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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Scotland County

2027 Medicare Advantage Plans in Scotland County, NC

Last update: October 5, 2026.

For 2027, Scotland County, NC includes 32 Medicare Advantage plans. Enrollment across these plans totals approximately 2,520, with 22 $0 premium options and 66% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Scotland County, NC are summarized separately. Visit Medicare Options in Scotland County, NC to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $16.38/mo
  • $0 Premium Plans: 22
  • Average MOOP: $7,808 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 66% · 3 Stars: 34% · Below 3: 0%
  • Average Part D Deductible: $630.23
  • Total MA/MAPD Enrollment: 2,520
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage from UHC NC-15 (HMO-POS) — 430 enrollees
    2. HumanaChoice Giveback H5525-035 (PPO) — 381 enrollees
    3. Blue Medicare Essential Plus (HMO-POS) — 265 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
22
Average Monthly Premium
$19.29/mo
Total PPO Enrollment
1,240
$0 Premium PPO Plans
14
Average MOOP
$8,209
Top PPO by Enrollment
HumanaChoice Giveback H5525-035 (PPO) — 381 enrollees
PPO Plans Without Drug Coverage
8

2027 PPO Medicare Advantage plans in Scotland County, North Carolina (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC NC-0001
☆☆☆☆☆
$0 $7,150 $685 H2001-090-0
AARP Medicare Advantage from UHC NC-0004
☆☆☆☆☆
$34 $6,900 $685 H2001-102-0
AARP Medicare Advantage Patriot No Rx NC-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-103-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,850 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$70 $6,900 $700 H3404-003-2
HumanaChoice H7617-122
☆☆☆☆☆
$13 $9,850 $700 H7617-122-0
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
$53 $4,450 $595 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
$0 $7,150 $685 H2406-098-0
AARP Medicare Advantage from UHC NC-0019
☆☆☆☆☆
$31 $7,150 $685 H2406-115-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $7,150 N/A H5521-241-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5525-065-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,850 $700 H5525-035-0
HumanaChoice H5525-049
☆☆☆☆☆
$52 $9,850 $450 H5525-049-0
HumanaChoice H5525-070
☆☆☆☆☆
$13 $9,850 $700 H5525-070-0
HealthTeam Advantage Eagle Plan
☆☆☆☆☆
$0 $8,500 N/A H9808-009-0
HealthTeam Advantage Vitality Plan
☆☆☆☆☆
$0 $5,200 $595 H9808-010-0
Humana Full Access
☆☆☆☆☆
$158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $9,850 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
$0 $6,500 $700 H1914-009-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,150 $700 H1914-007-0

What is the average monthly premium for PPO plans in Scotland?

PPO plans in Scotland cost $19.29 per month on average.

Which PPO plan has the highest enrollment in Scotland?

The most popular PPO plan in Scotland is HumanaChoice Giveback H5525-035 (PPO), with 381 enrollees.

How many PPO plans in Scotland do not include prescription drug coverage?

8 PPO plans in Scotland do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 3
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 314
  • $0 Premium HMO Plans 3
  • Average MOOP $6,767
  • Top HMO by Enrollment Aetna Medicare Value Plus (HMO) — 143 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Scotland County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Blue Medicare Essential
☆☆☆☆☆
$0 $9,850 $700 H3449-027-2
Aetna Medicare Value Plus
☆☆☆☆☆
$0 $5,500 $400 H3146-006-0
Troy Medicare
☆☆☆☆☆
$0 $4,950 $0 H4676-001-0
What is the top HMO by enrollment in Scotland?

Aetna Medicare Value Plus (HMO) is the top HMO in Scotland, with 143 enrollees.

What is the number of HMO plans without Part D coverage in Scotland?

0 HMO plans in Scotland do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
6
Average Monthly Premium
$9.50/mo
Total HMO-POS Enrollment
921
$0 Premium HMO-POS Plans
5
Average MOOP
$6,517
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC NC-15 (HMO-POS) — 430 enrollees
HMO-POS Plans Without Drug Coverage
2

2027 HMO-POS Medicare Advantage plans in Scotland County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC NC-15
☆☆☆☆☆
$0 $4,450 $685 H5253-117-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $9,300 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$57 $4,900 $700 H3449-024-3
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $9,850 $700 H3449-023-5
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Wellcare Simple
☆☆☆☆☆
$0 $6,700 $700 H4073-001-0

What is the typical premium for HMO-POS plans in Scotland?

HMO-POS plans in Scotland cost $9.50 per month on average.

Which HMO-POS plan has the most members in Scotland?

The most popular HMO-POS plan in Scotland is AARP Medicare Advantage from UHC NC-15 (HMO-POS), with 430 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Scotland?

There are 2 HMO-POS plans in Scotland without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
1
Average Monthly Premium
$43.00/mo
Beneficiaries Enrolled
45
$0 Premium PFFS
0
Average MOOP
$9,850
PFFS with the Highest Enrollment
Humana Gold Choice H8145-004 (PFFS) with 45 enrollees
PFFS Without Drug Coverage
0

2027 PFFS Medicare Advantage plans in Scotland County, North Carolina (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-004
☆☆☆☆☆
$43 $9,850 $700 H8145-004-0
What is the total number of PFFS plans in Scotland?

In 2027, Scotland has 1 PFFS plans with 45 enrollees.

How much do PFFS plans cost in Scotland?

The typical PFFS premium in Scotland is $43.00, and 0 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Scotland County, NC (2027) are summarized below.

Medicare Advantage Plan Ratings in Scotland County, NC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 21 66%
3 Stars 11 34%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.86

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Compare Original Medicare & Medicare Advantage 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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