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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Surry County

2027 Medicare Advantage Plans in Surry County, NC

Last update: October 4, 2026.

In Surry County, NC, there are 31 Medicare Advantage plans available for 2027. Of these, 23 offer a $0 monthly premium, and about 84% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Surry County, NC. Or explore all Medicare Options available in Surry County, NC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$14.95/mo
Plans with $0 Premium
23
Average MOOP Limit
$7,600 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 84% · 3 Stars: 16% · Below 3: 0%
Average Part D Deductible
$643.54
Total MA/MAPD Enrollment
9,007
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage from UHC NC-15 (HMO-POS) — 1,721 enrollees
2. Blue Medicare Essential Plus (HMO-POS) — 1,353 enrollees
3. AARP Medicare Advantage from UHC NC-0021 (HMO-POS) — 1,210 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
14
Average Monthly Premium
$26.52/mo
Total PPO Enrollment
2,086
$0 Premium PPO Plans
8
Average MOOP
$8,479
Top PPO by Enrollment
Blue Medicare PPO Enhanced (PPO) — 795 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Surry County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,850 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$70 $6,900 $700 H3404-003-2
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
$53 $4,450 $595 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
$0 $7,150 $685 H2406-098-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $7,150 N/A H5521-241-0
Aetna Medicare Enhanced
☆☆☆☆☆
$25 $6,750 $500 H5521-139-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $700 H5521-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5525-065-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,850 $700 H5525-035-0
HumanaChoice H5525-049
☆☆☆☆☆
$52 $9,850 $450 H5525-049-0
HumanaChoice H5525-070
☆☆☆☆☆
$13 $9,850 $700 H5525-070-0
Humana Full Access
☆☆☆☆☆
$158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $9,850 N/A R0110-004-0
What is the total number of PPO plans offered in Surry?

Surry County has 14 PPO plans for 2027, with 2,086 enrolled.

How much do PPO plans cost in Surry?

The typical PPO premium in Surry is $26.52, and 8 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
209
$0 Premium HMO Plans
5
Average MOOP
$7,270
Top HMO by Enrollment
Blue Medicare Essential (HMO) — 113 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Surry County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 021 NC
☆☆☆☆☆
$0 $4,950 $650 H5299-021-0
DEVOTED GIVEBACK 022 NC
☆☆☆☆☆
$0 $9,300 $650 H5299-022-0
DEVOTED GIVEBACK EXTRAS 041 NC
☆☆☆☆☆
$0 $6,750 $700 H5299-041-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,850 $700 H3449-027-2
Aetna Medicare Value Plus
☆☆☆☆☆
$0 $5,500 $400 H3146-006-0
What is the average monthly premium for HMO plans?
HMO plans in Surry cost $0.00 per month on average.
Which HMO plan is most popular in Surry?
The most popular HMO plan in Surry is Blue Medicare Essential (HMO), with 113 enrollees.
How many HMO plans in Surry do not include drug coverage?
There are 0 HMO plans in Surry without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $7.67/mo
  • Total HMO-POS Enrollment 6,712
  • $0 Premium HMO-POS Plans 10
  • Average MOOP $6,713
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NC-15 (HMO-POS) — 1,721 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Surry County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus Giveback H1036-318
☆☆☆☆☆
$0 $9,850 $700 H1036-318-0
Humana Gold Plus Giveback H1036-343
☆☆☆☆☆
$0 $9,850 $700 H1036-343-0
Humana Gold Plus H1036-137
☆☆☆☆☆
$0 $9,850 $450 H1036-137-0
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,950 $700 H1036-335-2
AARP Medicare Advantage from UHC NC-0021
☆☆☆☆☆
$42 $4,900 $595 H5253-037-0
AARP Medicare Advantage from UHC NC-0022
☆☆☆☆☆
$0 $5,900 $685 H5253-038-0
AARP Medicare Advantage from UHC NC-15
☆☆☆☆☆
$0 $4,450 $685 H5253-117-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $9,300 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$50 $4,900 $700 H3449-024-2
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $7,000 $700 H3449-023-2
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Wellcare Simple
☆☆☆☆☆
$0 $6,700 $700 H4073-001-0
What is the total number of HMO-POS plans in Surry?

There are 12 HMO-POS plans in 2027, covering 6,712 enrollees.

How much do HMO-POS plans cost in Surry?

The average HMO-POS premium in Surry is $7.67 per month, with 10 plans offering $0 premiums.

What is the leading HMO-POS plan in Surry?

AARP Medicare Advantage from UHC NC-15 (HMO-POS) is the top HMO-POS in Surry, with 1,721 enrollees.

What is the number of HMO-POS plans without Part D coverage in Surry?

2 HMO-POS plans in Surry do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Surry County, NC for 2027.

CMS Star Ratings for Medicare Advantage Plans in Surry County, NC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 26 84%
3 Stars 5 16%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.06

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 25 May, 2025

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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