gold Plus H1036-335 (HMO-POS), with 522 enrollees.

How many HMO-POS plans in Jackson do not include drug coverage?

There are 2 HMO-POS plans in Jackson without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Jackson County, NC (2026) are summarized below.

Medicare Advantage Plan Ratings in Jackson County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 16 48%
3 Stars 17 52%
Below 3 Stars 0 0%
Not Rated 3 8%
Average Rating 3.82

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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