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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Stanly County

2026 Medicare Advantage Plans in Stanly County, NC

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Stanly County, NC, there are 40 Medicare Advantage plans available for 2026. Of these, 29 offer a $0 monthly premium, and about 57% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Stanly County, NC. Or explore all Medicare Options available in Stanly County, NC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$18.01/mo
Plans with $0 Premium
29
Average MOOP Limit
$7,143 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 57% · 3 Stars: 43% · Below 3: 0%
Average Part D Deductible
$509.83
Total MA/MAPD Enrollment
5,879
Plans with the Highest Enrollment
(as of May 2, 2026)
1. AARP Medicare Advantage from UHC NC-0015 (HMO-POS) — 1,792 enrollees
2. Blue Medicare Essential Plus (HMO-POS) — 882 enrollees
3. Aetna Medicare Signature (PPO) — 521 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
30
Average Monthly Premium
$21.37/mo
Total PPO Enrollment
2,535
$0 Premium PPO Plans
21
Average MOOP
$7,513
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 521 enrollees
PPO Plans Without Drug Coverage
9

PPO Medicare Advantage plan comparison – Stanly County, North Carolina, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
AARP Medicare Advantage from UHC NC-0001
☆☆☆☆☆
$0 $6,700 $440 H2001-090-0
AARP Medicare Advantage from UHC NC-0004
☆☆☆☆☆
$29 $6,200 $440 H2001-102-0
AARP Medicare Advantage Patriot No Rx NC-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-103-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $500 H5521-081-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $615 H5521-348-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$53 $6,300 $100 H3404-003-2
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
$53 $4,200 $520 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
$0 $6,200 $600 H2406-098-0
AARP Medicare Advantage from UHC NC-0019
☆☆☆☆☆
$25 $6,700 $520 H2406-115-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-343-0
HumanaChoice Giveback H5216-017
☆☆☆☆☆
$0 $9,250 $450 H5216-017-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,250 $450 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
$54 $9,250 $615 H5216-211-0
HumanaChoice H5525-050
☆☆☆☆☆
$0 $9,250 $350 H5525-050-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice H5525-083
☆☆☆☆☆
$0 $9,250 $450 H5525-083-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
$31 $4,201 $480 H1914-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,300 $615 H1914-010-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H1914-007-0
DEVOTED CHOICE 001 NC
☆☆☆☆☆
$0 $5,400 $370 H9700-001-0
DEVOTED CHOICE GIVEBACK 002 NC
☆☆☆☆☆
$0 $8,000 $605 H9700-002-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
$0 $9,250 N/A H9700-007-0
What is the total number of PPO plans offered in Stanly?

Stanly County has 30 PPO plans for 2026, with 2,535 enrolled.

How much do PPO plans cost in Stanly?

The typical PPO premium in Stanly is $21.37, and 21 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$8.05/mo
Total HMO Enrollment
328
$0 Premium HMO Plans
3
Average MOOP
$7,288
Top HMO by Enrollment
Aetna Medicare Signature (HMO) — 131 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Stanly County, North Carolina, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED GIVEBACK 012 NC
☆☆☆☆☆
$0 $8,900 $605 H5299-012-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $615 H3146-001-0
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-2
What is the average monthly premium for HMO plans?
HMO plans in Stanly cost $8.05 per month on average.
Which HMO plan is most popular in Stanly?
The most popular HMO plan in Stanly is Aetna Medicare Signature (HMO), with 131 enrollees.
How many HMO plans in Stanly do not include drug coverage?
There are 0 HMO plans in Stanly without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 6
  • Average Monthly Premium $7.83/mo
  • Total HMO-POS Enrollment 3,016
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $5,192
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NC-0015 (HMO-POS) — 1,792 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Stanly County, North Carolina, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NC-0015
☆☆☆☆☆
$0 $4,200 $440 H5253-117-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$47 $4,200 $100 H3449-024-3
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $6,750 $615 H3449-023-4
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H4073-001-0
What is the total number of HMO-POS plans in Stanly?

There are 6 HMO-POS plans in 2026, covering 3,016 enrollees.

How much do HMO-POS plans cost in Stanly?

The average HMO-POS premium in Stanly is $7.83 per month, with 5 plans offering $0 premiums.

What is the leading HMO-POS plan in Stanly?

AARP Medicare Advantage from UHC NC-0015 (HMO-POS) is the top HMO-POS in Stanly, with 1,792 enrollees.

What is the number of HMO-POS plans without Part D coverage in Stanly?

2 HMO-POS plans in Stanly do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Stanly County, NC for 2026.

CMS Star Ratings for Medicare Advantage Plans in Stanly County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 1 3%
4 Stars (includes 5 Stars) 21 57%
3 Stars 16 43%
Below 3 Stars 0 0%
Not Rated 3 8%
Average Rating 3.93

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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