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2027 Medicare Advantage Plans in Transylvania County, NC

Last update: .

In Transylvania County, NC, there are 40 Medicare Advantage plans available for 2027. Of these, 32 offer a $0 monthly premium, and about 77% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$9.87/mo
Plans with $0 Premium
32
Average MOOP Limit
$7,783 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 77% · 3 Stars: 23% · Below 3: 0%
Average Part D Deductible
$593.50
Total MA/MAPD Enrollment
3,574
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Blue Medicare Essential Plus (HMO-POS) — 894 enrollees
2. AARP Medicare Advantage from UHC NC-24 (HMO-POS) — 680 enrollees
3. Humana Gold Plus H1036-335 (HMO-POS) — 436 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Transylvania County, NC. Or explore all Medicare Options available in Transylvania County, NC. To understand how local plans fit into the broader market, visit our North Carolina Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
20
Average Monthly Premium
$13.72/mo
Total PPO Enrollment
962
$0 Premium PPO Plans
15
Average MOOP
$8,543
Top PPO by Enrollment
Blue Medicare PPO Enhanced (PPO) — 290 enrollees
PPO Plans Without Drug Coverage
8

PPO Medicare Advantage plan comparison – Transylvania County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Medicare Freedom+
☆☆☆☆☆
 $0 $9,850 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
 $70 $6,900 $700 H3404-003-2
HumanaChoice H7617-122
☆☆☆☆☆
 $13 $9,850 $700 H7617-122-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $7,150 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $9,850 $700 H5521-236-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
 $0 $7,500 $700 H5521-348-0
DEVOTED CHOICE 005 NC
☆☆☆☆☆
 $0 $5,300 $650 H9700-005-0
DEVOTED CHOICE GIVEBACK 006 NC
☆☆☆☆☆
 $0 $9,850 $465 H9700-006-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
 $0 $9,250 N/A H9700-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5216-343-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5525-065-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
 $0 $9,850 $700 H5525-035-0
HumanaChoice H5525-070
☆☆☆☆☆
 $13 $9,850 $700 H5525-070-0
Humana Full Access
☆☆☆☆☆
 $158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
 $0 $9,850 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
 $0 $6,500 $700 H1914-009-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
 $0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,150 $700 H1914-007-0
Alignment Health AVA 001
☆☆☆☆☆
 $20 $3,900 $0 H7074-001-0
What is the total number of PPO plans offered in Transylvania?

Transylvania County has 20 PPO plans for 2027, with 962 enrolled.

How much do PPO plans cost in Transylvania?

The typical PPO premium in Transylvania is $13.72, and 15 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
8
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
91
$0 Premium HMO Plans
8
Average MOOP
$6,244
Top HMO by Enrollment
Aetna Medicare Value Plus (HMO) — 52 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Transylvania County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Alignment Health Platinum 010
☆☆☆☆☆
 $0 $4,300 $225 H5296-010-0
Alignment Health Smart 006
☆☆☆☆☆
 $0 $3,400 $700 H5296-006-0
DEVOTED CORE 029 NC
☆☆☆☆☆
 $0 $4,950 $650 H5299-029-0
DEVOTED GIVEBACK 030 NC
☆☆☆☆☆
 $0 $9,850 $650 H5299-030-0
DEVOTED GIVEBACK EXTRAS 044 NC
☆☆☆☆☆
 $0 $7,150 $700 H5299-044-0
Blue Medicare Essential
☆☆☆☆☆
 $0 $9,850 $700 H3449-027-2
Aetna Medicare Value Plus
☆☆☆☆☆
 $0 $5,500 $400 H3146-006-0
Troy Medicare
☆☆☆☆☆
 $0 $4,950 $0 H4676-001-0
What is the average monthly premium for HMO plans?
HMO plans in Transylvania cost $0.00 per month on average.
Which HMO plan is most popular in Transylvania?
The most popular HMO plan in Transylvania is Aetna Medicare Value Plus (HMO), with 52 enrollees.
How many HMO plans in Transylvania do not include drug coverage?
There are 0 HMO plans in Transylvania without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $10.03/mo
  • Total HMO-POS Enrollment 2,521
  • $0 Premium HMO-POS Plans 9
  • Average MOOP $7,542
  • Top HMO-POS by Enrollment Blue Medicare Essential Plus (HMO-POS) — 894 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Transylvania County, North Carolina, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus Giveback H1036-343
☆☆☆☆☆
 $0 $9,850 $700 H1036-343-0
Humana Gold Plus H1036-137
☆☆☆☆☆
 $0 $9,850 $450 H1036-137-0
Humana Gold Plus H1036-335
☆☆☆☆☆
 $0 $3,950 $700 H1036-335-2
AARP Medicare Advantage from UHC NC-0009
☆☆☆☆☆
 $57 $5,900 $595 H5253-080-0
AARP Medicare Advantage from UHC NC-24
☆☆☆☆☆
 $0 $7,150 $685 H5253-185-0
AARP Medicare Advantage Giveback from UHC NC-13
☆☆☆☆☆
 $0 $9,300 $685 H5253-105-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
 $0 $9,300 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
 $50 $4,900 $700 H3449-024-2
Blue Medicare Essential Plus
☆☆☆☆☆
 $0 $9,850 $700 H3449-023-5
Blue Medicare Medical Only
☆☆☆☆☆
 $0 $3,900 N/A H3449-012-0
Humana Gold Plus H6622-026
☆☆☆☆☆
 $13 $9,850 $450 H6622-026-0
Wellcare Simple
☆☆☆☆☆
 $0 $6,700 $700 H4073-001-0
What is the total number of HMO-POS plans in Transylvania?

There are 12 HMO-POS plans in 2027, covering 2,521 enrollees.

How much do HMO-POS plans cost in Transylvania?

The average HMO-POS premium in Transylvania is $10.03 per month, with 9 plans offering $0 premiums.

What is the leading HMO-POS plan in Transylvania?

Blue Medicare Essential Plus (HMO-POS) is the top HMO-POS in Transylvania, with 894 enrollees.

What is the number of HMO-POS plans without Part D coverage in Transylvania?

2 HMO-POS plans in Transylvania do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Transylvania County, NC for 2027.

CMS Star Ratings for Medicare Advantage Plans in Transylvania County, NC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 30 77%
3 Stars 9 23%
Below 3 Stars 0 0%
Not Rated 1 3%
Average Rating 3.97

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Transylvania County, North Carolina, including communities such as Brevard, Lake Toxaway, Pisgah Forest, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .