• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

We are Medicare Plans

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Stokes County

2026 Medicare Advantage Plans in Stokes County, NC

Last update: September 1, 2026.

In Stokes County, NC, there are 52 Medicare Advantage plans available for 2026. Of these, 39 offer a $0 monthly premium, and about 65% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Stokes County, NC. Or explore all Medicare Options available in Stokes County, NC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$15.10/mo
Plans with $0 Premium
39
Average MOOP Limit
$6,445 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 65% · 3 Stars: 35% · Below 3: 0%
Average Part D Deductible
$454.63
Total MA/MAPD Enrollment
6,656
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Humana Gold Plus H1036-335 (HMO-POS) — 1,645 enrollees
2. AARP Medicare Advantage from UHC NC-0015 (HMO-POS) — 732 enrollees
3. AARP Medicare Advantage from UHC NC-0021 (HMO-POS) — 601 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 32
  • Average Monthly Premium $19.03/mo
  • Total PPO Enrollment 1,870
  • $0 Premium PPO Plans 24
  • Average MOOP $6,972
  • Top PPO by Enrollment Aetna Medicare Signature Extra (PPO) — 591 enrollees
  • PPO Plans Without Drug Coverage 9

Comparison table of 2026 PPO Medicare Advantage Plans available in Stokes County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $500 H5521-081-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $500 H5521-170-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $615 H5521-348-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$35 $6,300 $100 H3404-003-1
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
$53 $4,200 $520 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
$0 $6,200 $600 H2406-098-0
HealthTeam Advantage Eagle Plan
☆☆☆☆☆
$0 $4,500 N/A H9808-009-0
HealthTeam Advantage Plan I
☆☆☆☆☆
$0 $3,900 $250 H9808-004-0
HealthTeam Advantage Plan II
☆☆☆☆☆
$40 $3,700 $150 H9808-005-0
HealthTeam Advantage Vitality Plan
☆☆☆☆☆
$0 $4,200 $300 H9808-010-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-343-0
HumanaChoice Giveback H5216-017
☆☆☆☆☆
$0 $9,250 $450 H5216-017-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,250 $450 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
$54 $9,250 $615 H5216-211-0
HumanaChoice H5525-050
☆☆☆☆☆
$0 $9,250 $350 H5525-050-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice H5525-083
☆☆☆☆☆
$0 $9,250 $450 H5525-083-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
$31 $4,201 $480 H1914-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,300 $615 H1914-010-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H1914-007-0
HealthSpring True Choice
☆☆☆☆☆
$0 $4,900 $615 H7849-113-3
DEVOTED CHOICE 003 NC
☆☆☆☆☆
$0 $4,500 $370 H9700-003-0
DEVOTED CHOICE GIVEBACK 004 NC
☆☆☆☆☆
$0 $8,000 $605 H9700-004-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
$0 $9,250 N/A H9700-007-0
What is the total number of PPO plans offered in Stokes?

There are 32 PPO plans in 2026, covering 1,870 beneficiaries.

How much do PPO plans cost in Stokes?

The average PPO premium in Stokes is $19.03 per month, with 24 plans offering $0 premiums.

What is the most popular PPO plan in Stokes?

Aetna Medicare Signature Extra (PPO) is the top PPO in Stokes, with 591 enrollees.

What is the number of PPO plans without Part D coverage in Stokes?

There are 9 PPO plans in Stokes without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
9
Average Monthly Premium
$12.13/mo
Total HMO Enrollment
711
$0 Premium HMO Plans
6
Average MOOP
$5,683
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 325 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Stokes County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 NC
☆☆☆☆☆
$0 $3,600 $395 H5299-001-0
DEVOTED GIVEBACK 002 NC
☆☆☆☆☆
$0 $6,700 $605 H5299-002-0
Aetna Medicare Enhanced
☆☆☆☆☆
$63 $5,900 $615 H3146-039-0
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-1
HealthSpring Courage
☆☆☆☆☆
$0 $6,750 N/A H9725-005-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,500 $295 H9725-009-3
HealthSpring Preferred Plus
☆☆☆☆☆
$14 $3,250 $200 H9725-017-3
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,700 $0 H9725-015-3

What is the average monthly premium for HMO plans?

HMO plans in Stokes cost $12.13 per month on average.

Which HMO plan is most popular in Stokes?

The most popular HMO plan in Stokes is HealthSpring Preferred (HMO), with 325 enrollees.

How many HMO plans in Stokes do not include drug coverage?

There are 1 HMO plans in Stokes without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
11
Average Monthly Premium
$6.09/mo
Total HMO-POS Enrollment
4,075
$0 Premium HMO-POS Plans
9
Average MOOP
$5,536
Top HMO-POS by Enrollment
Humana Gold Plus H1036-335 (HMO-POS) — 1,645 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Stokes County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus Giveback H1036-318
☆☆☆☆☆
$0 $9,250 $450 H1036-318-0
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,500 $250 H1036-335-1
AARP Medicare Advantage from UHC NC-0015
☆☆☆☆☆
$0 $4,200 $440 H5253-117-0
AARP Medicare Advantage from UHC NC-0021
☆☆☆☆☆
$37 $4,200 $355 H5253-037-0
AARP Medicare Advantage from UHC NC-0022
☆☆☆☆☆
$0 $5,400 $440 H5253-038-0
AARP Medicare Advantage Giveback from UHC NC-14
☆☆☆☆☆
$0 $9,250 $600 H5253-110-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$30 $4,200 $100 H3449-024-1
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $4,900 $615 H3449-023-1
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H4073-001-0
What is the leading HMO-POS plan in Stokes?

Humana Gold Plus H1036-335 (HMO-POS) is the top HMO-POS in Stokes, with 1,645 enrollees.

What is the number of HMO-POS plans without Part D coverage in Stokes?

2 HMO-POS plans in Stokes do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Stokes County, NC for 2026.

CMS Star Ratings for Medicare Advantage Plans in Stokes County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 2 4%
4 Stars (includes 5 Stars) 32 65%
3 Stars 17 35%
Below 3 Stars 0 0%
Not Rated 3 6%
Average Rating 3.95

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare AI Visibility Study
    • 2027 Medicare Advantage Market Study

 

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon