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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Union County

2027 Medicare Advantage Plans in Union County, NC

Last update: October 4, 2026.

In Union County, NC, there are 47 Medicare Advantage plans available for 2027. Of these, 39 offer a $0 monthly premium, and about 70% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Union County, NC. Or explore all Medicare Options available in Union County, NC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$9.92/mo
Plans with $0 Premium
39
Average MOOP Limit
$7,667 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 70% · 3 Stars: 30% · Below 3: 0%
Average Part D Deductible
$629.23
Total MA/MAPD Enrollment
15,586
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Signature (PPO) — 2,820 enrollees
2. Blue Medicare Essential Plus (HMO-POS) — 2,062 enrollees
3. Humana Gold Plus H1036-335 (HMO-POS) — 1,907 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 26
  • Average Monthly Premium $14.40/mo
  • Total PPO Enrollment 4,815
  • $0 Premium PPO Plans 20
  • Average MOOP $8,283
  • Top PPO by Enrollment Aetna Medicare Signature (PPO) — 2,820 enrollees
  • PPO Plans Without Drug Coverage 9

Comparison table of 2027 PPO Medicare Advantage Plans available in Union County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,850 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$70 $6,900 $700 H3404-003-2
HumanaChoice H7617-122
☆☆☆☆☆
$13 $9,850 $700 H7617-122-0
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
$53 $4,450 $595 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
$0 $7,150 $685 H2406-098-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $7,150 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $500 H5521-081-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $7,500 $700 H5521-348-0
DEVOTED CHOICE 001 NC
☆☆☆☆☆
$0 $6,150 $461 H9700-001-0
DEVOTED CHOICE GIVEBACK 002 NC
☆☆☆☆☆
$0 $9,250 $461 H9700-002-0
DEVOTED CHOICE MA ONLY 007 NC
☆☆☆☆☆
$0 $9,250 N/A H9700-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5525-065-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5216-343-0
HumanaChoice Giveback H5216-017
☆☆☆☆☆
$0 $9,850 $700 H5216-017-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,850 $700 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
$67 $9,850 $700 H5216-211-0
HumanaChoice H5525-070
☆☆☆☆☆
$13 $9,850 $700 H5525-070-0
HealthTeam Advantage Eagle Plan
☆☆☆☆☆
$0 $8,500 N/A H9808-009-0
HealthTeam Advantage Vitality Plan
☆☆☆☆☆
$0 $5,200 $595 H9808-010-0
Humana Full Access
☆☆☆☆☆
$158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $9,850 N/A R0110-004-0
HealthSpring True Choice
☆☆☆☆☆
$0 $7,100 $500 H7849-113-1
Wellcare Assist Open
☆☆☆☆☆
$0 $6,500 $700 H1914-009-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,150 $700 H1914-007-0
What is the total number of PPO plans offered in Union?

There are 26 PPO plans in 2027, covering 4,815 beneficiaries.

How much do PPO plans cost in Union?

The average PPO premium in Union is $14.40 per month, with 20 plans offering $0 premiums.

What is the most popular PPO plan in Union?

Aetna Medicare Signature (PPO) is the top PPO in Union, with 2,820 enrollees.

What is the number of PPO plans without Part D coverage in Union?

There are 9 PPO plans in Union without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
8
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
2,077
$0 Premium HMO Plans
8
Average MOOP
$6,825
Top HMO by Enrollment
Aetna Medicare Signature (HMO) — 872 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Union County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 037 NC
☆☆☆☆☆
$0 $4,950 $650 H5299-037-0
DEVOTED GIVEBACK 012 NC
☆☆☆☆☆
$0 $9,850 $461 H5299-012-0
DEVOTED GIVEBACK EXTRAS 039 NC
☆☆☆☆☆
$0 $7,050 $700 H5299-039-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,850 $700 H3449-027-2
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $400 H3146-001-0
HealthSpring Courage
☆☆☆☆☆
$0 $6,750 N/A H9725-005-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,900 $400 H9725-009-1
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,750 $600 H9725-015-1

What is the average monthly premium for HMO plans?

HMO plans in Union cost $0.00 per month on average.

Which HMO plan is most popular in Union?

The most popular HMO plan in Union is Aetna Medicare Signature (HMO), with 872 enrollees.

How many HMO plans in Union do not include drug coverage?

There are 1 HMO plans in Union without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
13
Average Monthly Premium
$7.08/mo
Total HMO-POS Enrollment
8,694
$0 Premium HMO-POS Plans
11
Average MOOP
$6,954
Top HMO-POS by Enrollment
Blue Medicare Essential Plus (HMO-POS) — 2,062 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Union County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus Giveback H1036-318
☆☆☆☆☆
$0 $9,850 $700 H1036-318-0
Humana Gold Plus Giveback H1036-343
☆☆☆☆☆
$0 $9,850 $700 H1036-343-0
Humana Gold Plus H1036-137
☆☆☆☆☆
$0 $9,850 $450 H1036-137-0
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,950 $700 H1036-335-2
AARP Medicare Advantage from UHC NC-0021
☆☆☆☆☆
$42 $4,900 $595 H5253-037-0
AARP Medicare Advantage from UHC NC-0022
☆☆☆☆☆
$0 $5,900 $685 H5253-038-0
AARP Medicare Advantage from UHC NC-15
☆☆☆☆☆
$0 $4,450 $685 H5253-117-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $9,300 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$50 $4,900 $700 H3449-024-2
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $7,000 $700 H3449-023-2
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Humana Gold Plus H6622-057
☆☆☆☆☆
$0 $9,850 $700 H6622-057-0
Wellcare Simple
☆☆☆☆☆
$0 $6,700 $700 H4073-001-0
What is the leading HMO-POS plan in Union?

Blue Medicare Essential Plus (HMO-POS) is the top HMO-POS in Union, with 2,062 enrollees.

What is the number of HMO-POS plans without Part D coverage in Union?

2 HMO-POS plans in Union do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Union County, NC for 2027.

CMS Star Ratings for Medicare Advantage Plans in Union County, NC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 33 70%
3 Stars 14 30%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.88

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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