- Entity
- county:north-carolina-rutherford-37161
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/north-carolina/rutherford/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 38
- PPO Plans
- 24
- HMO Plans
- 2
- HMO-POS Plans
- 12
- PFFS Plans
- 0
- Average Monthly Premium
- 18.32
- Average MOOP
- 7328.97
- Average Part D Deductible
- 491.07
- $0 Premium Plans
- 28
- Plans Without Part D Coverage
- 10
- Average CMS Star Rating
- 3.84
- $0 Premium Plan Share
- 73.68
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 49
- 3-Star Plan Share
- 51
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 8
- PPO Average Monthly Premium
- 22.25
- PPO Average MOOP
- 7802.13
- PPO Enrollment
- 2258
- PPO $0 Premium Plans
- 18
- PPO Plans Without Part D Coverage
- 8
- HMO Average Monthly Premium
- 16.1
- HMO Average MOOP
- 7375
- HMO Enrollment
- 170
- HMO $0 Premium Plans
- 1
- HMO Plans Without Part D Coverage
- 0
- HMO-POS Average Monthly Premium
- 10.82
- HMO-POS Average MOOP
- 6375
- HMO-POS Enrollment
- 3700
- HMO-POS $0 Premium Plans
- 9
- HMO-POS Plans Without Part D Coverage
- 2
- Entity
- county:north-carolina-rutherford-37161
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/north-carolina/rutherford/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-north-carolina-rutherford-37161-landscape-stats
- Plans Indexed
- 38
- Standard Medicare Advantage Plans
-
-
AARP Medicare Advantage Access from UHC NC-23
H2001-084-0 -
Aetna Medicare Eagle Giveback
H5521-241-0 -
Aetna Medicare Signature
H5521-236-0 -
Aetna Medicare Signature Giveback
H5521-348-0 -
Blue Medicare Freedom+
H3404-004-0 -
Blue Medicare PPO Enhanced
H3404-003-2 -
Humana Gold Plus H1036-335
H1036-335-2 -
AARP Medicare Advantage from UHC NC-0008
H5253-079-0 -
AARP Medicare Advantage from UHC NC-0009
H5253-080-0 -
AARP Medicare Advantage from UHC NC-24
H5253-185-0 -
AARP Medicare Advantage Giveback from UHC NC-13
H5253-105-0 -
AARP Medicare Advantage Patriot No Rx NC-MA02
H5253-040-0 -
Aetna Medicare Value Plus
H3146-006-0 -
Blue Medicare Enhanced
H3449-024-3 -
Blue Medicare Essential
H3449-027-2 -
Blue Medicare Essential Plus
H3449-023-5 -
Blue Medicare Medical Only
H3449-012-0 -
Humana Full Access R0110-005
R0110-005-0 -
Humana Gold Plus H6622-025
H6622-025-0 -
Humana Gold Plus H6622-026
H6622-026-0 -
Humana USAA Honor Giveback
H5216-343-0 -
Humana USAA Honor Giveback
R0110-006-0 -
Humana USAA Honor Giveback
H5525-065-0 -
HumanaChoice Giveback H5216-017
H5216-017-0 -
HumanaChoice Giveback H5525-035
H5525-035-0 -
HumanaChoice H5216-211
H5216-211-0 -
HumanaChoice H5525-050
H5525-050-0 -
HumanaChoice H5525-070
H5525-070-0 -
HumanaChoice H5525-083
H5525-083-0 -
HumanaChoice R0110-004
R0110-004-0 -
Wellcare Assist Open
H1914-009-0 -
Wellcare Giveback Open
H1914-010-0 -
Wellcare Patriot Giveback Open
H1914-011-0 -
Wellcare Simple
H4073-001-0 -
Wellcare Simple Open
H1914-007-0 -
DEVOTED CHOICE 005 NC
H9700-005-0 -
DEVOTED CHOICE GIVEBACK 006 NC
H9700-006-0 -
DEVOTED CHOICE MA ONLY 007 NC
H9700-007-0
-
AARP Medicare Advantage Access from UHC NC-23
- Total Standard Medicare Advantage Enrollment
- 6128
2026 Medicare Advantage Plans in Rutherford County, NC
Last update: .
In Rutherford County, NC, there are 38 Medicare Advantage plans available for 2026. Of these, 28 offer a $0 monthly premium, and about 49% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Rutherford County, NC. Or explore all Medicare Options available in Rutherford County, NC.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
What is the total number of PPO plans offered in Rutherford?
Rutherford County has 24 PPO plans for 2026, with 2,258 enrolled.
How much do PPO plans cost in Rutherford?
The typical PPO premium in Rutherford is $22.25, and 18 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 2
- Average Monthly Premium
- $16.10/mo
- Total HMO Enrollment
- 170
- $0 Premium HMO Plans
- 1
- Average MOOP
- $7,375
- Top HMO by Enrollment
- Aetna Medicare Value Plus (HMO) — 149 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Value Plus | $32 | $5,500 | $615 | H3146-006-0 | |
| Blue Medicare Essential | $0 | $9,250 | $615 | H3449-027-2 |
- What is the average monthly premium for HMO plans?
- HMO plans in Rutherford cost $16.10 per month on average.
- Which HMO plan is most popular in Rutherford?
- The most popular HMO plan in Rutherford is Aetna Medicare Value Plus (HMO), with 149 enrollees.
- How many HMO plans in Rutherford do not include drug coverage?
- There are 0 HMO plans in Rutherford without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 12
- Average Monthly Premium $10.82/mo
- Total HMO-POS Enrollment 3,700
- $0 Premium HMO-POS Plans 9
- Average MOOP $6,375
- Top HMO-POS by Enrollment Humana Gold Plus H1036-335 (HMO-POS) — 1,582 enrollees
- HMO-POS Plans Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H1036-335 | $0 | $3,950 | $250 | H1036-335-2 | |
| AARP Medicare Advantage from UHC NC-0008 | $0 | $6,700 | $520 | H5253-079-0 | |
| AARP Medicare Advantage from UHC NC-0009 | $48 | $5,400 | $440 | H5253-080-0 | |
| AARP Medicare Advantage from UHC NC-24 | $0 | $5,400 | $520 | H5253-185-0 | |
| AARP Medicare Advantage Giveback from UHC NC-13 | $0 | $8,900 | $600 | H5253-105-0 | |
| AARP Medicare Advantage Patriot No Rx NC-MA02 | $0 | $7,900 | N/A | H5253-040-0 | |
| Blue Medicare Enhanced | $47 | $4,200 | $100 | H3449-024-3 | |
| Blue Medicare Essential Plus | $0 | $7,450 | $615 | H3449-023-5 | |
| Blue Medicare Medical Only | $0 | $3,900 | N/A | H3449-012-0 | |
| Humana Gold Plus H6622-025 | $0 | $9,250 | $350 | H6622-025-0 | |
| Humana Gold Plus H6622-026 | $35 | $9,250 | $350 | H6622-026-0 | |
| Wellcare Simple | $0 | $4,200 | $615 | H4073-001-0 |
What is the total number of HMO-POS plans in Rutherford?
There are 12 HMO-POS plans in 2026, covering 3,700 enrollees.
How much do HMO-POS plans cost in Rutherford?
The average HMO-POS premium in Rutherford is $10.82 per month, with 9 plans offering $0 premiums.
What is the leading HMO-POS plan in Rutherford?
Humana Gold Plus H1036-335 (HMO-POS) is the top HMO-POS in Rutherford, with 1,582 enrollees.
What is the number of HMO-POS plans without Part D coverage in Rutherford?
2 HMO-POS plans in Rutherford do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Rutherford County, NC for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 17 | 49% |
| 3 Stars | 18 | 51% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 3 | 8% |
| Average Rating | 3.84 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.