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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Onslow County

2026 Medicare Advantage Plans in Onslow County, NC

Last update: June 12, 2026. Enrollment data updated: June 13, 2026

For 2026, Onslow County, NC includes 15 Medicare Advantage plans. Enrollment across these plans totals approximately 8,158, with 10 $0 premium options and 80% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Onslow County, NC are provided separately. Or you can discover all Medicare Options in Onslow County, NC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $31.07/mo
  • $0 Premium Plans: 10
  • Average MOOP: $6,910 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 80% · 3 Stars: 20% · Below 3: 0%
  • Average Part D Deductible: $487.22
  • Total MA/MAPD Enrollment: 8,158
  • Plans with the Highest Enrollment
    (as of June 13, 2026)
    1. Blue Medicare Essential Plus (HMO-POS) — 1,779 enrollees
    2. AARP Medicare Advantage from UHC NC-26 (HMO-POS) — 1,074 enrollees
    3. AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) — 813 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
9
Average Monthly Premium
$47.33/mo
Total PPO Enrollment
3,487
$0 Premium PPO Plans
5
Average MOOP
$7,361
Top PPO by Enrollment
Humana Full Access R0110-005 (Regional PPO) — 745 enrollees
PPO Plans Without Drug Coverage
4

2026 PPO Medicare Advantage plans in Onslow County, North Carolina (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
AARP Medicare Advantage from UHC NC-0001
☆☆☆☆☆
$0 $6,700 $440 H2001-090-0
AARP Medicare Advantage from UHC NC-0004
☆☆☆☆☆
$29 $6,200 $440 H2001-102-0
AARP Medicare Advantage Patriot No Rx NC-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-103-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
AARP Medicare Advantage from UHC NC-0019
☆☆☆☆☆
$25 $6,700 $520 H2406-115-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0

What is the typical premium for PPO plans available in Onslow?

PPO plans in Onslow cost $47.33 per month on average.

Which PPO plan do most beneficiaries choose in Onslow?

The most popular PPO plan in Onslow is Humana Full Access R0110-005 (Regional PPO), with 745 enrollees.

How many PPO options are offered without drug coverage in Onslow?

4 PPO plans in Onslow do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 163
  • $0 Premium HMO Plans 1
  • Average MOOP $9,250
  • Top HMO by Enrollment Blue Medicare Essential (HMO) — 163 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Onslow County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-2
What is the total number of HMO plans offered in Onslow?

In 2026, Onslow County has 1 HMO plans with 163 enrollees.

How much do HMO plans cost in Onslow?

The typical HMO premium in Onslow is $0.00, and 1 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$8.00/mo
Total HMO-POS Enrollment
4,508
$0 Premium HMO-POS Plans
4
Average MOOP
$5,630
Top HMO-POS by Enrollment
Blue Medicare Essential Plus (HMO-POS) — 1,779 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Onslow County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC NC-26
☆☆☆☆☆
$0 $5,400 $440 H5253-187-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$40 $4,200 $100 H3449-024-2
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $6,750 $615 H3449-023-4
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Onslow cost $8.00 per month on average.
Which HMO-POS plan is most popular in Onslow?
The most popular HMO-POS plan in Onslow is Blue Medicare Essential Plus (HMO-POS), with 1,779 enrollees.
How many HMO-POS plans in Onslow do not include drug coverage?
There are 2 HMO-POS plans in Onslow without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Onslow County, NC (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Onslow County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 80%
3 Stars 3 20%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.07

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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