• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

We are Medicare Plans

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Wake County

2026 Medicare Advantage Plans in Wake County, NC

Last update: September 2, 2026.

For 2026, Wake County, NC includes 47 Medicare Advantage plans. Enrollment across these plans totals approximately 54,814, with 35 $0 premium options and 65% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Wake County, NC are summarized separately. Visit Medicare Options in Wake County, NC to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $14.68/mo
  • $0 Premium Plans: 35
  • Average MOOP: $6,413 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 65% · 3 Stars: 35% · Below 3: 0%
  • Average Part D Deductible: $450.39
  • Total MA/MAPD Enrollment: 54,814
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Blue Medicare Essential Plus (HMO-POS) — 10,347 enrollees
    2. AARP Medicare Advantage from UHC NC-0015 (HMO-POS) — 6,356 enrollees
    3. Blue Medicare PPO Enhanced (PPO) — 4,935 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
22
Average Monthly Premium
$27.14/mo
Total PPO Enrollment
13,724
$0 Premium PPO Plans
14
Average MOOP
$7,202
Top PPO by Enrollment
Blue Medicare PPO Enhanced (PPO) — 4,935 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Wake County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-609-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$53 $6,300 $100 H3404-003-2
AARP Medicare Advantage from UHC NC-0016
☆☆☆☆☆
$53 $4,200 $520 H2406-034-0
AARP Medicare Advantage from UHC NC-0017
☆☆☆☆☆
$0 $6,200 $600 H2406-098-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,250 $450 H5525-035-0
HumanaChoice H5216-211
☆☆☆☆☆
$54 $9,250 $615 H5216-211-0
HumanaChoice H5525-050
☆☆☆☆☆
$0 $9,250 $350 H5525-050-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice H5525-083
☆☆☆☆☆
$0 $9,250 $450 H5525-083-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
Wellcare Assist Open
☆☆☆☆☆
$31 $4,201 $480 H1914-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,300 $615 H1914-010-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $8,850 N/A H1914-011-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H1914-007-0
HealthSpring True Choice
☆☆☆☆☆
$0 $5,450 $615 H7849-113-4
Alignment Health AVA
☆☆☆☆☆
$10 $3,900 $0 H7074-001-0
What is the average monthly premium for PPO plans in Wake?
PPO plans in Wake cost $27.14 per month on average.
Which PPO plan has the highest enrollment in Wake?
The most popular PPO plan in Wake is Blue Medicare PPO Enhanced (PPO), with 4,935 enrollees.
How many PPO plans in Wake do not include prescription drug coverage?
6 PPO plans in Wake do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
14
Average Monthly Premium
$3.79/mo
Total HMO Enrollment
13,144
$0 Premium HMO Plans
11
Average MOOP
$5,375
Top HMO by Enrollment
Alignment Health Platinum (HMO) — 2,664 enrollees
HMO Plans Without Drug Coverage
1

2026 HMO Medicare Advantage plans in Wake County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Alignment Health Platinum
☆☆☆☆☆
$0 $3,900 $0 H5296-003-0
Alignment Health Platinum Select
☆☆☆☆☆
$0 $5,900 $225 H5296-010-0
Alignment Health smartHMO
☆☆☆☆☆
$0 $3,400 $615 H5296-006-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3146-004-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $6,350 $615 H3146-021-0
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Choice
☆☆☆☆☆
$0 $4,200 $615 H3449-026-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-2
HealthSpring Courage
☆☆☆☆☆
$0 $6,750 N/A H9725-005-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,550 $295 H9725-009-4
HealthSpring Preferred Plus
☆☆☆☆☆
$14 $3,300 $200 H9725-017-4
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,700 $0 H9725-015-4
HealthSpring Preferred Select
☆☆☆☆☆
$0 $3,200 $295 H9725-014-0
Experience Health Medicare Advantage
☆☆☆☆☆
$7 $6,500 $615 H3777-002-0
What is the total number of HMO plans offered in Wake?

There are 14 HMO plans in 2026, covering 13,144 enrollees.

How much do HMO plans cost in Wake?

The average HMO premium in Wake is $3.79 per month, with 11 plans offering $0 premiums.

What is the top HMO by enrollment in Wake?

Alignment Health Platinum (HMO) is the top HMO in Wake, with 2,664 enrollees.

What is the number of HMO plans without Part D coverage in Wake?

1 HMO plans in Wake do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$3.64/mo
Total HMO-POS Enrollment
27,946
$0 Premium HMO-POS Plans
10
Average MOOP
$6,155
Top HMO-POS by Enrollment
Blue Medicare Essential Plus (HMO-POS) — 10,347 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Wake County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Plus Giveback H1036-318
☆☆☆☆☆
$0 $9,250 $450 H1036-318-0
Humana Gold Plus H1036-233
☆☆☆☆☆
$0 $9,250 $350 H1036-233-0
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,950 $250 H1036-335-2
AARP Medicare Advantage from UHC NC-0007
☆☆☆☆☆
$0 $6,200 $520 H5253-039-0
AARP Medicare Advantage from UHC NC-0015
☆☆☆☆☆
$0 $4,200 $440 H5253-117-0
AARP Medicare Advantage Giveback from UHC NC-14
☆☆☆☆☆
$0 $9,250 $600 H5253-110-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$40 $4,200 $100 H3449-024-2
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $5,400 $615 H3449-023-2
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H4073-001-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Wake cost $3.64 per month on average.

Which HMO-POS plan is most popular in Wake?

The most popular HMO-POS plan in Wake is Blue Medicare Essential Plus (HMO-POS), with 10,347 enrollees.

How many HMO-POS plans in Wake do not include drug coverage?

There are 2 HMO-POS plans in Wake without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Wake County, NC (2026) are summarized below.

Medicare Advantage Plan Ratings in Wake County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 3 7%
4 Stars (includes 5 Stars) 30 65%
3 Stars 16 35%
Below 3 Stars 0 0%
Not Rated 1 2%
Average Rating 3.97

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare AI Visibility Study
    • 2027 Medicare Advantage Market Study

 

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon